Kristen Clarke
Sales Manager
At Lower, my goal is to make home financing simple and stress-free. With over 29 years of experience, I’ve helped clients navigate everything from first-time home purchases to refinancing and move-up homes.
Based in Marlton, NJ, I proudly s... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
I cant thank enough Kristen Clarke and her team for guiding me to every step from pre approval , last minute transactions and processing to closing.Your professionalism and attention to detail made the entire homeownership journey smoother...
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Reply from Kristen Clarke
July 24th, 2026 06:42 PM
Maria, I'm truly grateful for your kind words and recommendation. It was a pleasure to guide you through each step of the homeownership process. I'm happy to know that my team's professionalism and attention to detail helped make your journey...
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This mortgage company is phenomenal! They guided us through our first house purchase ensuring we had all necessary knowledge. We are so grateful for their expertise, professionalism and attention to detail. They made our american dream home...
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Numbers confuse me and all the terminology can be overwhelming but Kristen helped break it down so i could understand.
Reply from Kristen Clarke
June 29th, 2026 01:35 PM
Madison, I'm glad I could help clarify things for you. It's great to know that the explanations made the process more manageable. If you have any more questions, feel free to reach out!
Kristen communicates so well, she's great. Excellent to work with
Reply from Kristen Clarke
June 29th, 2026 01:40 PM
Maddyson, I appreciate your kind words about my communication. I'm glad to hear that you found it excellent to work with me. Thank you for your positive feedback!
, quick to answer, always great communication and rates.
Reply from Kristen Clarke
June 15th, 2026 04:24 PM
Thanks, Dylan! I'm pleased to know that you found the communication and rates satisfactory. Your feedback is valued, and I'm glad I could assist you efficiently.
Kristen made the experience of buying a house so much more enjoyable . She is very professional but also knew how to make it fun! It felt Like dealing with a friend . Kristen is super knowledgeable and answered all of our questions. she was...
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Reply from Kristen Clarke
May 13th, 2026 04:48 PM
Thank you, Lauren, for your kind words. I'm happy to hear that I could make the home buying experience both enjoyable and professional for you. It's appreciated to know that my knowledge and responsiveness met your needs. I truly appreciate...
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Kristen is awesome! She helped us so much through the home buying process and always made herself available to answer all of questions. She truly is the best and made the whole thing so much less stressful. She is simply the best!
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Reply from Kristen Clarke
May 11th, 2026 05:01 PM
Thank you so much for your kind words, Gerald. I'm really glad I could help make the home buying process easier for you. It's great to know that my availability made a positive difference in your experience.
Any question I had Kristen was quick to answer with an educated answer that really helped me out.
excellent communication, efficient, attentive. I will definitely recommend my family members to work with her! super sweet and kind.
Reply from Kristen Clarke
May 8th, 2026 02:01 PM
I'm grateful for your kind words, Stephanie. I'm pleased to hear that you found the communication effective and the experience positive. I look forward to potentially working with your family members in the future.
The process was smooth from start to finish. Communication was clear, and all our questions were answered quickly and honestly. we felt supported the whole time, and everything was explained in a way that made it easy to understand. It made...
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Reply from Kristen Clarke
April 28th, 2026 08:34 PM
Thank you so much for the kind words, Dymir. I am so thankful for the opportunity to work with you and Alba. Congrats to your beautiful family and to many happy memories in your new home!
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About
At Lower, my goal is to make home financing simple and stress-free. With over 29 years of experience, I’ve helped clients navigate everything from first-time home purchases to refinancing and move-up homes.
Based in Marlton, NJ, I proudly serve clients throughout New Jersey, Pennsylvania, and surrounding areas. I take the time to understand your goals, explain your options clearly, and guide you every step of the way—no pressure, just honest advice.
Lower offers a wide range of loan products, and I’m committed to helping you find the right fit with responsive, personalized service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 241186
Hobbies
- Traveling
- Family
- Golf
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.