

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Amanda is the person you can count on in the clutch! She keeps all parties informed. She gives !!0%! She goes above and beyond to get the client appoved.
Reply from Amanda Berry
June 22nd, 2026 03:53 PM
Thank you Jamikia - it was a pleasure working with you and I look forward to our next transaction! Welcome to the TEAM!
Jeff was very quick to respond to all my questions I had.
Reply from Jeff Scherber
June 29th, 2026 10:52 PM
I'm pleased to hear that my responsiveness was helpful for you, Kevin. If you have any more questions or need further assistance, please feel free to reach out.
Leslie was so knowledgeable, patient and caring through our process. Her professionalism and expertise is exceptional. We had full trust we made the best decision by working with her.
Reply from Leslie Bergen
June 29th, 2026 02:13 PM
Elizabeth, thank you for your kind words. I'm grateful to have earned your trust and pleased that my knowledge and care contributed positively to your experience. If you need anything else, feel free to reach out.
Nicky had confidence in us when we didn't have it for our selves,amazing communication and what a great experience ,she changed our lives forever,thank you Nicky and Pam for everything you guys did for us.i would recommend Nicky's services...
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Reply from Nicky Hungerford
June 29th, 2026 05:09 PM
Eric, I'm truly grateful for your heartfelt words. It's wonderful to know that my support and communication made a lasting impact on your journey to homeownership. I'm also thankful for the opportunity to work alongside Pam in assisting you....
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Troy and his Team were amazing every step away the way! They made this experience so much easier for me and I appreciate all the time and attention spent explaining the process to me. Troy was always fast to address any of my questions and...
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Reply from Troy Mlenar
June 28th, 2026 03:54 PM
Sheila Thank You! I'm so grateful that you trusted us with this transition in your life! We are always here for you!
(Translated by Google) I want to thank Cabrales Mortgage for their great professionalism, for the valuable time they dedicated to the entire process, and for their personalized attention in clarifying each of our doubts. Thank you again from...
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Reply from Owner
July 1st, 2026 02:48 PM
Muchas gracias por sus amables palabras! Fue un verdadero placer acompañarle durante este proceso tan importante. Gracias por confiar en nuestro equipo. Le deseamos muchas bendiciones y momentos felices en su nuevo hogar. 🏡✨
Solo quiero expresarle mi agradecimiento sobre su excelente asesoramiento durante el proceso de refinanciamiento de mi casa.Gracias por su tiempo, paciencia y profesionalismo y rápida respuestas a las dudas que surgieron durante el proceso...
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Reply from Karina Cabrales
June 29th, 2026 01:38 PM
Ruben, agradezco sinceramente tus palabras. Me alegra saber que mi asesoramiento fue útil para ti y tu familia durante el proceso de refinanciamiento. Si necesitas más ayuda o tienes alguna pregunta en el futuro, no dudes en contactarme.
Very helpful surimg during the whole process
Reply from Cody Heard
June 29th, 2026 05:08 PM
Dillon, I'm glad to hear that you found the process very helpful. Thank you for your kind words!
Karina is a very professional person and always helped us and explained everything went step by step the whole process and was always there for any questions that we had 100% recommended
Reply from Karina Cabrales
June 29th, 2026 06:48 PM
Francisco, I'm pleased to know that you found my support helpful throughout the process. It's great to hear that my explanations and availability made a positive impact on your experience. Thank you for your kind recommendation, and if you...
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With person to person communication going so electronic nowadays Sonya & staff always never hesitated to pick up the phone to insure the customer had a complete understanding during the entire loan process. Bob Glover CCIM
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Reply from Sonya Pitt
June 20th, 2026 12:10 PM
Thanks Bob for trusting us to assist with your Veteran buyer. It was a pleasure to work with you.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.