Daniel Rubio
MLO | NMLS# 2051551
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
No better mortgage experience. Danny went the extra mile with clear explanation and excellent service.
Danny was great to work with. He communicated well with us through the process, answered our questions promptly and clearly, and kept us on track. He worked well with the other team members on our transaction making the whole experience very...
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Reply from Daniel Rubio
August 31st, 2026 01:22 PM
Gloria, I'm grateful for your kind words and happy to hear that the process was easy and uncomplicated for you. It's important to me to communicate clearly and work well with others. If you ever need assistance again, please feel free to reach...
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Closing was a breeze. Communication was good all through.
Reply from Daniel Rubio
August 31st, 2026 03:38 PM
Ruth, I'm pleased to know the closing process was smooth and that communication met your expectations. Thank you for your feedback!
Easy no hassle closing
Reply from Daniel Rubio
August 10th, 2026 05:32 PM
Eileen, I'm happy to hear that your closing was easy and hassle-free. If you need any more assistance in the future, please don't hesitate to reach out.
Danny is very responsive and always is there for any questions. The whole process was great and I can say enough good things about Danny.
Reply from Daniel Rubio
August 10th, 2026 07:40 PM
Robert, I appreciate your kind words and am glad to hear that you found the process great. It's important to me to be responsive and helpful with any questions you have. Feel free to reach out if you need anything in the future.
Daniel Rubio has received a review with 5 star rating from Kayla S
Lower Mortgage is a great company has a whole but the two main two people I have been working with is Roxan and Daniel . Without these two , I wouldn't have found my dream home but then also the best experience of finding a home so thank you...
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Reply from Daniel Rubio
August 4th, 2026 01:35 PM
Kayla, I'm truly grateful for your kind words and am pleased to have been part of your journey to finding your dream home. It's wonderful to hear that Roxan and I could provide a great experience for you. Thank you for recommending us and Lower...
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Danny was very knowledgeable and professional. He was always helpful with all of my concerns and questions. He was able to get me exactly what I was qualified for. I am satisfied beyond words. I will refer Danny to family , friends and colleagues...
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Reply from Daniel Rubio
July 13th, 2026 03:27 PM
Mary, I'm grateful for your kind words and am pleased to hear that you are satisfied with the service I provided. It's great to know I could assist with your concerns and questions, and help you get what you were qualified for. Thank you for...
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Danny made the loan process go so smooth. Couldn’t be happier with his service.
Danny made the loan process go so smooth. Was very informative and easy to work with.
Reply from Daniel Rubio
June 29th, 2026 04:01 PM
Kevin, I'm glad to hear that the loan process went smoothly for you. It's nice to know that I could provide the information you needed and make things easy. If you have any more questions or need further assistance, feel free to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2051551
Hobbies
- Exercising
- Playing Basketball
- Spending time with family
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.