John Belli
Branch Manager, VP
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Attentive, Personable, Knowledgeable, Efficient
Reply from John Belli
June 24th, 2026 02:05 PM
Anton, thank you for highlighting these aspects of my service. I'm glad to hear that you found my approach attentive and efficient. If there's anything else you need, please feel free to let me know.
No thank you.
Had a nice and easy
John was always available to answer any question I had 24/7, and always answered the phone. He had great communication and he made sure to walk me through anything I did not understand. John is awesome.
Reply from John Belli
June 10th, 2026 07:12 PM
Daniel, I appreciate your kind words and am glad I could be there to answer your questions whenever you needed. It's nice to hear that my communication helped you feel informed throughout the process. If you have any more questions or need...
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Top Notch Professional
Reply from John Belli
June 2nd, 2026 03:42 PM
Michael, thank you for describing your experience with such positive words. I'm pleased to know you found my service to be top-notch and professional. If you ever need assistance in the future, I'm here to help.
John was attentive. He listened to me and the way I needed to be dealt with. He was willing to Pivot with my personality which is very incredibly important. This was the first time I've ever bought anything I felt like he held my hand through...
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Reply from John Belli
May 12th, 2026 01:47 PM
Coyanna, I'm grateful for your kind words and pleased to know that my approach resonated with you during your first buying experience. It's important to me to adapt and ensure you feel supported throughout the process. Enjoy your new dream...
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John was amazing! He was always willing to help, answer questions , and never seemed bothered. Buying a house can be stressful but we truly felt supported by John and his team. We can't thank them enough.
Reply from John Belli
May 8th, 2026 02:33 PM
Ronald, I appreciate your kind words and I'm glad to hear that you felt supported throughout the home-buying process. It was my pleasure to assist you and answer your questions. Thank you for placing your trust in me and my team.
We shopped for several other lenders, but only John was punctual and professional. He followed up with us through this process, even though it appeared to drag on for years.
Reply from John Belli
April 27th, 2026 03:52 PM
Nick, I'm glad to hear that my punctuality and professionalism stood out during your lender search. It's important to me to provide consistent follow-up, even in lengthy processes. If you need further assistance, feel free to reach out.
Responsive, friendly, helpful, and all the other positive adjectives. ;)
Reply from John Belli
April 16th, 2026 05:36 PM
Daniel, I appreciate your positive feedback. I'm happy to know that you found my approach responsive and friendly. If there's anything else I can assist you with, please let me know.
We’ve worked with John on multiple mortgage transactions, and each time he has exceeded our expectations. He is incredibly easy to talk to, always takes the time to explain options clearly, and provides thoughtful, trustworthy advice throughout...
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Reply from John Belli
April 15th, 2026 08:39 PM
Thank you for your kind words, Trent. I'm grateful to hear that my approach has consistently met your expectations and made the mortgage process easier for you. Providing clear options and trustworthy advice is something I strive for with every...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 254976
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.