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Terri Cagle - Team Acopia
Loan Advisor
Terri Cagle is a licensed Loan Originator with Team Acopia, based in Alpharetta GA but serving areas surrounding. Bringing over 30 years of experience in finance and mortgage lending, including 14 years with Team Acopia. She specializes in ...... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
The over all experience was not that great. Communication was lacking and directions on what was needed was not always clear. This is not all on Terri. There were others involved in this as well. And the day before closing I was asked to send...
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Reply from Terri Cagle - Team Acopia
June 22nd, 2026 07:52 PM
Hey Josh, I am so sorry. I know you guys were so stressed out. I'm glad we finally made it to the closing table, and I apologize for all the last-minute back and forth!!
she walk me through it . She was there for me on stuff I didn't understand she made sure i understood
Reply from Terri Cagle - Team Acopia
June 22nd, 2026 03:09 PM
Thank you sweet friend!! It was a pleasure working with you!!
the Only reason j I rated my experience the way i did was because the communication wasn't clear throughout this process i fina did get my home and am happy with it however now the guy I got the house from isnt isn't responding so just with...
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Reply from Terri Cagle
June 22nd, 2026 03:11 PM
Hey Ashley, I am so sorry. I am so glad you are happy in your new home!
Terri is very knowledgelable, courteous, and easy to work with. I would recommend her to everyone that I know look to purchase or re-finance a home.
Reply from Terri Cagle - Team Acopia
June 15th, 2026 08:30 PM
Thank you so much!
Terri was absolutely amazing! She was right there to answer any questions that I about anythin, she was al available when I needed her and when I sent in documents that were needed she was always prompt in letting me know that she received...
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Reply from Terri Cagle
June 22nd, 2026 03:08 PM
Keoshua, I'm grateful for your kind words and am truly pleased that I could assist you throughout your first home buying experience. It's important to me that my clients feel supported and informed at every step. If you ever have more questions...
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The overall experience with Terri was great especially her prompt replies.
Consistancy and drive to get things done and also support through the process.
Reply from Terri Cagle
June 19th, 2026 02:07 PM
Ebony, I'm grateful for your kind words about my consistency and support throughout the process. It's important to me to help my clients effectively and efficiently. If you ever need further assistance, please feel free to reach out.
Terri was always there when I needed her and offered tons of help and guidance during the home buying process!
Reply from Terri Cagle
June 15th, 2026 05:49 PM
Isabelle, I appreciate your kind words and am happy to know that you felt supported throughout the home buying process. If you have any more questions or need further assistance, I'm here to help.
Terri was the most attentive, supportive, and responsive loan officer. She was encouraging and held my had every step of the way
Terri was always there when I need communication. Walked me through the whole process
Reply from Terri Cagle
June 12th, 2026 07:12 PM
Deonante, I'm glad to hear that you felt supported and informed throughout the process. It's important to me to be there for my clients whenever they need communication. If you have any further questions or need assistance, please feel free...
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About
Terri Cagle is a licensed Loan Originator with Team Acopia, based in Alpharetta GA but serving areas surrounding. Bringing over 30 years of experience in finance and mortgage lending, including 14 years with Team Acopia. She specializes in helping first time homebuyers and guiding clients through down payment assistance programs and a wide range of mortgage solutions, including Conventional, FHA, VA, USDA, Jumbo, and Non QM loans. Through Lower Mortgage, Terri serves homebuyers across all counties in Georgia. Born and raised in Georgia, she lives in Jasper with her husband and family and is committed to making the mortgage process simple, educational, and customer focused.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Homebuyers - Down Payment Assistance
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639
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Memberships
- NMLS
Addresses and Serving Areas
Year Started
1991
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 207639
Awards
Top Producer Silve...
Achievements
- Circle of Excellence Winner
Hobbies
- Traveling
- Biking
- Hiking
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.