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Troy Mlenar - Originating Branch Manager | NMLS #332291 in Osseo, MN

Troy Mlenar

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Originating Branch Manager | NMLS #332291

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Maple Grove, MN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi...... Show More
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Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
Overall Ratings
4.94
(190)
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Reviews from Web
  • 5.0
    Encompass
    B
    Bailey L
    Shakopee, MN
    Posted on May 21st, 2026 04:13 AM
    The communcation from Troy and the team at Lower Mortgage was excellent from the start all the way to closing. Troy worked endlessly to endure that all pieces of the process were communicated and understood to ensure that there were no surprises...
    read more
  • 5.0
    Encompass
    D
    Derek D
    Waconia, MN
    Posted on May 13th, 2026 03:07 AM
    Smooth and efficient process
    Reply from Troy Mlenar
    May 20th, 2026 04:50 PM
    I'm happy to hear you found the process smooth and efficient, Derek. Your feedback is appreciated, and if there's anything more I can do for you, just let me know.
  • 4.83
    Encompass
    B
    Benjamin R
    Saint Louis Park, MN
    Posted on April 28th, 2026 11:38 AM
    Troy was very patient through the entire process when fielding my questions. He also did an excellent job giving me advice, which made me have the utmost confidence that I was in good hands. I am very thankful that Troy was able to guide me...
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  • 5.0
    Encompass
    G
    Garette R H
    COON RAPIDS, MN
    Posted on April 24th, 2026 01:25 PM
    Very smooth process and very transparent on what was needed. Answered all questions quickly and accurately.
    Reply from Troy Mlenar
    May 1st, 2026 01:26 PM
    I'm pleased to hear that you found the process smooth and transparent, Garette. It's great to know that I could answer your questions quickly and accurately. If you have any more questions or need assistance in the future, feel free to reach...
    read more
  • 4.66
    Encompass
    H
    Hannah E
    SAINT LOUIS PARK, MN
    Posted on April 18th, 2026 02:52 PM
    Very prompt and clear communication.
  • 4.5
    Encompass
    J
    Jace P
    SAINT LOUIS PARK, MN
    Posted on April 15th, 2026 09:59 PM
    Great to work with by providing open and prompt communication with a friendly mood and personality.
  • 5.0
    Encompass
    D
    Diana M
    BRAHAM, MN
    Posted on April 9th, 2026 02:18 PM
    We can’t say enough good things about our experience with this team. From day one, they were truly in our corner - encouraging, supportive, and fully invested in helping us reach the finish line. Buying a home can be (and for us, truly was)...
    read more
    Reply from Troy Mlenar
    April 16th, 2026 02:18 PM
    Thank you so much for your thoughtful review, Diana. I'm grateful to hear that you felt supported and encouraged throughout the home-buying process. It was truly important to me and my team to make your experience personal and manageable, celebrating...
    read more
  • 5.0
    Zillow
    D
    Dmiller509
    Braham, MN
    Posted on April 9th, 2026 12:00 AM
    We can’t say enough good things about our experience Troy, Tom, and Adam at Lower Mortgage. From day one, they were truly in our corner - encouraging, supportive, and fully invested in helping us reach the finish line. Buying a home can be...
    read more
  • 5.0
    Encompass
    A
    Amy E
    SAINT LOUIS PARK, MN
    Posted on March 9th, 2026 04:29 PM
    It was easy and fast, great service!!
    Reply from Troy Mlenar
    March 16th, 2026 04:30 PM
    I'm glad to know you found the process easy and fast, Amy. Providing great service is important to me, and I'm pleased it made a positive impact on your experience. If you need any further assistance or have questions in the future, feel free...
    read more
  • 5.0
    Encompass
    R
    Ruth J
    MINNETRISTA, MN
    Posted on March 3rd, 2026 10:33 PM
    Troy is amazing. So knowledgeable and great at communication which can ofter be frustrating when applying for a mortgage. His team was friendly and helpful in every way. Great experience and I highly recommend.
    Reply from Troy Mlenar
    March 11th, 2026 07:10 PM
    I genuinely appreciate your kind words, Ruth. I'm glad to hear that my communication and knowledge met your expectations, as I know how crucial they are when navigating the mortgage process. It's also fantastic to know that the team was supportive...
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  • 10 of 190
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Maple Grove, MN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #332291
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    392
    /850
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    Year Started

    1996

    Time Zone

    Central Standard Time (CST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.