Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
it was quick
Reply from Nikkie Bickham
June 10th, 2026 01:06 PM
Kyle, I'm glad to hear that the process was quick for you. Thank you for sharing your experience!
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I cannot say enough great things about Zach! My husband and I worked with him to buy our dream home and he made the process so smooth. Communication was always clear. He was prompt to reply to all my emails. He even worked closely with my realtor...
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Reply from Owner
June 25th, 2026 12:00 AM
Thank you so much for the wonderful review! It was truly a pleasure helping you and your husband with the purchase of your dream home. I’m so glad to hear the process felt smooth and that the communication was clear throughout. We are grateful...
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Brianna was very professional, truly remarkable with information and any questions that arose. She worked with us on several loan opportunities & everyone of them was easy an well explained. Not to mention a outstanding person as professional...
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They were very knowledgeable about the process and what was best for our situation. Easy to work with and quick to respond to questions and helpful suggestions.
Reply from Owner
June 25th, 2026 12:00 AM
Thank you for sharing this! Our goal is always to make the mortgage process clear, responsive, and as smooth as possible, so it means a lot to hear that reflected in your experience. We truly appreciate your trust and are grateful we could...
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Working with Zach Mick (NMLS ID: 1715872) and his team at Lower Mortgage was hands-down the best financial decision we made during our home-buying journey. From day one, Zach proved to be an elite professional who is deeply knowledgeable, proactive,...
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Reply from Owner
June 25th, 2026 12:00 AM
Thank you so much for this incredible review! We are truly grateful for the opportunity to help with your home purchase. Our goal is always to make the mortgage process clear, proactive, and as stress-free as possible, so it means a lot to...
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Very accurate no hidden fees great result and answers all my questions she's very professional
Joanie was extremely helpful, and knowledgeable theoughout the entire home buying process. She helped us prepare, went over our options, and answered any questions we had. Once we found our home, she made sure everyrhing was taken care of,...
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Reply from Joanie Neal
June 10th, 2026 03:36 PM
Garrett, I'm happy to hear that you found my assistance helpful and knowledgeable throughout your home buying journey. It's great to know that everything went smoothly and efficiently for you. Thank you for your kind words!
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Everything was communicated well and the app made it easy to follow along. Great experience!
Reply from Brian Hafner
June 9th, 2026 08:36 PM
Teal, I'm glad to hear that the communication and the app made it easy for you to follow along. It's wonderful to know you had a great experience!
Terri answered any questions I had in a time manner. She was super nice and very knowledgeable. She works so hard to get it all done!
Reply from Terri Cagle
June 9th, 2026 08:24 PM
Leondra, I'm glad to hear that you found my assistance timely and helpful. It's important to me that you felt supported throughout the process. If you ever have more questions, please feel free to reach out.
Working with Terri was truly a blessing during our home buying process. She patiently answered every question and text, no matter how many we had, and always made us feel supported. During the emotional ups and downs, she provided reassurance,...
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Reply from Owner
July 22nd, 2026 04:57 PM
Thank you so much for the awesome review!! I appreciate it very much!!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.