Stephen Gowen - Team Acopia - Lower Mortgage
Area Sales Manager
Buying a new home is an exciting step in your life and I truly enjoy helping my clients through the process of obtaining the best mortgage. I am here to assist you through the entire transaction from initial mortgage pre-approval through yo...... Show More
Location & Business Hours
Friday
9:00 AM to 7:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
Stephen quickly answered our questions any time we had any and he really looked out for our interests during the home buying process.
Reply from Stephen Gowen - Team Acopia - Lower...
May 1st, 2026 01:46 PM
Thank you! So happy and honored to be a part of your home buying experience. You made it very easy for me and my team, thank you. Congratulations on your closing and enjoy your new home!
Stephen was very responsive and helpful . This was our first time buying a home and he was excellent at answering all of our questions and directing us to others to help in the process
Reply from Stephen Gowen - Team Acopia - Lower...
April 26th, 2026 06:44 PM
Thank you for trusting me and my team to assist you. We love helping first time buyers and glad to be a part of your home buying experience. You both were so easy to work with, great job! Congratulations on your new home and again thank you...
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Stephen broke things down so i could understand them! He was also very patient with me.
Reply from Stephen Gowen
April 22nd, 2026 03:03 PM
Congratulations on your new home! Thank you very much! I am grateful to be part of your home buying experience. You were great to work with as well, thanks.
Stephen did an exceptionally outstanding job.
Reply from Stephen Gowen
April 7th, 2026 04:58 PM
Thank you for the kind works and for sharing. It was a pleasure working with you as well. My team and I truly appreciate your business. Enjoy your new home and congratulations! Thanks
Fantastic.
Reply from Stephen Gowen
April 5th, 2026 02:52 PM
Thanks Eric. My team and I enjoyed working with you. Congratulations on your new home! Thank you for your repeat business and thank you for your service!
Very thankful to Stephen in helping me close my home within 25 days and staying on top of everthing plus swift response
Reply from Stephen Gowen
April 4th, 2026 01:25 PM
Thank you for trusting our team and for the feedback. We are excited for you and your family. You made it easy for us, thank you. Enjoy your new home!!
Execellent accessibility and communication.
Reply from Stephen Gowen
March 30th, 2026 03:45 PM
Congratulations on your new home! Thank you very for your help during the process and for the feedback. Thank you for trusting our team to help with your financing needs.
Stephen was very professional and knowledgable. He was also very prompt with his follow-ups even if it meant returning my call late in the evening or on a weekend. Stephen made the entire process easy.
Reply from Stephen Gowen
March 24th, 2026 07:42 PM
Thank you very much for the kind words. My team and I are very happy to have had to opportunity to work with you, thank you. Enjoy your new home and thank you as well for your help during the process.
Very responsive and helpful
Reply from Stephen Gowen
March 24th, 2026 07:45 PM
Congratulations on your closing! I am so happy for you and your family. It was a pleasure working with you and meeting everyone at closing. You were great as well! Thank you for your business.
Jeff Ingram and his whole team were awesome 👏🏽 everyone from opening to closing provided A1 Customer Service!! I am recommending them to anyone I know who is the of buying or refinancing their home. If I could give more stars I would 😇🙌🏾👏🏽...
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Reply from Owner
September 24th, 2025 04:59 PM
Thank you very much for the feedback and for your business! We loved working with you as well. Jeff and our team work hard to provide a great experience and glad it worked out well. Again, thank you and all the best!
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About
Buying a new home is an exciting step in your life and I truly enjoy helping my clients through the process of obtaining the best mortgage. I am here to assist you through the entire transaction from initial mortgage pre-approval through your closing while answering any questions that you may have throughout. Being a reputable, experienced local lender, I know the Metro Atlanta real estate market very well and can provide additional value in my knowledge. My goal is to become your go to lender for all of your mortgage needs now and going forward for not only you but your friends and family as well. Specialties: I provide a high level of client service and objective advice. I look forward to working with you!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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445
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Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 160949
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.