K
Kristen Clarke
Sales Manager
At Lower, my goal is to make home financing simple and stress-free. With over 29 years of experience, I’ve helped clients navigate everything from first-time home purchases to refinancing and move-up homes.
Based in Marlton, NJ, I proudly s...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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About
At Lower, my goal is to make home financing simple and stress-free. With over 29 years of experience, I’ve helped clients navigate everything from first-time home purchases to refinancing and move-up homes.
Based in Marlton, NJ, I proudly serve clients throughout New Jersey, Pennsylvania, and surrounding areas. I take the time to understand your goals, explain your options clearly, and guide you every step of the way—no pressure, just honest advice.
Lower offers a wide range of loan products, and I’m committed to helping you find the right fit with responsive, personalized service.
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336
/850
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Memberships
- NMLS
Addresses and Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 241186
Hobbies
- Traveling
- Family
- Golf
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.