Jenifer Rebecca Hawkins
Loan Officer
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
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Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Appreciate the eagerness to answer our questions and get on calls multiple times to iron out details. Was able to close much quicker than expected to really appreciate the hard work from Jenifer and the team. With this being our first home,...
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Jennifer went over and beyond our expectations. She helped guide us through the process and made it go seemless. Thank you for helping us get our new home ,we appreciate you and all your hard !
Reply from Jenifer Rebecca Hawkins
June 10th, 2026 02:06 PM
Casey, I'm pleased to know that my guidance made the process seamless for you. Thank you for your kind words, and I'm grateful I could help with getting your new home. If you need anything else, please feel free to reach out.
I feel they went over and beyond to get us the home that we needed. Was a real pleasure working with Jennifer, answered all my phone calls and messages promptly. I would highly recommend this company to friends family or anyone that needs a...
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Reply from Jenifer Rebecca Hawkins
June 1st, 2026 04:23 PM
Norm, thank you so much for your kind words. I enjoyed working with you and your family and am so happy that you have a new home that will work for you for years to come!
Jennifer was incredibly supportive and willing to talk through options and offer viable solutions without talking down to me. She made the experience feel much more collaborative, like working with a teammate. I really appreciated the support...
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Reply from Jenifer Rebecca Hawkins
June 1st, 2026 04:25 PM
Jessie--working with you was a pleasure! I do see this as being on a team, all of us with the goal to you into the RIGHT home. I am grateful that you chose to work with me and I hope you have many years of happiness in your new home!
Jenifer makes it fast and easy and she's very professional at what she doea.
Reply from Jenifer Rebecca Hawkins
May 22nd, 2026 05:55 PM
Thank you, Joey. I am so happy for you and your family. I hope you love your new home for years to come.
Jennifer was responsive and communicated proactively. The entire process went according to plan, and we were able to close in less than three weeks after we submitted our first offer. I'll 100% recommend in the future, and I feel very fortunate...
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Reply from Jenifer Rebecca Hawkins
May 20th, 2026 03:46 PM
James, I'm grateful to hear that my proactive communication contributed to a smooth process and timely closing. Your willingness to recommend me in the future means a lot, and I'm glad I could guide you through this experience. If you ever...
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Jenifer is wonderful and great to work with!
Reply from Jenifer Rebecca Hawkins
May 4th, 2026 02:10 PM
Tiffany, I appreciate your kind words! It's great to know you had a appreciated experience working with me. If there's anything else I can assist you with, please feel free to reach out.
Jenifer immediately answered our questions when we had a question and she was cery kind and respectful and helped us out! She is a great loan officer I would and already have recommended her to people I know!
Reply from Jenifer Rebecca Hawkins
May 4th, 2026 03:53 PM
Alexandra, I'm glad to hear that you found my assistance helpful and respectful. Your recommendation is greatly appreciated, and I'm always here to help with any future needs you may have.
Very friendly and willing to answer questions any questions we had, even at weird times of the day. She went out of her way to make our first home buying experience as easy as she could.
Reply from Jenifer Rebecca Hawkins
May 4th, 2026 07:01 PM
Matthew, I'm pleased to hear that I could make your first home buying experience easier and be available to answer your questions at any time. Your feedback is truly valued, and I'm here if you need any further assistance.
My wife and I have worked with Jen on our last three home purchases (including this one). We've always found her communication and knowledge to be excellent, and any advice she provides is always sound and trustworthy. We absolutely intend...
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Reply from Jenifer Rebecca Hawkins
April 29th, 2026 07:02 PM
Joseph, I'm grateful for your continued trust in me throughout your home purchases. It's wonderful to know that my communication and advice have been valuable to you and your wife. Your intention to refer others is truly appreciated, and I'm...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.