

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Always a great pleasure to work with you Tyler.
Reply from Tyler Helm
July 15th, 2026 08:20 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Mackenzie always had time for all my questions and concerns and was amazing and had our best interest in mind
Reply from Mackenzie Pitt
June 11th, 2026 01:38 PM
Emma, I appreciate your kind words. I'm glad to hear that I could address your questions and concerns while keeping your best interests in mind. If you need any further assistance, please feel free to reach out.
HIS ATTENTATIVENESS TO DETAIL AND HIS STAFF
THANKS
Reply from Troy Mlenar
June 11th, 2026 01:47 PM
Walter, I appreciate your kind words about my attentiveness to detail and my team. Thank you for taking the time to share your experience.
The people were overall friendly and helpful.
Excellent comunication
Reply from Edgar Ibarra
June 10th, 2026 08:22 PM
Alberto, I appreciate your feedback on the communication. It's great to know that my efforts in this area made a positive impact on your experience. If you need anything else, feel free to reach out.
John was always available to answer any question I had 24/7, and always answered the phone. He had great communication and he made sure to walk me through anything I did not understand. John is awesome.
Reply from John Belli
June 10th, 2026 07:12 PM
Daniel, I appreciate your kind words and am glad I could be there to answer your questions whenever you needed. It's nice to hear that my communication helped you feel informed throughout the process. If you have any more questions or need...
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Marc is amazing ❤️
Reply from Marc Levine
June 3rd, 2026 06:38 PM
Thank you, Ronda. It was great working with you. You made the transaction easy and kept everything moving smoothly throughout the process. My team and I always appreciate working with good agents who communicate well and stay on top of the...
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As first time home buyers, my husband and I new next to nothing about the ins and outs of purchasing a home and working with a lender. We talked to a few different lenders before deciding to work with Fred and Lower Mortgage and we couldn't...
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Reply from Fred Holsman
June 10th, 2026 04:12 PM
Caitlyn, I'm pleased to hear that you and your husband had a positive experience as first-time home buyers. I'm grateful for the opportunity to assist you and make the process stress-free and straightforward. If you have any more questions...
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my complaint is not with Stephen, it is with the support team who would ask for things in a rush when they had several weeks to gather as well as support staff incompetence regarding payoffs. As a former lender, I am familiar with how those...
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Reply from Stephen Gowen - Team Acopia - Lower...
July 17th, 2026 02:04 PM
Congratulations on the closing of your new home! Thank you for trusting us with your home buying experience. Also, thank you for your feedback, it is very valuable. Again, thank you for your business and enjoy your new home.
Jennifer went over and beyond our expectations. She helped guide us through the process and made it go seemless. Thank you for helping us get our new home ,we appreciate you and all your hard !
Reply from Jenifer Rebecca Hawkins
June 10th, 2026 02:06 PM
Casey, I'm pleased to know that my guidance made the process seamless for you. Thank you for your kind words, and I'm grateful I could help with getting your new home. If you need anything else, please feel free to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.