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Melanie Stevens - Loan Officer in Columbia, MD

Melanie Stevens

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Loan Officer

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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
92%
4 Star
6%
3 Star
0%
2 Star
0%
1 Star
2%
Reviews from Web
  • Encompass
    A
    Alyson S
    Ocala, FL
    Posted on July 3rd, 2026 12:07 PM
    Melanie goes above & beyond for clients because she truly cares! She is execellent at timely communication and problem-solving.
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    S
    Sara K C
    Leesburg, FL
    Posted on June 22nd, 2026 12:41 PM
    Melanie is ABSOLUTELY a dream to work with! She is my go to reference to ALL my clients who need financing! She is amazing at getting everything together prior to closing, which is very reassuring as an Real Estaste Agent.
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    KIMBERLY P
    Leesburg, FL
    Posted on June 19th, 2026 09:26 PM
    Melanie went above and beyond to help us with anything we needed .
  • Encompass
    B
    Bonnie Z
    Ocala, FL
    Posted on June 18th, 2026 11:50 AM
    the buyer and buyera agent were extremwly pleaaed woth Melanie
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    D
    Deidre F
    Ocala, FL
    Posted on June 16th, 2026 04:48 PM
    is always a pleasure to work with, she answers the phone. She answers the question she's there for her clients. She not only explains things to me. She explains them to the client to where every one knows what's going on at all times.
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    MIECHA P
    Ocala, FL
    Posted on June 13th, 2026 06:09 PM
    The communication
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    LUKAS M
    Ocklawaha, FL
    Posted on May 25th, 2026 11:14 AM
    The whole experience was great I knew what was going on throughout the process as soon as they had
    Reply from Melanie Stevens
    October 8th, 2026 06:07 PM
    It was a pleasure working with you and Pearl. I hope you enjoy your new home.
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    S
    SARA C
    Ocklawaha, FL
    Posted on May 19th, 2026 01:06 PM
    The closing date delay WAS NOT CAUSED by Melanie. She went ABOVE and BEYOND, which is why I RECOMMEND her to EVERYONE that I come across needing financing. I will PERSONALLY be using her as she is AMAZING and the MOST knowledgable lender I...
    read more
    Reply from Melanie Stevens
    October 8th, 2026 06:07 PM
    your the best. lets get your loan moving
  • Encompass
    D
    DANIEL H
    Ocala, FL
    Posted on May 17th, 2026 01:40 PM
    From start to finish Melanie worked very close and made sure we knew and understood every part of our loan process.
    Reply from Melanie Stevens
    October 8th, 2026 06:07 PM
    Enjoy your new home
  • Encompass
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    LARRY Y
    Fort Mc Coy, FL
    Posted on May 1st, 2026 01:00 PM
    Melanie was prompt and thorough. Easy to understand.
    Reply from Melanie Stevens
    October 8th, 2026 06:07 PM
    And Larry you were a joy to work with.
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 2235026
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.