Chris Velasquez
Branch Manager | NMLS# 388458
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
he is the best
I appreciate all the professionalism and the handling of my case right up to its conclusion. Excellent.
I had an excellent experience working with Chris throughout the loan process for the purchase of my home. He was very professional, helpful, and responsive every step of the way. He made the entire process smooth and easy to understand, and...
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Reply from Chris Velasquez
September 11th, 2026 03:52 PM
Diego, I'm grateful for your kind words and pleased to hear that you found the loan process smooth and easy to understand. It's nice to know that my professionalism and responsiveness made a positive impact on your experience. Thank you for...
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Very friendly and reliable team!!! Chris and his team always go an extra mile to make things happen, 🫶
Peofessional, caring, patient and available at all times
Reply from Chris Velasquez
August 26th, 2026 05:50 PM
Vanessa, I appreciate your kind words about my professionalism and availability. I'm glad to know that my caring and patient approach made a positive impact on your experience.
Great person! Great Individual! It was a pleasure having Chris Velasquez on my side helping me to process and obtain a loan for the purchase of my property! I have no reservations in recommending Mr. Velasquez for your loan needs!
Reply from Chris Velasquez
August 13th, 2026 07:49 PM
John, I'm happy to hear that you had a positive experience with my assistance in processing and obtaining your loan. Your recommendation means a lot to me, and I'm grateful for your trust.
He was really knowleage it was couple error they did at the beginning like the origination loan at 5% but he corrected and everything el was smoot h
Reply from Chris Velasquez
August 7th, 2026 03:22 PM
Lismary, I appreciate your feedback and am glad I could resolve the initial issues with the origination loan. It's good to hear that everything else went smoothly. Thank you for your understanding and trust in the process.
How quick and communicative the team (specifically Chris) were
Not only was Chris professional in his knowledge and help, he was also personable which makes the process so much easier and better.
Reply from Chris Velasquez
July 20th, 2026 01:08 PM
Jeremy, I'm pleased to hear that my professionalism and personable approach made the process easier for you. Thank you for your kind words and trust in my assistance.
Great experience from start to finish. They were always quick to answer my questions, kept me updated throughout the process, and made everything a lot less stressful. Buying a home can be overwhelming, but they made it feel easy. Really appreciate...
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Reply from Chris Velasquez
July 1st, 2026 03:13 PM
Thanks for your kind words, Edwin. Enjoy your new home!!!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 388458
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.