Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Karina and Lisa at Cabrales Mortgage, along with Realtor Javi Solis, were outstanding. They kept me informed, organized, and on track throughout the process, making my home closing smooth and seamless. I am very grateful for their support and...
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Reply from Karina Cabrales
June 26th, 2026 08:51 PM
I'm pleased to hear that you had a smooth and seamless home closing experience, Adam. I'm grateful for your kind words and am glad that Lisa and I, along with Javi Solis, could provide the support and professionalism you needed. If there's...
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Karina Cabrales has received a review with 5 star rating from Leo M
Reply from Owner
September 1st, 2026 04:22 PM
Leo, thank you for the 5 Star rating. I'm grateful for the opportunity to assist you and hope everything went smoothly. Many Blessings to you and your family :)
Karina and the entire staff were extremely helpful and attentive. I'd like to especially mention Lisa who was extremely helpful and pleasant to work with.
Reply from Karina Cabrales
June 26th, 2026 07:51 PM
I'm grateful for your kind words, Leo. It's wonderful to hear that both I and the entire staff, including Lisa, made a positive impact on your experience. If you have any further needs or questions, please feel free to reach out.
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Josie is on top of everything and wants the best for her clients
Reply from Josie George
June 26th, 2026 06:06 PM
Asia, I appreciate your kind words and am pleased to hear that you feel I have your best interests in mind. If there's anything more I can do for you, please let me know.
Kristina was amazingly helpful, making the whole process run smoothly and always being willing to explain anything.
Reply from Kristina Beth Fischer
June 26th, 2026 05:23 PM
Sarah, I'm grateful to hear that I could help make the process run smoothly for you. It's important to me to be available and willing to explain anything needed. If there's anything else I can do for you, please feel free to reach out.
Friendky and helpful service
Reply from Home Team Lending
June 23rd, 2026 09:00 PM
Thank you, David! It was a pleasure helping you and Julie with your home financing. I'm glad you found the process friendly and helpful. My goal is always to provide clear communication and make the mortgage process as smooth and stress-free...
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Lisa made herself available to answer any question at any time. She's patient, thorough, and always on top of things. Working with Lisa is a pleasure and a privelege!
Reply from Lisa Lessard
June 26th, 2026 04:21 PM
Thank you for the wonderful feedback, Ian. I'm glad to hear that my availability and thoroughness were helpful to you. It was a pleasure working with you as well!
Heather communicated effectively and brought a difficult tranaaction to the finish line.
Reply from Heather Stokes
June 26th, 2026 03:44 PM
I'm happy to hear that I could help bring the transaction to a successful close, Lisa. Effective communication is something I strive for, and I'm grateful for your positive feedback. If there's anything further you need, please don't hesitate...
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Sarah Gonzalez
Sarah was there for us no matter the time no matter the question and made us feel comfortable and explained every question we had and we had a lot. We are so grateful.
Reply from Sarah Gonzalez
June 19th, 2026 06:20 PM
It's great to hear that you felt comfortable and supported throughout the process, Brittany. I'm grateful for your kind words and appreciate the opportunity to assist you with all your questions. Thank you for trusting me to be there for you....
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Y'all's team is great and informative. Thanks for all the help!
Reply from Brian Hafner
June 19th, 2026 03:40 PM
It was a pleasure assisting with your home purchase. Thank you!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.