

Edgar Ibarra
Loan Officer

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Edgar is the best lender I have ever worked with, Edgar and team are amazing, prompt, courteous, and efficient.
Edgar and his team were amazing to work with, they are prompt, curtious and efficent, if you want to close on your home, call Edgar and his team. - Rosa.
EDGAR AND HIS TEAM WERE EXCELLENT TO WORK WITH. ANSWERED EVERY QUESTION AND HELPED US NAVIGATE THROUGH THIS HOME PURCHASE FLAWLESSLY. HE WAS THERE ON QUESTIONS THAT DIDN'T EVEN PERTAIN TO HIS SIDE OF THE TRANSACTION. THANK YOU SO MUCH EDGAR
EDGAR WAS VERY KNOWLEDGABLE AND DELIVERED AS ADVERTISED. JIMMY STEEDMAN
Reply from Edgar Ibarra
August 3rd, 2026 05:05 PM
James, I'm glad to hear that you found my knowledge and service to be as expected. If you have any more questions or need further assistance, please feel free to reach out.
From the pre-quote process up to final processing, Edgar gave great and constant communication along every step of the way. Every question that I had was answered in a timely manner with an abundant amount of information that allowed a better...
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Reply from Edgar Ibarra
July 24th, 2026 01:29 PM
Ryan, I'm grateful for your kind words and recommendation. It's nice to hear that the communication and information provided made the process smoother for you. If you have any more questions or need further assistance, please feel free to reach...
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Edgar & his team were awesome and very helpful.
Reply from Edgar Ibarra
July 14th, 2026 03:01 PM
Steven, I appreciate your kind words about my team and me. I'm glad to know that you found our assistance helpful. If there's anything else you need, feel free to reach out.
Edgar Ibarra has received a review with 5 star rating from Natalie M
the Process was smooth and efficient, was helped all the way through. Any questions I had they were there to help.
Reply from Edgar Ibarra
July 14th, 2026 01:41 PM
Natalie, I'm pleased to hear that you found the process smooth and efficient. It's wonderful to know that I could assist you throughout and address any questions you had. If there's anything more I can do for you, please feel free to reach...
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Everything was so smooth and rapid
Reply from Edgar Ibarra
July 13th, 2026 01:56 PM
I'm glad to hear that everything went smoothly and quickly for you, Jose. If you have any more feedback or need assistance, feel free to let me know.
Edgar Ibarra has received a review with 5 star rating from Vanessa C
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Gym
- Car club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 261963
Hobbies
- Baseball
- Cars , Baseball , Going camping with family
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.