Kristen Clarke
Sales Manager
At Lower, my goal is to make home financing simple and stress-free. With over 29 years of experience, I’ve helped clients navigate everything from first-time home purchases to refinancing and move-up homes.
Based in Marlton, NJ, I proudly s...... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Kristen made the experience of buying a house so much more enjoyable . She is very professional but also knew how to make it fun! It felt Like dealing with a friend . Kristen is super knowledgeable and answered all of our questions. she was...
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Reply from Kristen Clarke
May 13th, 2026 04:48 PM
Thank you, Lauren, for your kind words. I'm happy to hear that I could make the home buying experience both enjoyable and professional for you. It's appreciated to know that my knowledge and responsiveness met your needs. I truly appreciate...
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Kristen is awesome! She helped us so much through the home buying process and always made herself available to answer all of questions. She truly is the best and made the whole thing so much less stressful. She is simply the best!
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Reply from Kristen Clarke
May 11th, 2026 05:01 PM
Thank you so much for your kind words, Gerald. I'm really glad I could help make the home buying process easier for you. It's great to know that my availability made a positive difference in your experience.
Any question I had Kristen was quick to answer with an educated answer that really helped me out.
excellent communication, efficient, attentive. I will definitely recommend my family members to work with her! super sweet and kind.
Reply from Kristen Clarke
May 8th, 2026 02:01 PM
I'm grateful for your kind words, Stephanie. I'm pleased to hear that you found the communication effective and the experience positive. I look forward to potentially working with your family members in the future.
The process was smooth from start to finish. Communication was clear, and all our questions were answered quickly and honestly. we felt supported the whole time, and everything was explained in a way that made it easy to understand. It made...
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Reply from Kristen Clarke
April 28th, 2026 08:34 PM
Thank you so much for the kind words, Dymir. I am so thankful for the opportunity to work with you and Alba. Congrats to your beautiful family and to many happy memories in your new home!
Kristen is awesome and I highly recommend her to anyone purchasing a home. Thank you, Kristen.
Reply from Kristen Clarke
February 18th, 2026 12:00 AM
Thank you so much for your 5-star review! It was a pleasure working with you and we are thrilled that we could provide you with a positive mortgage experience. Please don't hesitate to reach out if you need anything in the future!
Working with Kristen has been an exceptional experience from start to finish. She brings an unmatched level of professionalism, expertise, and dedication to the table. Kristen not only understands the complexities of the lending process but...
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Reply from Kristen Clarke
September 18th, 2025 12:00 AM
Thank you so much for your kind words, Kenneth! I am thrilled to hear that your experience with me was exceptional. We appreciate your trust in us and look forward to assisting you again in the future!
In the future if I need any assistance on purchasing a home or even refinance this young lady right here Kristen Clark is the one I'm heading for she's great awesome very knowledgeable of what she's doing and yes she goes above and beyond to...
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Reply from Kristen Clarke
August 18th, 2025 12:00 AM
Thank you so much for your kind words, Blackice! It was a pleasure working with you! We look forward to assisting you in the future with your home purchasing or refinancing needs!
I cannot say enough great things about my experience with Kristen and her team. As a first-time homebuyer, the process seemed incredibly overwhelming at first, but they made everything so smooth, clear, and stress-free from start to finish....
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Reply from Kristen Clarke
July 18th, 2025 12:00 AM
Thank you so much for your kind words, Carly! We're thrilled to hear that we could make your first homebuying experience smooth and stress-free. It's our goal to provide support and clear communication throughout the process. Congratulations...
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This is the second refi Kristin did for us. She is above and beyond responsive and can-do! Whenever little bumps in the process arose, her attitude immediately became one of solving and overcoming any obstacle. She is a goal-oriented, creative...
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Reply from Kristen Clarke
May 18th, 2025 12:00 AM
Thank you for taking the time to share your positive experience with us! We are thrilled to hear that you had a great experience with our mortgage team. Your satisfaction is our top priority and we are honored to have earned your trust and...
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About
At Lower, my goal is to make home financing simple and stress-free. With over 29 years of experience, I’ve helped clients navigate everything from first-time home purchases to refinancing and move-up homes.
Based in Marlton, NJ, I proudly serve clients throughout New Jersey, Pennsylvania, and surrounding areas. I take the time to understand your goals, explain your options clearly, and guide you every step of the way—no pressure, just honest advice.
Lower offers a wide range of loan products, and I’m committed to helping you find the right fit with responsive, personalized service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- NMLS
Addresses and Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 241186
Hobbies
- Traveling
- Family
- Golf
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.