

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Excellent communication, great service
We have truly loved working with the team at Foxbank. Their kindness, encouragement, and belief in us have meant so much to our family. Unfortunately, our experience with Bruce on the lending side left us feeling discouraged and hurt.We understand...
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Ana and Lisa at Cabrales Mortgage made the home-buying process smooth and stress-free. They were responsive, knowledgeable, and genuinely cared about getting us the best rate. Highly recommend!
Reply from Owner
October 8th, 2026 08:58 PM
Thank you Damian. We are so excited for you. Thank you for always being on top of things and sending docs when we requested them. #Teamwork! We did it!!
5 Stars – Exceptional Mortgage Broker Who Truly Goes Above and Beyond!I cannot say enough great things about the incredible experience we had working with Angel Ramos throughout our home loan process.Our journey to closing on our new home was...
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very good at what they do
Judy made the whole process straightforward and as painless as possible!
Yani was very attentive and helpful at every turn. We had a couple of scares with financing and deadlines, but thanks to her, we were able to navigate through these setbacks and get back on track. I am more than satisfied with her ability to...
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Very quick and efficient communication to move the process forward smoothly .
We feel happy and blessed for the excellent service we received from christian and lower's team
Shonna was helped me throughout the whole loan process and made it simple to understan. Thanks for all the help!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.