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Terri Cagle - Team Acopia
Loan Advisor

Terri Cagle is a licensed Loan Originator with Team Acopia, based in Alpharetta GA but serving areas surrounding. Bringing over 30 years of experience in finance and mortgage lending, including 14 years with Team Acopia. She specializes in ... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Ms. Terri was helpful and professional throughout my process. I would recommend her to first home buyers.
Reply from Owner
July 22nd, 2026 04:55 PM
Thank you so much for the awesome review!! I appreciate it very much!!
Ms. Terri was professional, courteous, and helpful throughout the entire process. She believed that we were going to get the deal done and we did. I would highly recommend her.
Reply from Terri Cagle - Team Acopia
July 22nd, 2026 04:55 PM
Thank you so much for the awesome review!! I appreciate it very much!!
Terri is the BEST. Communication was right on top. Never did i ask any question and she always had an answer. And Communicated to where I understood. For being first-time home buyers and didn't know the first thing about it she walked us through...
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Reply from Terri Cagle
July 22nd, 2026 04:55 PM
Thank you so much for the awesome review!! I appreciate it very much!!
Terri was kind, quick to respond, and communicated well.
Reply from Terri Cagle - Team Acopia
July 9th, 2026 05:49 PM
Kayeeshia, Thank you so much!! It was an absolute pleasure working with you!!!
If you are looking to buy a house, Terri Cagle should be you're 1st call. She will guide you through the home buying process with her knowledge with ease. I highly recommend Terri Cagle, don't settle for a local business that tries to make...
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Reply from Owner
July 9th, 2026 05:50 PM
Hey Jesse!!
Thank you so much!! It was an absolute pleasure working with you!!!
Terri made this home buying process very easy. She didn't treat me like a sale, she treated me like family and that matters to people. She was very accessable, knowledgeable, and seemed to really care about her profession. She was recommended...
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Reply from Terri Cagle
July 9th, 2026 05:50 PM
Thank you so much Jesse!
Mrs.terri was always there to let me know what was going on and kept me up with the things I needed to finish my loan application she was very friendly .I thank you soo much for helping me out inthe procecess of it all.
Reply from Terri Cagle - Team Acopia
July 9th, 2026 05:50 PM
Hey Jazzie!
Thank you so much!! It was an absolute pleasure working with you!!!
Everything about the experience was great.
Reply from Terri Cagle
July 6th, 2026 05:04 PM
Andre, I'm pleased to hear that your experience was great. If you ever have any questions or need further assistance, I'm here to help.
Terri was very knowledgeable, had great service and great communication. She was also very pleasant
Reply from Owner
June 26th, 2026 02:18 PM
Thank you Adrienne! It was a pleasure working with you and Andre!
Great communication, great attitude, great service, and great knowledge!!
Reply from Terri Cagle
July 9th, 2026 05:51 PM
Hey Adrienne!
Thank you so much!! It was an absolute pleasure working with you!!!
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About
Terri Cagle is a licensed Loan Originator with Team Acopia, based in Alpharetta GA but serving areas surrounding. Bringing over 30 years of experience in finance and mortgage lending, including 14 years with Team Acopia. She specializes in helping first time homebuyers and guiding clients through down payment assistance programs and a wide range of mortgage solutions, including Conventional, FHA, VA, USDA, Jumbo, and Non QM loans. Through Lower Mortgage, Terri serves homebuyers across all counties in Georgia. Born and raised in Georgia, she lives in Jasper with her husband and family and is committed to making the mortgage process simple, educational, and customer focused.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Homebuyers - Down Payment Assistance
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1991
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 207639
Awards
Top Producer Silve...
Achievements
- Circle of Excellence Winner
Hobbies
- Traveling
- Biking
- Hiking
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.