

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Danny made the loan process go so smooth. Couldn’t be happier with his service.
Danny made the loan process go so smooth. Was very informative and easy to work with.
Reply from Daniel Rubio
June 29th, 2026 04:01 PM
Kevin, I'm glad to hear that the loan process went smoothly for you. It's nice to know that I could provide the information you needed and make things easy. If you have any more questions or need further assistance, feel free to reach out.
Mrs. Terry was wonderful!!! She made the purchasing process and loan application so much easier than expected! She was great with Communication and I will definitely refer people and rave about the service.
Kristen communicates so well, she's great. Excellent to work with
Reply from Kristen Clarke
June 29th, 2026 01:40 PM
Maddyson, I appreciate your kind words about my communication. I'm glad to hear that you found it excellent to work with me. Thank you for your positive feedback!
Sara is amazing! As a first-time home buyer, I was nervous and had so many questions, but she made the entire process much easier to understand. She is incredibly knowledgeable, patient, and always willing to share helpful tips and guidance....
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Reply from Sarah Gonzalez
June 22nd, 2026 05:38 PM
Robyn, I'm so pleased to hear that I could make your home-buying journey more understandable and comfortable. Your confidence and trust are truly valued, and I'm grateful for your recommendation. If you have any more questions in the future,...
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Start to finish this lender(Sonya Pitt & staff) are tops in all categories especially with their A+ + attitude and communication. Bob Glover CCIM
Reply from Owner
July 16th, 2026 12:00 AM
Thanks Bob. We appreciate the trust you placed in our team to help your veteran buyer.
I was kept well informed about everything and every question got a quick and detailed answer. I trea with respect and kindness
Reply from Jimmy McFarland
June 29th, 2026 05:07 PM
Homer, I'm pleased to hear that you felt well informed and respected throughout the process. Providing quick and detailed answers to your questions is important to me. If there's anything else you need, just let me know!
Tom was always available and easy to contact when I needed him. Also, as a first time homebuyer, the process felt overwhelming at first. However, Tom made it as easy to understand and transparent as possible. I never felt lost in the woods...
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Reply from Tom Pregano
June 19th, 2026 10:02 PM
Thank you Mike for the kind words it was my pleasure to help you navigate the process. Enjoy your new home and make many new memories there!!!
Melanie went above and beyond to help us with anything we needed .
Karina and Lisa at Cabrales Mortgage, along with Realtor Javi Solis, were outstanding. They kept me informed, organized, and on track throughout the process, making my home closing smooth and seamless. I am very grateful for their support and...
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Reply from Karina Cabrales
June 26th, 2026 08:51 PM
I'm pleased to hear that you had a smooth and seamless home closing experience, Adam. I'm grateful for your kind words and am glad that Lisa and I, along with Javi Solis, could provide the support and professionalism you needed. If there's...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.