Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Jimmy McFarland has received a review with 5 star rating from Bryant F
First time home buying experience and Jimmy helped out a ton!
I couldn’t have asked for a better loan officer! He went above and beyond throughout the entire process and was extremely knowledgeable, helpful, and responsive. He made what could have been a stressful experience feel smooth and easy. I truly...
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I couldn’t have asked for a better loan officer! He went above and beyond throughout the entire process and was extremely knowledgeable, helpful, and responsive. He made what could have been a stressful experience feel smooth and easy. I truly...
read more
Jimmy made the entire process easy. he Was on top of it the whole way, we were never waiting on him To get something done! Excellent service!
Reply from Jimmy McFarland
October 3rd, 2026 03:23 PM
David, I'm glad to hear that you found the process easy and that my service met your expectations. At Lower, we strive to provide excellent service, and it's wonderful to know you felt supported throughout.
Jimmy McFarland has received a review with 5 star rating from Tammy J
Jimmy is such a nice and professional man. He was very helpful through every step. I would definitely use him again if ever needed!!
Reply from Jimmy McFarland
October 5th, 2026 06:22 PM
Tammy, I'm glad to hear that you found my assistance helpful and professional throughout the process. It's wonderful to know you'd choose to work with me again, and I'm grateful for your trust in Lower.
I had an excellent experience with Jimmy. He made the first time home buying process such a breeze and I barely had to lift a finger. I highly recommend him.
Amazing experience! Jimmy McFarland is the best!
Jimmy was amazing in communication. He understood what are goals were and met all of them. I would recommend to anyone and have already referred him out.
Reply from Jimmy McFarland
September 2nd, 2026 05:49 PM
Shea, I appreciate your kind words about my communication and understanding of your goals. It's great to know that I've met your expectations, and I'm grateful for your referrals. If you need anything else, feel free to reach out!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.