Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
closed
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Jimmy McFarland has received a review with 5 star rating from Melissa F
Jimmy was there for us starting step one to the finish line. He is very professional working side by side to make sure we were happy with thr house and etc.
Jimmy McFarland has received a review with 5 star rating from Austin C
Jimmy made the whole process as easy as possible. He was available at any time of the day to help and answer questions
Reply from Jimmy McFarland
November 5th, 2026 09:17 PM
Austin, I'm grateful to hear that I could make the process easy for you and be available whenever you needed assistance. At Lower, providing support and answering questions promptly is important to me.
Amazing communication
Reply from Jimmy McFarland
October 22nd, 2026 01:34 PM
Layne, I'm glad to hear that you appreciated the communication. At Lower, ensuring clear and helpful communication is always a priority.
Great experience. Will be using their services again in the future. Thank you Jimmy McFarland for making this such a smooth process!
Great communication, kept me informed thru the entire process, answered all of my questions quickly. Overall great experience, 10/10 would recommend! Thank you for making this such a smooth process.
Reply from Jimmy McFarland
October 22nd, 2026 07:39 PM
Rachel, I'm happy to hear that you had a great experience and felt well-informed throughout the process. I strive to provide clear communication and prompt responses, so it's wonderful to know that was your experience. At Lower, ensuring a...
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Jimmy was amazing from start to finish! He communicated so well and explained every step of the process to us. He saved us and cleaned up a mess that he didn’t make, and had a fantastic attitude the entire time! I could call or text Jimmy anytime...
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Jimmy was amazing from start to finish! He communicated so well and explained every step of the process to us. He was so patient and friendly, we would definitely pick him all over again.
Reply from Jimmy McFarland
October 19th, 2026 04:24 PM
Victoria, I'm pleased to hear that you found my communication and explanations helpful throughout the process. At Lower, ensuring a positive experience is important, and I'm glad I could assist you effectively. Thank you for your kind words...
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Jimmy McFarland has received a review with 5 star rating from Bryant F
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.