Kristen Clarke
Sales Manager
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Kristen is always very helpful , kind, diligent, informative, and knowledgeable. We greatly appreciate her help! She is a true asset to your company.
Absolutely. Here’s a polished version that keeps the warmth and enthusiasm of what you experienced while still sounding credible as a professional review:Working with my broker was truly an exceptional experience. From beginning to end, she...
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I couldn't of asked for a better person to do all this for us always available ready to help whenever and be nicest person ever thank you the best
Kristen and her colleagues made the first time home buying experience as easy as possible. They worked tirelessly to ensure we had the most up to date information available to ensure the best rates and made the smartest financial decisions...
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buying for the first time, we had a ton of questions, Kristen was available constantly, answering our questions fully and ensuring we were getting the best deal possible. She was professional, friendly, encouraging. It was an absolute pleasure...
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Great communication and response time. Helped me alot a lot with understanding the finance of my first home purchase.
Reply from Kristen Clarke
August 18th, 2026 06:48 PM
Michael, I'm grateful for your feedback on my communication and response time. It's good to know that I could help you understand the finance aspects of your first home purchase.
Kristen was such a huge help with helping us prepare to purchase our first home. I highly recommend her !
Reply from Kristen Clarke
August 17th, 2026 02:18 PM
Jamie, I'm happy to hear that I could assist you in preparing for your first home purchase. Thank you for your recommendation!
Kristin made it great!!!
Reply from Kristen Clarke
August 12th, 2026 07:26 PM
Natalie, I'm glad to know you had a great experience. Thank you for your kind words!
As a first time homebuyer this was such a learning experience. Kristen helped so much with the entire process and any questions I faced along the way. It was such a pleasure to work with Kristen!
Reply from Kristen Clarke
August 10th, 2026 08:20 PM
Kenneth, I'm pleased to hear that I could assist you throughout your first homebuying journey. It's wonderful to know that you found it a pleasant experience working with me. If you have any more questions in the future, feel free to reach...
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I cant thank enough Kristen Clarke and her team for guiding me to every step from pre approval , last minute transactions and processing to closing.Your professionalism and attention to detail made the entire homeownership journey smoother...
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Reply from Kristen Clarke
July 24th, 2026 06:42 PM
Maria, I'm truly grateful for your kind words and recommendation. It was a pleasure to guide you through each step of the homeownership process. I'm happy to know that my team's professionalism and attention to detail helped make your journey...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 241186
Hobbies
- Traveling
- Family
- Golf
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.