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Terri Cagle - Team Acopia
Loan Advisor | NMLS# 207639
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Terri was the absolute best from the very first day to the very last. I have never had anyone put in as much time and effort and she did with me during this process. From the start she had a way of making me feel so comfortable and secure during...
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Reply from Terri Cagle - Team Acopia
October 29th, 2026 08:34 PM
Thank you so much Sunnie!!!! I am so happy for you and your family!!!!
I had a great experience working with Terri throughout the homebuying process! Not only did she make the process smooth and stress-free, but she also provided valuable guidance that helped me improve my credit along the way. Terri was knowledgeable,...
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Reply from Terri Cagle - Team Acopia
October 29th, 2026 08:35 PM
Thank you so much Tionne!!!!!!!!!!!!! I am so excited for you and your sweet family!
Terri was very insightful, and has excellent communication. It was a pleasure to work with her.
Reply from Owner
October 24th, 2026 01:59 PM
Thank you so much Kyle!!!
Terri has great communication, and very insightful.
Reply from Terri Cagle - Team Acopia
October 24th, 2026 01:50 PM
Thank you so much Kyle! I was such a pleasure working with you!!!
Very thorough
Reply from Terri Cagle
October 24th, 2026 01:50 PM
Thank you so much Lakava!! It was a pleasure working with you!!
Terri was amazing in everything aspect of my step to purchase my home especially as a first time home buyer. She answered all my questions about my loan super quickly and made sure to follow up with other members of the team to make sure they...
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Reply from Terri Cagle - Team Acopia
October 21st, 2026 04:15 PM
Thank you so much Marcine!!!! It was a pleasure work with you!
Hey: I had an amazing experience with Terri. I recommend everyone to meet with her as Loan Advisor, you’ll never regret.
Reply from Owner
October 15th, 2026 11:05 AM
Thank you Jean!!!!
Terri was my loan officer and I had a great experience with her the Lower, LLC team.
Reply from Owner
October 15th, 2026 11:06 AM
Thank you so much Azaria!
I was a first time homebuyer. I've had time to reflect post-close and I am very happy with the outcome. Thank you to Terri and the Lower, LLC team. I was able to get the service I needed.
Reply from Terri Cagle - Team Acopia
October 15th, 2026 11:06 AM
Thank you so much Azaria!!
Terri and Stacey were amazing to work with!
Reply from Terri Cagle - Team Acopia
October 10th, 2026 06:17 PM
Thank you Mone!!!! It was a pleasure working with you!!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Homebuyers - Down Payment Assistance
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Memberships
- NMLS
- Momentum Church Jasper
- Jasper Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1991
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 207639
Gallery
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Awards
Top Producer Silve...
Achievements
- Circle of Excellence Winner
Hobbies
- Traveling
- Biking
- Hiking
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.