Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
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Yani is hands down one of the best mortgage brokers in the business. Her communication is outstanding, and she consistently stays ahead of every step in the transaction. Unlike many lenders who wait until the last minute, Yani is proactive,...
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All good no concern
Reply from Cody Heard
June 10th, 2026 01:11 PM
Kerby, I'm pleased to know that everything went well and you have no concerns. Thank you for your feedback!
Patrick was always available to work with us and answer our questions. He was trustworthy, reliable, and very quick to respond. He made the process very easy and smooth.
Reply from Patrick Wesson
June 10th, 2026 04:25 PM
Thank you for your kind words, Brendan. I'm glad to hear that you found the process easy and smooth. If you have any more questions or need assistance in the future, please don't hesitate to reach out.
Everyone helped make this wonderful experience
Reply from Melanie Brown
June 10th, 2026 08:21 PM
Natalie, I'm grateful to know that you had a wonderful experience with us. It's great to hear that everyone was able to help you. If there's anything more you need, feel free to reach out.
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Jake Adler
How determined everyone was to make the deal happen and made sure there was enofe information plus explained everything really well just a good group all around to work with glad I had the pleasure of doing so
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Reply from Jake Adler
June 10th, 2026 04:16 PM
Trevor, I'm grateful for your kind words and pleased to know you found the information and explanations helpful. It's nice to hear that working with us was a positive experience for you. If there's anything more I can assist you with, please...
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Great communication and direction . Our first time with a construction loan and really appreciated the guidance .
Reply from Shonna Lee
June 8th, 2026 01:52 PM
Thank you Sherri! I cannot wait to see your home when it is finished. The construction process is always challenging, and I am thrilled you allowed me and my team to be a part of your journey.
Terri Cagle - Team Acopia has received a review with 5 star rating from Demetrius D
Reply from Owner
July 22nd, 2026 04:56 PM
Thank you so much for the awesome review!! I appreciate it very much!!
Transparency and patience
Reply from Terri Cagle
June 10th, 2026 05:57 PM
Demetrius, I appreciate your recognition of my transparency and patience. It's important to me that you felt informed and comfortable throughout the process. If there's anything else you need, please feel free to reach out.
Smooth and easy process from start to finish!
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Irma Arteaga was always polite and supportive on the different stages of the process.
Reply from Irma Arteaga
June 3rd, 2026 01:37 AM
I'm grateful for your feedback, Hector. It's important to me to be polite and supportive throughout every stage of the process. Thank you for taking the time to share your experience.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.