Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Lower, LLC
Lower, LLC has received a review with 5 star rating from Sarah W
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We were always kept in the loop and told what to expect and when to expect it! We never had any questions because everything was made clear from the beginning, but that is a benefit of working with a pro!
Jimmy McFarland has received a review with 5 star rating from Austin C
Jimmy made the whole process as easy as possible. He was available at any time of the day to help and answer questions
Adam took the time to walk through all sceanrios that would fit my needs and helped me make an informed decision. In addition his team was a pleasure to work with.
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Lower Mortgage - Bob Chamorro
(Translated by Google) Excellent advice; they support you every step of the way, and more importantly, from day one to final closing. I highly recommend them.(Original)Asesoria super, te acompañan hasta el final y lo que es mas importante,...
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Gracias por todo, el apoyo y asesoria de Bob ha sido fundamental para lograr nuestro proyecto de inversion en FL.
Fred is very knowledgable. We appreciated that he was always available to answer our questions.
Sean has always gone above and beyond for me and my clients. He makes time to discuss all options and explains financing in simple ways that anyone can understand.
Very informative
Reply from Phil Cunningham
October 28th, 2026 04:48 PM
Matthew, I'm pleased to hear that you found the information provided helpful. At Lower, I strive to ensure that all my clients feel well-informed throughout their process. I am excited for you and your new home!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.