Jenifer Rebecca Hawkins
Loan Officer
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
I feel they went over and beyond to get us the home that we needed. Was a real pleasure working with Jennifer, answered all my phone calls and messages promptly. I would highly recommend this company to friends family or anyone that needs a...
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Jennifer was incredibly supportive and willing to talk through options and offer viable solutions without talking down to me. She made the experience feel much more collaborative, like working with a teammate. I really appreciated the support...
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Jenifer makes it fast and easy and she's very professional at what she doea.
Reply from Jenifer Rebecca Hawkins
May 22nd, 2026 05:55 PM
Thank you, Joey. I am so happy for you and your family. I hope you love your new home for years to come.
Jennifer was responsive and communicated proactively. The entire process went according to plan, and we were able to close in less than three weeks after we submitted our first offer. I'll 100% recommend in the future, and I feel very fortunate...
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Reply from Jenifer Rebecca Hawkins
May 20th, 2026 03:46 PM
James, I'm grateful to hear that my proactive communication contributed to a smooth process and timely closing. Your willingness to recommend me in the future means a lot, and I'm glad I could guide you through this experience. If you ever...
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Jenifer is wonderful and great to work with!
Reply from Jenifer Rebecca Hawkins
May 4th, 2026 02:10 PM
Tiffany, I appreciate your kind words! It's great to know you had a appreciated experience working with me. If there's anything else I can assist you with, please feel free to reach out.
Jenifer immediately answered our questions when we had a question and she was cery kind and respectful and helped us out! She is a great loan officer I would and already have recommended her to people I know!
Reply from Jenifer Rebecca Hawkins
May 4th, 2026 03:53 PM
Alexandra, I'm glad to hear that you found my assistance helpful and respectful. Your recommendation is greatly appreciated, and I'm always here to help with any future needs you may have.
Very friendly and willing to answer questions any questions we had, even at weird times of the day. She went out of her way to make our first home buying experience as easy as she could.
Reply from Jenifer Rebecca Hawkins
May 4th, 2026 07:01 PM
Matthew, I'm pleased to hear that I could make your first home buying experience easier and be available to answer your questions at any time. Your feedback is truly valued, and I'm here if you need any further assistance.
My wife and I have worked with Jen on our last three home purchases (including this one). We've always found her communication and knowledge to be excellent, and any advice she provides is always sound and trustworthy. We absolutely intend...
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Reply from Jenifer Rebecca Hawkins
April 29th, 2026 07:02 PM
Joseph, I'm grateful for your continued trust in me throughout your home purchases. It's wonderful to know that my communication and advice have been valuable to you and your wife. Your intention to refer others is truly appreciated, and I'm...
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Thank you for helping us with all the post closing efforts and resolutions. i appreciate all your hard work and look forward to showing you the new home!
Jennifer was very knowledgeable and swift with responses. She kept us up to date on new happenings and occurrences from the 1st step to the last. Very Grateful to Jenifer Hawkins for doing everything she could to make our first time home buying...
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Reply from Jenifer Rebecca Hawkins
April 6th, 2026 03:20 PM
Benjamin, your words truly resonate with me. Ensuring that your first home buying experience is positive and memorable is something I take to heart. I'm pleased to hear that you appreciated my efforts in keeping you informed and responding...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.