Top 5%
Melanie Brown
Branch Manager | NMLS# 325159
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Fantastic
You are fantastic easy to talk with on anything needed and very responsive
Melanie Brown has received a review with 5 star rating from Natalie D
melanie and terry were very helpful during the whole process!
Reply from Melanie Brown
October 22nd, 2026 06:01 PM
Natalie, I'm glad to hear that Terry and I could assist you throughout the process. It's wonderful to know you had a good experience with us at Lower.
Melanie and her team make you feel like family on top their expertise and guidance through out all the decisions to be made in a loan process.
Reply from Melanie Brown
October 19th, 2026 01:15 PM
David, thank you for your kind words. I'm pleased to know that you felt like family while working with my team and me at Lower. It's great to hear that our guidance made the loan process smoother for you.
Melanie managed the entire process all the way. We set the closing date and it felt everything was on auto pilot. Very reponsive, excellent staff. I would always use Melanie and her team again.
Reply from Melanie Brown
October 12th, 2026 03:09 PM
Klaus, thank you for your kind words. I'm glad to hear that the process felt seamless and that you had a positive experience with my team at Lower. It's wonderful to know you'd choose to work with us again.
Melanie Brown has received a review with 5 star rating from Amy D
This was my first time purchasing a home. Melanie and her team made it less stressful. Very thorough and answered all of my questions! As a first time homebuyer, I can say it was a smooth process. Definitely recommend! Thank you to these lovely...
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Reply from Melanie Brown
October 5th, 2026 07:13 PM
Amy, I'm pleased to hear that your first home-buying experience was smooth and less stressful with the help of my team and me. It's great to know that we could answer all of your questions thoroughly. Thank you for recommending us, and for...
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Everybody was very friendly, nice and helpful.
They made the entire home-buying process feel smooth and stress-free from beginning to end. Any questions we had were always answered quickly, and they were consistently available whenever we needed guidance or clarification.They made us feel...
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Reply from Melanie Brown
September 14th, 2026 03:18 PM
Guadalupe, I'm grateful for your kind words and happy to hear that you felt supported and comfortable throughout the home-buying process. It's wonderful to know that I could assist with your budget and help find the right option for your family....
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
VA Home Loan
Mortgage Lender
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
USDA Loans
Cash-Out Refinances
DSCR Loans
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Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 325159
Hobbies
- Fishing, Cooking, Grandchildren
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.