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Terri Cagle - Team Acopia - Loan Advisor in Alpharetta, GA

Terri Cagle - Team Acopia

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Loan Advisor

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Terri Cagle is a licensed Loan Originator with Team Acopia, based in Alpharetta GA but serving areas surrounding. Bringing over 30 years of experience in finance and mortgage lending, including 14 years with Team Acopia. She specializes in ...... Show More
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Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
Overall Ratings
4.87
(49)
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Reviews from Web
  • 3.5
    Encompass
    T
    Tabatha W
    Byron, GA
    Posted on May 23rd, 2026 07:11 PM
    Just ok, could have been bettet
  • 5.0
    google
    C
    Chandler B
    Posted on May 21st, 2026 05:58 PM
    Terri Cagle - Team Acopia has received a review with 5 star rating from Chandler B
  • 5.0
    Encompass
    C
    Chandler B
    Murrayville, GA
    Posted on May 21st, 2026 05:58 PM
    As first time home buyers, my wife and I did not understand the loan process and how everything works. Working woth with Terri, she was very patient, kind and supportive! She made sure my wife and I understood the process and helped us through...
    read more
  • 5.0
    Encompass
    M
    Miranda B
    PERRY, GA
    Posted on May 20th, 2026 10:22 AM
    Terri and her team made this process as smooth as possible. I didn't have to worry about a thing. she was very professional and so helpful. I would refer her to anyone.
  • 5.0
    Encompass
    C
    Cassandra T B
    Riverdale, GA
    Posted on May 18th, 2026 04:33 PM
    The team made me feel that they had my best interest at heart, which they did and it showed in the way they kept the doors of communication onpened to me.
  • 5.0
    Encompass
    T
    Tanzy B
    Americus, GA
    Posted on May 15th, 2026 05:12 PM
    Great staff to work with
    Reply from Terri Cagle
    May 22nd, 2026 05:13 PM
    Thank you for your kind words, Tanzy. I'm glad to hear that you found the staff great to work with. If there's anything else I can assist you with, please let me know.
  • 5.0
    Encompass
    E
    Erika T
    Cordele, GA
    Posted on May 10th, 2026 08:27 PM
    Terri Cagle made sure I was aware of every step of my loan process. She went above and beyond with helping me. She made sure she stayed in communication with my realtor Andreika Oliver who was also awesome. They make a great team. Terri would...
    read more
    Reply from Terri Cagle
    May 10th, 2026 08:35 PM
    It was an absolute please working with you!! I am so happy for you!!
  • 5.0
    Encompass
    A
    Anthony F
    ELLENWOOD, GA
    Posted on May 5th, 2026 07:04 PM
    Terri, is awesome great communication skills and people skills. She is a blessing and Angel from Lord sent to help others.. I am so, so blessed and grateful 🙏 Lord chose Terri for me.
    Reply from Terri Cagle
    May 5th, 2026 08:47 PM
    Tony, I will never forget you my friend, and the reminder you gave me that I DID win the lottery!! HUGS....
  • 5.0
    Encompass
    B
    Brian D H
    ATLANTA, GA
    Posted on May 4th, 2026 08:08 PM
    I truly appreciated the personal attention and patience taken by Terri. There were no issues she could not handle. The loan process was tedious at times, but she was able to reach a smooth closing. Her determination was awesome.
    Reply from Terri Cagle
    May 4th, 2026 08:23 PM
    Thank you so much!!
  • 5.0
    Encompass
    K
    Krystal C
    COVINGTON, GA
    Posted on May 4th, 2026 12:29 PM
    From the moment I reached out to Terri she was fantastic! As a first time homebuyer we didnt know the process or what to expect. She answered all our questions, was extremely helpful and kept us well informed throughout the process. No question...
    read more
    Reply from Terri Cagle
    May 4th, 2026 08:24 PM
    Thank you so much Krystal!
  • 10 of 49
    About
    Terri Cagle is a licensed Loan Originator with Team Acopia, based in Alpharetta GA but serving areas surrounding. Bringing over 30 years of experience in finance and mortgage lending, including 14 years with Team Acopia. She specializes in helping first time homebuyers and guiding clients through down payment assistance programs and a wide range of mortgage solutions, including Conventional, FHA, VA, USDA, Jumbo, and Non QM loans. Through Lower Mortgage, Terri serves homebuyers across all counties in Georgia. Born and raised in Georgia, she lives in Jasper with her husband and family and is committed to making the mortgage process simple, educational, and customer focused.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    First Time Homebuyers - Down Payment Assistance
    563
    /850
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    Memberships
    • NMLS
    Addresses and Serving Areas

    Year Started

    1991

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 207639
    Awards
    Top Producer Silve...
    Achievements
    • Circle of Excellence Winner
    Hobbies
    • Traveling
    • Biking
    • Hiking
    • View All
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.