Edgar Ibarra
Loan Officer
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Great experience.
Excellent comunication
Reply from Edgar Ibarra
June 10th, 2026 08:22 PM
Alberto, I appreciate your feedback on the communication. It's great to know that my efforts in this area made a positive impact on your experience. If you need anything else, feel free to reach out.
In today's world everything is done via email and cell phones! It would of been nice to actually meet in person during the whole process! I had an opportunity to meet at the very end and I thought why now at the very end!
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Edgar was amazing throughout our entire home-buying process. He was always available whenever we had questions and took the time to explain everything clearly. From the beginning, he made us feel comfortable and trustworthy, which is so important...
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Edgar is a genuine guy I felt he was trust worthy, went above and beyond and was there with any question I had. His team made this a good experience. Thank you!
Reply from Edgar Ibarra
June 8th, 2026 07:36 PM
Thank you for your kind words, Hansel. I'm grateful that you felt I was trustworthy and that I could assist with your questions. It's nice to know the team and I could make this a good experience for you.
Edgar and his team were very communicative throughout the whole loan process and made it easy to understand all the information presented. Very knowledgeable, experienced and accommodating the whole way through.
Edgar and his team were very communicative throuout the whole process and made it easy to understand all the information presented. Very knowlleable, experienced and accomodating the whole way through.
Reply from Edgar Ibarra
May 26th, 2026 04:49 PM
Thank you for your kind words, Andrew. I'm pleased to hear that you found the process easy to understand and that our communication met your expectations. If there's anything else you need, feel free to reach out.
Made it easy!
Reply from Edgar Ibarra
May 20th, 2026 07:34 PM
I'm glad to hear that I could make things easy for you, Paul. Thank you for sharing your experience, and if there's anything more I can do, please let me know.
Having the right people ...Edgar and his team were phenomenal 🙌🏼👍🏼
Reply from Edgar Ibarra
May 19th, 2026 08:08 PM
I appreciate your kind words, Erick. It's great to hear that you had such a positive experience with my team and me. Thank you for your trust, and if you need anything in the future, please feel free to reach out.
He is the best !
Reply from Edgar Ibarra
May 1st, 2026 07:14 PM
Thank you so much , it was a pleasure . Please let me know if you need anything else or please refer us to your friends and family .
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Gym
- Car club
Addresses and Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 261963
Hobbies
- Baseball
- Cars , Baseball , Going camping with family
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.