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Karina Cabrales
Mortgage Loan Advisor | NMLS# 902409

Karina Cabrales, Mortgage Queen Kari, is a Texas Mortgage Loan Officer helping home buyers with FHA, VA, USDA, Conventional, Down Payment Assistance, investment and first-time home buyer loans. Serving McAllen, Edinburg, Mission, the Rio Gr... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Luis was the best! He was very patient throughout the process and explained everything in detail. Rest of the team were really helpful as well! Very recommended!
I’m so grateful to the entire mortgage lending team for helping make my home buying process as smooth and stress free as possible! A special thank you to Ana Cabrales, Lisa Zerrato, Janelle Lopez, Samantha Leon, and Evelyn Hernandez for all...
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I’m so grateful to the entire mortgage lending team for helping make my home buying process as smooth and stress free as possible! A special thank you to Ana Cabrales, Lisa Zerrato, Janelle Lopez, Samantha Leon, and Evelyn Hernandez for all...
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Karina Cabrales has received a review with 5 star rating from Johnny L C
⭐⭐⭐⭐⭐ 5 Stars All the Way!I highly recommend Cabrales as Mortgage! From Ana Cabrales and her assistant Evelyn to Lisa, the entire team made our first-time homebuyer process go so smoothly. They were amazing from start to finish, always on top...
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Reply from Owner
September 24th, 2026 04:07 PM
Thank you so much for your kind words, Viviana! It was an honor to be part of your homeownership journey. Thank you for trusting our team. We wish you and your family many wonderful memories in your new home! 🏡
Thank you, Cabrales Mortgage! Samantha and Lisa were so helpful throughout our entire home-buying process. They were always available to answer our questions on our FHA loan, explain everything clearly, and guide us through each step. They...
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Reply from Owner
September 24th, 2026 04:04 PM
Thank you for taking the time to share your experience! Helping families achieve their homeownership goals is why we do what we do. We appreciate your trust and wish you nothing but happiness in your new home.
Amazing experience second time around for us with Karina and she and her team was amazing, smooth fast process would recommend to anyone!
Reply from Owner
September 24th, 2026 04:06 PM
Congratulations again on this exciting milestone, Rodolfo! Thank you for your trust and recommendation. It truly means the world to our team
Karina made what I thought would be a stressful experience into something smooth and wonderful. No stress at all she would answer all questions quickly and was a smooth sailing closing. She can really make your dream into a reality. Highly...
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Reply from Karina Cabrales Home Loans, NMLS #9...
September 7th, 2026 01:53 PM
It was truly my pleasure Kristin. Very proud of the leap you made and here for any finance questions you may have. Blessings!
Amazing service ! 🤩
Reply from Owner
September 24th, 2026 04:07 PM
Thank you for trusting our team throughout your home buying journey!
Great mortgage company! Everything went smooth and they were able to help me close alone without adding my partner! It was a great experience!
Reply from Owner
September 1st, 2026 04:15 PM
Thank you so much for being amazing! I truly enjoyed helping you through your home purchase. I am here for your home lending/ investment needs; don't forget about us!
Congratulations again!!
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About
Karina Cabrales, Mortgage Queen Kari, is a Texas Mortgage Loan Officer helping home buyers with FHA, VA, USDA, Conventional, Down Payment Assistance, investment and first-time home buyer loans. Serving McAllen, Edinburg, Mission, the Rio Grande Valley and home buyers across Texas.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
USDA Loans
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 902409
- Branch NMLS: 2384767
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.