John Belli
Branch Manager, VP
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
View all days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
John was attentive. He listened to me and the way I needed to be dealt with. He was willing to Pivot with my personality which is very incredibly important. This was the first time I've ever bought anything I felt like he held my hand through...
read more
Reply from John Belli
May 12th, 2026 01:47 PM
Coyanna, I'm grateful for your kind words and pleased to know that my approach resonated with you during your first buying experience. It's important to me to adapt and ensure you feel supported throughout the process. Enjoy your new dream...
read more
John was amazing! He was always willing to help, answer questions , and never seemed bothered. Buying a house can be stressful but we truly felt supported by John and his team. We can't thank them enough.
Reply from John Belli
May 8th, 2026 02:33 PM
Ronald, I appreciate your kind words and I'm glad to hear that you felt supported throughout the home-buying process. It was my pleasure to assist you and answer your questions. Thank you for placing your trust in me and my team.
We shopped for several other lenders, but only John was punctual and professional. He followed up with us through this process, even though it appeared to drag on for years.
Reply from John Belli
April 27th, 2026 03:52 PM
Nick, I'm glad to hear that my punctuality and professionalism stood out during your lender search. It's important to me to provide consistent follow-up, even in lengthy processes. If you need further assistance, feel free to reach out.
Responsive, friendly, helpful, and all the other positive adjectives. ;)
Reply from John Belli
April 16th, 2026 05:36 PM
Daniel, I appreciate your positive feedback. I'm happy to know that you found my approach responsive and friendly. If there's anything else I can assist you with, please let me know.
We’ve worked with John on multiple mortgage transactions, and each time he has exceeded our expectations. He is incredibly easy to talk to, always takes the time to explain options clearly, and provides thoughtful, trustworthy advice throughout...
read more
Reply from John Belli
April 15th, 2026 08:39 PM
Thank you for your kind words, Trent. I'm grateful to hear that my approach has consistently met your expectations and made the mortgage process easier for you. Providing clear options and trustworthy advice is something I strive for with every...
read more
Working with my lender on my recent home purchase in Washington was an absolutely phenomenal experience, especially as a first-time buyer. He is highly knowledgeable and was always willing to jump on a call to answer my questions, even on weekends....
read more
Reply from John Belli
April 10th, 2026 05:38 PM
I'm pleased to hear that your home buying experience went smoothly, Bradley. I understand how important guidance and availability are, especially for first-time buyers. It's great to know that my approach was helpful to you. Should you have...
read more
John was very quick to respond. He was able to find us a lender that did bridge loans when our credit union could not.
Reply from John Belli
April 8th, 2026 07:08 PM
I'm glad to hear that I could assist you with finding a lender for your bridge loan, Catherine. It's important to me that my responses are prompt and help meet my clients' needs, especially in situations where other solutions haven't worked...
read more
Got the job done in a reasonable amount of time.
Great communication
Reply from John Belli
March 27th, 2026 05:12 PM
Thank you for your review, Leonel. It's reassuring to know that the communication met your expectations. If there's anything else you need, please feel free to reach out.
John is responsive, friendly, and adaptable to change and emerging client concerns.
10 of 152
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Search Rank ScoreLearn More →
364
/850
Search Rank Score
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 254976
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.