John Belli
Branch Manager, VP | NMLS# 254976
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
John is so thorough and such a wonderful and caring person to work with! He always responded to my calls quickly and answered all my questions. He worked very hard to get us the perfect loan along with helping in many other ways. I am so grateful...
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Reply from John Belli
September 28th, 2026 03:11 PM
Melanie, thank you for your kind words. I'm glad to have been able to assist you and make the process easier. It's rewarding to hear that my efforts to secure the perfect loan for you were appreciated. Working with clients like you at Lower...
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He was always available to answer any questions we had. The way he explained the process of home buying was clear. We look forward to working with him in the future and will refer him to our friends and family. Thank you for your help!
Reply from John Belli
September 2nd, 2026 03:07 PM
Erica, thank you for your kind words. I'm pleased that I could assist you with clear explanations throughout the home buying process. I'm looking forward to working with you again and appreciate your willingness to refer me to your friends...
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John was communicative, informative and honest. He responed quickly, and entertained all of my questions with patience and expertise. When I shopped for a quote, John beat the big-box lenders numerically, and with integrity. He made my first...
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Reply from John Belli
July 29th, 2026 08:24 PM
Michael, I appreciate your kind words about my communication and honesty. I'm glad to hear that I could make your first homebuying experience smooth and straightforward, and that you found my responses both quick and informative. If you have...
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John was always available for phone calls and was able to answer all our questions with confidence
Reply from John Belli
July 28th, 2026 01:36 PM
Brandi, I appreciate your feedback. I'm glad to hear that I could be available for your calls and provide the answers you needed. If you have any further questions or need assistance, please feel free to reach out.
Efficient Knowledgable Good communication skills kind
thanks John !
Attentive, Personable, Knowledgeable, Efficient
Reply from John Belli
June 24th, 2026 02:05 PM
Anton, thank you for highlighting these aspects of my service. I'm glad to hear that you found my approach attentive and efficient. If there's anything else you need, please feel free to let me know.
No thank you.
Had a nice and easy
John was always available to answer any question I had 24/7, and always answered the phone. He had great communication and he made sure to walk me through anything I did not understand. John is awesome.
Reply from John Belli
June 10th, 2026 07:12 PM
Daniel, I appreciate your kind words and am glad I could be there to answer your questions whenever you needed. It's nice to hear that my communication helped you feel informed throughout the process. If you have any more questions or need...
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Top Notch Professional
Reply from John Belli
June 2nd, 2026 03:42 PM
Michael, thank you for describing your experience with such positive words. I'm pleased to know you found my service to be top-notch and professional. If you ever need assistance in the future, I'm here to help.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 254976
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.