Chris Velasquez - Lower Mortgage
Branch Manager | NMLS# 388458
I take great pride in my decades of experience helping clients in both English and Spanish (Español) in the Mortgage and Real Estate Industry. However, I have learned that adapting to change has blessed my continued success. I have great me... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
The only thing I can suggest is not send so many emails on a daily basis. Highly annoying.
Reply from Chris Velasquez - Lower Mortgage
October 23rd, 2026 05:27 PM
Thank you for your feedback, Donna. I apologize for any inconvenience caused by the frequency of emails, and I'll certainly take your suggestion into consideration to improve communication. I'm pleased to know you still had a positive experience...
read more
Thank you
Reply from Chris Velasquez
October 23rd, 2026 05:27 PM
Thank you, Fequiere, for your kind words. I'm happy that you had a good experience with me and the team at Lower!
he is the best
Reply from Chris Velasquez
October 12th, 2026 07:48 PM
Thank you, Julio, for your kind words. I'm glad to have been able to assist you, and I'm pleased that you had a positive experience with Lower.
I appreciate all the professionalism and the handling of my case right up to its conclusion. Excellent.
Reply from Chris Velasquez
October 23rd, 2026 05:28 PM
I'm pleased to hear that you appreciated the professionalism and handling of your case, Raniere. It was great to work with you and ensure a smooth process at Lower.
I had an excellent experience working with Chris throughout the loan process for the purchase of my home. He was very professional, helpful, and responsive every step of the way. He made the entire process smooth and easy to understand, and...
read more
Reply from Chris Velasquez
September 11th, 2026 03:52 PM
Diego, I'm grateful for your kind words and pleased to hear that you found the loan process smooth and easy to understand. It's nice to know that my professionalism and responsiveness made a positive impact on your experience. Thank you for...
read more
Very friendly and reliable team!!! Chris and his team always go an extra mile to make things happen, 🫶
Reply from Chris Velasquez - Lower NMLS # 3884...
October 23rd, 2026 05:29 PM
Linda, I'm pleased to hear that you found my team at Lower friendly and reliable. It's great to know that our efforts to go the extra mile made a positive impact on your experience!
Peofessional, caring, patient and available at all times
Reply from Chris Velasquez
August 26th, 2026 05:50 PM
Vanessa, I appreciate your kind words about my professionalism and availability. I'm glad to know that my caring and patient approach made a positive impact on your experience.
Great person! Great Individual! It was a pleasure having Chris Velasquez on my side helping me to process and obtain a loan for the purchase of my property! I have no reservations in recommending Mr. Velasquez for your loan needs!
Reply from Chris Velasquez
August 13th, 2026 07:49 PM
John, I'm happy to hear that you had a positive experience with my assistance in processing and obtaining your loan. Your recommendation means a lot to me, and I'm grateful for your trust.
He was really knowleage it was couple error they did at the beginning like the origination loan at 5% but he corrected and everything el was smoot h
Reply from Chris Velasquez
August 7th, 2026 03:22 PM
Lismary, I appreciate your feedback and am glad I could resolve the initial issues with the origination loan. It's good to hear that everything else went smoothly. Thank you for your understanding and trust in the process.
How quick and communicative the team (specifically Chris) were
Reply from Chris Velasquez - Lower Mortgage
October 23rd, 2026 05:30 PM
I'm pleased to hear that you found both my communication and the team's responsiveness at Lower to be quick and effective, Steeven. Your positive feedback means a lot to me.
1–10 of 24
About
I take great pride in my decades of experience helping clients in both English and Spanish (Español) in the Mortgage and Real Estate Industry. However, I have learned that adapting to change has blessed my continued success. I have great mentors in my life, and they taught me never to be complacent. My biggest thrill is helping first-time homebuyers dreams come true. I am blessed to work with my wife, who is my rock. I have three sons who have graduated college and are now following their dreams. I enjoy spending time with my family, traveling, and smoking cigars with my friends. I believe: \- Follow your dreams; I am an example \- Hard work always wins \- Adapt \- Listen and Learn
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Non-QM
DSCR Loans
Second Mortgages-Bank Statement
Home Equity Line of Credit
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
1996
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 388458
Hobbies
- Family
- Traveling
- Beach
View All
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.