Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
Very informative and easy to talk to.
Reply from Michael Joseph Cafarella
June 22nd, 2026 02:12 PM
Daniel, I'm happy to hear that you found our conversations informative and easy. It's important to me that my clients feel comfortable and well-informed. If there's anything else you need, feel free to reach out.
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Avery was amazing throughout the whole process and available for my numerous questions. I definitely felt like she had our best interest at heart the entire time and fought to get us a good rate. Even with last minute change she made sure to...
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Reply from Nikki Rogers
June 22nd, 2026 04:11 PM
I'm pleased to hear that Avery was able to support you with numerous questions and kept your best interest at heart, Patricia. It's great to know she ensured you stayed informed even with last-minute changes. Thank you for sharing your positive...
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Ashley Higdon and Ashley Goodman were great to work with and very flexible with their schedules to give us the help that we needed to make our first home buying experience easy ans seamless,and were there to answer any questions that we
Reply from Ashley Higdon
June 14th, 2026 11:46 PM
I'm pleased to know that both Ashley Goodman and I could make your first home buying experience easy and seamless, Travis. Flexibility in scheduling and answering your questions is important to me, and I'm grateful for your kind words. If you...
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Thank you for making the process of buying our home so smooth. We appreciated the quick responses and communication throughout the entire process.
Reply from David Thornton
June 21st, 2026 08:53 PM
I'm glad to hear that you found the home buying process smooth, Brooke. Your appreciation for the quick responses and communication means a lot to me. If you have any more questions or need further assistance, I'm here to help.
Doug is a rockstar! His team are diligent and never gave up. Our home purchase was on life support due to put of control circumstances, but Doug and his team made it happen. We couldn't be more thankful for his efforts. He was in constant communication...
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Reply from Douglas Bills
June 16th, 2026 12:49 PM
Andrew, I'm grateful for your kind words. I'm happy to hear that my team and I could assist with your home purchase despite the challenging circumstances. Maintaining constant communication is something I always strive for, and it's wonderful...
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Communication
Reply from Jill Samsel
June 14th, 2026 07:03 PM
Thank you Dreka for your review. We are always here to help. I enjoyed working for you!
Good relationship
Reply from Michael Joseph Cafarella
June 22nd, 2026 02:04 PM
Andrew, I'm glad to hear that you had a good relationship with me. Building strong connections with my clients is important, and I appreciate your feedback. If there's anything more I can do for you, just let me know.
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Jake Adler
Jake is incredibly professional and makes a long process simplified & easy.
Reply from Jake Adler
June 22nd, 2026 03:02 PM
Richard, I appreciate your kind words about my professionalism. I'm glad to hear that I could help simplify the process for you. If you need any further assistance, please feel free to reach out.
Amazing the buyers that we can't get across the finish like Sandy makes it happen.
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We have worked with Mike for years. He is always helpful, friendly, and proficent. I would recommend him to anyone.
Reply from Mike Tullio
June 22nd, 2026 02:55 PM
Heather, I'm grateful for your kind words and recommendation. It's been a pleasure working with you over the years, and I truly appreciate your continued trust.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.