Stephen Gowen - Team Acopia - Lower Mortgage
Area Sales Manager
Buying a new home is an exciting step in your life and I truly enjoy helping my clients through the process of obtaining the best mortgage. I am here to assist you through the entire transaction from initial mortgage pre-approval through yo...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 7 PM
Wed
9 AM to 7 PM
Thu
9 AM to 7 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
my complaint is not with Stephen, it is with the support team who would ask for things in a rush when they had several weeks to gather as well as support staff incompetence regarding payoffs. As a former lender, I am familiar with how those...
read more
When you work with professionals who are great at customer service, you can't help but brag a bit. I am so incredibly thankful for Stephen's assistance to get me to the finish line with complete ease and professionalism. I would highly recommend...
read more
Reply from Owner
May 27th, 2026 01:42 PM
Thank you! Congratulations on your new home. Our team is honored to assist you in your home buying experience. You did such a great job working with us to make this happen, thank you. Enjoy your new home!
Stephen was ready and available down to the wire. He was informative, pleasant and communicated above and beyond to keep me up to date on every process to ensure a smooth close. Thank you Stephen for your excellent service and making this experience...
read more
Reply from Stephen Gowen - Team Acopia - Lower...
May 26th, 2026 09:25 PM
My team and I were honored to help you with your home buying experience. Congratulations on your new home, very exciting! Thank you as well for being an awesome client, you were great to work with and make it easy for me and our team. Thank...
read more
Stephen quickly answered our questions any time we had any and he really looked out for our interests during the home buying process.
Reply from Stephen Gowen - Team Acopia - Lower...
May 1st, 2026 01:46 PM
Thank you! So happy and honored to be a part of your home buying experience. You made it very easy for me and my team, thank you. Congratulations on your closing and enjoy your new home!
Stephen was very responsive and helpful . This was our first time buying a home and he was excellent at answering all of our questions and directing us to others to help in the process
Reply from Stephen Gowen - Team Acopia - Lower...
April 26th, 2026 06:44 PM
Thank you for trusting me and my team to assist you. We love helping first time buyers and glad to be a part of your home buying experience. You both were so easy to work with, great job! Congratulations on your new home and again thank you...
read more
Stephen broke things down so i could understand them! He was also very patient with me.
Reply from Stephen Gowen
April 22nd, 2026 03:03 PM
Congratulations on your new home! Thank you very much! I am grateful to be part of your home buying experience. You were great to work with as well, thanks.
Stephen did an exceptionally outstanding job.
Reply from Stephen Gowen
April 7th, 2026 04:58 PM
Thank you for the kind works and for sharing. It was a pleasure working with you as well. My team and I truly appreciate your business. Enjoy your new home and congratulations! Thanks
Fantastic.
Reply from Stephen Gowen
April 5th, 2026 02:52 PM
Thanks Eric. My team and I enjoyed working with you. Congratulations on your new home! Thank you for your repeat business and thank you for your service!
Very thankful to Stephen in helping me close my home within 25 days and staying on top of everthing plus swift response
Reply from Stephen Gowen
April 4th, 2026 01:25 PM
Thank you for trusting our team and for the feedback. We are excited for you and your family. You made it easy for us, thank you. Enjoy your new home!!
Execellent accessibility and communication.
Reply from Stephen Gowen
March 30th, 2026 03:45 PM
Congratulations on your new home! Thank you very for your help during the process and for the feedback. Thank you for trusting our team to help with your financing needs.
10 of 137
About
Buying a new home is an exciting step in your life and I truly enjoy helping my clients through the process of obtaining the best mortgage. I am here to assist you through the entire transaction from initial mortgage pre-approval through your closing while answering any questions that you may have throughout. Being a reputable, experienced local lender, I know the Metro Atlanta real estate market very well and can provide additional value in my knowledge. My goal is to become your go to lender for all of your mortgage needs now and going forward for not only you but your friends and family as well. Specialties: I provide a high level of client service and objective advice. I look forward to working with you!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Search Rank ScoreLearn More →
444
/850
Search Rank Score
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 160949
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.