Melanie Brown
Lower, LLC
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
We have purchased quite a few homes over the years. Only regret is not meeting Melanie and her team previously. From beginning to closing. They made the process as easy as possible. With the operative word being EASY. Thank you so much for...
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agents are professional and prompt
Mrs. Terry was wonderful!!! She made the purchasing process and loan application so much easier than expected! She was great with Communication and I will definitely refer people and rave about the service.
COMMUNICATION SPEED
Reply from Melanie Brown
June 22nd, 2026 05:31 PM
Michael, I'm grateful for your feedback. It's great to know that the communication and speed met your expectations. If you ever have more to share or need assistance, feel free to reach out.
Melanie and Terry were amazing. They walked me through step-by-step on how to do it and what they needed from me and stayed communicated with me through the whole process. It was a very smooth and easy transaction.
Reply from Melanie Brown
June 22nd, 2026 05:25 PM
Isaiah, I appreciate your kind words about the smooth and easy transaction. I'm glad that Terry and I could guide you through each step and keep in touch throughout the process. If you need any further assistance, please feel free to reach...
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A thank you for your kindness and dedication in this project of my family looking for the best options for us. Thank you!
Reply from Melanie Brown
June 17th, 2026 02:33 PM
Norma, I appreciate your kind words about my dedication and kindness during your family's project. I'm glad I could help you find the best options. If you have any more questions or need further assistance, don't hesitate to reach out.
Melanie & Terry are awesome people! They are dedicated to help people save money & get them the best deal they can. They go above and beyond
Reply from Melanie Brown
June 17th, 2026 03:27 PM
Rodney, I'm glad to hear that you found Terry and me to be dedicated in helping you save money and secure the best deal. It's great to know our efforts were appreciated. If there's anything more I can assist you with, please let me know.
Thank you for the smooth process of refinancing
Reply from Melanie Brown
June 17th, 2026 07:48 PM
Allison, I'm pleased to hear that the refinancing process went smoothly for you. If you have any more questions or need further assistance, please let me know.
Everyone helped make this wonderful experience
Reply from Melanie Brown
June 10th, 2026 08:21 PM
Natalie, I'm grateful to know that you had a wonderful experience with us. It's great to hear that everyone was able to help you. If there's anything more you need, feel free to reach out.
They made the entire home-buying process smooth and stress-free.
Reply from Melanie Brown
June 1st, 2026 08:13 PM
Nancy, I'm pleased to hear that the home-buying process was smooth and stress-free for you. Thank you for sharing your experience. If you need any further assistance, please feel free to reach out.
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
VA Home Loan
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Time Zone
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.