Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
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We have worked with Mike for years. He is always helpful, friendly, and proficent. I would recommend him to anyone.
Reply from Mike Tullio
June 22nd, 2026 02:55 PM
Heather, I'm grateful for your kind words and recommendation. It's been a pleasure working with you over the years, and I truly appreciate your continued trust.
Karina fue muy amable con nosotros, durante todo el proceso siempre muy accesible. Muchas Gracias 🩷
Reply from Karina Cabrales
June 22nd, 2026 03:20 PM
Laura, agradezco tus palabras amables. Me alegra saber que te sentiste cómoda durante todo el proceso. Si necesitas algo más, por favor házmelo saber.
Chris Velasquez and the entire Lower Mortgage team exceeded my expectations throughout the home-buying process. As a self-employed owner-operator, I knew my mortgage application would require extra documentation and attention, but Chris made...
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Reply from Chris Velasquez
June 22nd, 2026 08:08 PM
Qaid, I appreciate your thoughtful review and I'm grateful for the opportunity to assist you in achieving your goal of homeownership in Palm Coast. It's good to know that my efforts to make the process smooth and stress-free were helpful, especially...
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Great communication.
Reply from David Thornton
June 21st, 2026 01:20 PM
Andrea, I appreciate your feedback on the communication. If there's anything else you need, feel free to reach out.
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Jake Adler
I wanted to send a sincere thank you for everything you did to help me qualify for my home. There were so many moving parts, but you stayed on top of every single detail and made the impossible happen. I know how much hard work went into getting...
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Reply from Jake Adler
June 22nd, 2026 07:40 PM
Mariel, I'm grateful for your kind words and am pleased to have been part of your journey to homeownership. It was my pleasure to assist you and ensure everything came together smoothly. If you ever need anything in the future, please don't...
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Shonna Lee
Reply from Shonna Lee
June 19th, 2026 02:18 PM
Thank you, Peter! Repeat clients are always my favorite....;0)
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Always available and had answers to any and all questions we had. Made it easy for us and made us feel like we were the only ones.
Reply from Jeff Marsack
June 22nd, 2026 02:31 PM
Wendy, I'm glad I could be there to answer all your questions and make the process easier for you. Your feedback about feeling prioritized is truly valued.
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Awesome communication! Very fast responses to any questions or concerns we had. 10/10 :)
Reply from Luis Cantu
June 22nd, 2026 08:17 PM
Jose, I'm happy to hear that you appreciated my communication and quick responses. If you ever have more questions or need further assistance, please feel welcome to reach out.
It was smooth..and real quick. Great
Reply from Dominic Dennelo
June 22nd, 2026 06:53 PM
Raymond, I'm pleased to know that the process was smooth and quick for you. Thank you for sharing your experience.
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Joe was with us thru every part of the application. Giving advice and his knowledge. he was a team player. Always there thru text, email or phone call. keeping us infirm thru every step and what happen next. Was very patient. Never once got...
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Reply from Joe Vergara
June 22nd, 2026 02:39 PM
Gualberto, I'm grateful for your kind words and appreciation. It was important to me to be there for you throughout the application process and to provide the support you needed. If you have any more questions or need further assistance, please...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.