Yani Linares
Mortgage Loan Advisor | NMLS# 888218
Yani Linares is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Yani will offer a variety of mortgage options, competitive pricing, and sound advic... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
She is amazing. Im so happy with this team
Reply from Yani Linares
September 11th, 2026 01:46 PM
Thank you for your kind words, Fanmy. I'm glad to hear you're happy with the team at Lower and had such a positive experience.
The biggest compliment you can pay a mortgage professional is hiring them after seeing them work from the other side of the table. I first met Yani when she represented the buyer purchasing my home. I was so impressed by her communication,...
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Reply from Yani Linares
September 10th, 2026 02:57 PM
Thank you for sharing your experience, Michael. I'm pleased to know that you found my communication and efficiency impressive enough to choose me for your own mortgage needs. It was a pleasure to work with you directly and ensure a seamless...
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We were extremely happy with our experience! Yani was very attentive, helpful, and made sure everything went smoothly. We truly appreciated her great service!
Reply from Yani Linares
September 7th, 2026 06:53 PM
I'm grateful for your kind words, Michael. It's wonderful to hear that you were happy with your experience and found my assistance helpful. If there's anything else you need, please feel free to reach out.
Yani is a gem who worked so hard to get me the best rate even when I was shopping around. She’s calm collected and explained the process clearly. I’m so glad she’s on my team.
Great experience! Our mortgage broker was thorough, quick, clear, and very friendly throughout the entire refinance process. She made everything easy to understand, kept things moving, and gave us great advice along the way. We really appreciated...
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She very helpful and always answered my questions
Reply from Yani Linares
August 10th, 2026 04:13 PM
Thank you for sharing your experience, Raymond. I'm glad I could be helpful and answer your questions. If there's anything more you need, please feel free to reach out.
Yani was the most knowledgeable, transparent, and hands-down the fastest loan advisor with whom I have ever worked. She gets the job done right and efficiently.
Reply from Yani Linares
June 21st, 2026 09:23 PM
Thank you Royce! You guys were truly amazing to work with! Thank you for allowing me to be part of your new journey
Keeping us informed & the numbers were on point!
Reply from Yani Linares
June 18th, 2026 08:11 PM
I'm glad to hear that you felt well-informed and that the numbers met your expectations, Theophilus. Thank you for your feedback. If there's anything more I can do for you, please let me know.
Yani is hands down one of the best mortgage brokers in the business. Her communication is outstanding, and she consistently stays ahead of every step in the transaction. Unlike many lenders who wait until the last minute, Yani is proactive,...
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Constant communication, updates and reminders. Yani is simply the best! She is PROACTIVE and keeps you in the loop. Always answers.
Reply from Yani Linares
May 27th, 2026 07:03 PM
I'm thankful for your kind words, Damaris. I'm pleased that my proactive communication and updates made a positive impact on your experience. If there's anything else I can help with, please feel free to reach out.
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About
Yani Linares is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Yani will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Positions
- Heckman Mortgage Powered by Lower LLC - Loan OriginatorJan 1st, 2023 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- Branch Nmls: #1749939
- NMLS# 888218
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.