David Thornton
Branch Manager | NMLS# 1515638
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
David & his team did a great job handling all our needs. Communication was strong and they were very fast.
. Great communication
Reply from David Thornton
September 8th, 2026 06:58 PM
Joyce, I appreciate your kind words about the communication. It's good to know that you had a positive experience.
This is the second time we have used Dave’s assistance with purchasing the home. He goes above and beyond such a pleasure to work with him.
is the second home we have purchased with the assistance of Dave. He goes above and beyond and an absolute pleasure to work with.
Reply from David Thornton
August 31st, 2026 03:42 PM
Reginal, I'm thankful for your kind words and am glad to have assisted you in purchasing your second home. It's great to know that you found working with me a pleasure. If there's anything else I can help with, please feel free to reach out....
read more
David Thornton has received a review with 5 star rating from Brice P
David and Wendy are both awesome!! They made the process of buying our first house so easy and had great communication throughout the whole experience!
Reply from David Thornton
August 31st, 2026 03:10 PM
Brice, I'm glad to hear that you found the home buying process easy with Wendy and me by your side. We appreciate your kind words about our communication and support. If you need anything else, please feel free to reach out.
He's always gone the extra mile for me and all my clients. We've succesfully closed over 100 deals in the last several years and he's never let me down. He's saved countless deals that were dead and revieved many that were lost to other lenders...
read more
By far the best lender to work with.
Dave is easy to talk with and is very kind. Trust is important when it comes to clients finances and Dave is certaimly trustworthy
David and his team were supportive in all areas of our transaction. Complete details were given and communication could not have been any better Making our home purchase a smooth process.
Reply from David Thornton
July 23rd, 2026 04:42 PM
Karene, I'm pleased to know that you found the support from my team and me helpful throughout your transaction. It's nice to hear that the detailed communication made your home purchase smooth. If there's anything else you need, please feel...
read more
10 of 491
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage
Residential Mortgage
FHA Mortgage
Conventional Mortgage
VA Mortgage
USDA Mortgage
Primary, Secondary & Investment Homes
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1515638
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.