

Terri Cagle - Team Acopia
Loan Advisor

Terri Cagle is a licensed Loan Originator with Team Acopia, based in Alpharetta GA but serving areas surrounding. Bringing over 30 years of experience in finance and mortgage lending, including 14 years with Team Acopia. She specializes in ...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
Just ok, could have been bettet
Terri Cagle - Team Acopia has received a review with 5 star rating from Chandler B
As first time home buyers, my wife and I did not understand the loan process and how everything works. Working woth with Terri, she was very patient, kind and supportive! She made sure my wife and I understood the process and helped us through...
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Terri and her team made this process as smooth as possible. I didn't have to worry about a thing. she was very professional and so helpful. I would refer her to anyone.
The team made me feel that they had my best interest at heart, which they did and it showed in the way they kept the doors of communication onpened to me.
Great staff to work with
Reply from Terri Cagle
May 22nd, 2026 05:13 PM
Thank you for your kind words, Tanzy. I'm glad to hear that you found the staff great to work with. If there's anything else I can assist you with, please let me know.
Terri Cagle made sure I was aware of every step of my loan process. She went above and beyond with helping me. She made sure she stayed in communication with my realtor Andreika Oliver who was also awesome. They make a great team. Terri would...
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Reply from Terri Cagle
May 10th, 2026 08:35 PM
It was an absolute please working with you!! I am so happy for you!!
Terri, is awesome great communication skills and people skills. She is a blessing and Angel from Lord sent to help others.. I am so, so blessed and grateful 🙏 Lord chose Terri for me.
Reply from Terri Cagle
May 5th, 2026 08:47 PM
Tony, I will never forget you my friend, and the reminder you gave me that I DID win the lottery!! HUGS....
I truly appreciated the personal attention and patience taken by Terri. There were no issues she could not handle. The loan process was tedious at times, but she was able to reach a smooth closing. Her determination was awesome.
Reply from Terri Cagle
May 4th, 2026 08:23 PM
Thank you so much!!
From the moment I reached out to Terri she was fantastic! As a first time homebuyer we didnt know the process or what to expect. She answered all our questions, was extremely helpful and kept us well informed throughout the process. No question...
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Reply from Terri Cagle
May 4th, 2026 08:24 PM
Thank you so much Krystal!
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About
Terri Cagle is a licensed Loan Originator with Team Acopia, based in Alpharetta GA but serving areas surrounding. Bringing over 30 years of experience in finance and mortgage lending, including 14 years with Team Acopia. She specializes in helping first time homebuyers and guiding clients through down payment assistance programs and a wide range of mortgage solutions, including Conventional, FHA, VA, USDA, Jumbo, and Non QM loans. Through Lower Mortgage, Terri serves homebuyers across all counties in Georgia. Born and raised in Georgia, she lives in Jasper with her husband and family and is committed to making the mortgage process simple, educational, and customer focused.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Homebuyers - Down Payment Assistance
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563
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Memberships
- NMLS
Addresses and Serving Areas
Year Started
1991
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 207639
Awards
Top Producer Silve...
Achievements
- Circle of Excellence Winner
Hobbies
- Traveling
- Biking
- Hiking
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.