Mike Tullio
VP of Lending
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lo... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Got us the financing we needed!
Got it done for us.
Reply from Mike Tullio
July 6th, 2026 08:44 PM
Glenda, I'm glad to hear that everything was completed to your satisfaction. I appreciate you sharing your experience!
We have worked with Mike for years. He is always helpful, friendly, and proficent. I would recommend him to anyone.
Reply from Mike Tullio
June 22nd, 2026 02:55 PM
Heather, I'm grateful for your kind words and recommendation. It's been a pleasure working with you over the years, and I truly appreciate your continued trust.
This is the second time using CrossCountry mortgage and Mike's team. Although the team was incredibly friendly, understanding and responsive to my questions, I feel that due to the long closing timeframe they forgot about my loan and by the...
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Reply from Mike Tullio
July 26th, 2024 12:45 PM
Lori, I appreciate you taking the time to provide this feedback. I'm sorry to hear that your second experience with my team at CrossCountry Mortgage, LLC didn't meet your expectations. Your feedback provides us with the opportunity to correct...
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Mike Tullio has received a review with 5 star rating from Richard W
Mike Tullio has received a review with 5 star rating from Carol A
Mike and his Team are professional, have great communication through the whole transaction process, which is a big one for a RE Agent, and even with challenges that can come along, they always get things done!
I always have a great experience with Mike and his Team. No matter the client or challenges, they usually find a way and get it done and that is important as a RE Agent. Would highly recommend them.
Reply from Mike Tullio
July 15th, 2024 03:47 PM
It was great working with you. Thanks again for putting your trust in us.
I was able to get a better rate than with larger unnamed banks, and Tulio and his teamed worked so hard to get us into our first home on a tight timeline. I felt taken care of every step of the way, and (especially as a first time buyer) never...
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I was able to get a better rate than with larger unnamed banks, and Tulio and his teamed worked so hard to get us into our first home on a tight timeline. I felt taken care of every step of the way, and (especially as a first time buyer) never...
read more
Reply from Mike Tullio
July 14th, 2024 01:44 PM
Hey Jedidiah, it's Mike here. I'm over the moon to hear that you had a great experience with us at CrossCountry Mortgage, LLC. It's always our aim to provide the best rates and make the home buying process as smooth as possible, especially...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208860