Chris Velasquez
Branch Manager
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
We had an excellent experience. The team was professional, responsive, and committed to delivering high quality service from start to finish. Communication was clear, deadlines were met, and the overall process was smooth and efficient. Highly...
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Reply from Chris Velasquez
May 29th, 2026 03:09 PM
Emilee, I'm grateful to hear that you had an excellent experience. It's nice to know that the professionalism and responsiveness of my team made the process smooth and efficient for you. Thank you for your kind words and recommendation!
Thank you for your time
Reply from Chris Velasquez
May 1st, 2026 01:51 PM
Thanks for the ratings, Nilka. Enjoy your home!!
Excellent service!, thank you
Reply from Chris Velasquez
April 29th, 2026 02:47 AM
Thank you so much. Your feedback means a lot. Enjoy your new home.
Chris maintained ongoing communications about the process of buying a home and items needed or explaining something that was beyond my understandin. I will be sending the next clients your way! Thanks for all your help.
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Reply from Chris Velasquez
April 8th, 2026 05:01 PM
Richard, I'm glad that the ongoing communication was helpful to you, and it's rewarding to hear that I could clarify things when needed. Thank you for considering sending future clients my way. If there's anything more I can assist with, please...
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Estamos sumamente agradecidos por su servicio en el proceso de nuestra compra de nuestro nuevo hogar somos mas que bendecido.
Reply from Chris Velasquez
March 26th, 2026 01:17 AM
Thank you for taking the time to share your experience, Edgardo. I'm glad to hear that you were satisfied with the service I provided at team Acopia by Lower. If you have any future needs or questions, please don't hesitate to get in touch.
Chris and his team were very helpful through the loan process. Very quick to respond to our questions. The process was very smooth.
Reply from Chris Velasquez
March 12th, 2026 07:43 PM
I'm very pleased to hear that the loan process went smoothly for you, Karen. It's great to know that my team and I could assist you effectively and respond promptly to any questions. If you need anything else in the future, please feel free...
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Always returned and kept us informed on progress of application.
Reply from Chris Velasquez
March 26th, 2026 01:17 AM
William, I appreciate your feedback, and I'm glad to know that you felt informed throughout the application process. Communication is key, and it's important to me that my clients always have clarity on their progress. If there's anything further...
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Very fast response after I submitted my tax documents.
Reply from Chris Velasquez
March 26th, 2026 01:17 AM
Thanks Tiffany.
fast and reliable communication.
very kind, and friendly with first time home buyer.
Reply from Chris Velasquez
March 26th, 2026 01:18 AM
Thank you for your review, Matthew. I’m glad to hear that you found the communication fast and reliable during your home buying process. It's important to me to provide a friendly and supportive experience, especially for first-time home buyers....
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We are very grateful for your excellent service. Thank you for guiding us through the entire process to achieve the purchase of our home.
Reply from Chris Velasquez - Lower NMLS # 3884...
November 17th, 2019 12:21 AM
Thank you so much Angela Diaz 😊
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 388458
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.