Ashley Higdon
VP of Lending | NMLS# 168604
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Ashley was always responsvie and was knowledgeable!
Reply from Ashley Higdon
October 8th, 2026 12:42 AM
I appreciate your kind words, Piper. I'm glad to hear that you found my responsiveness and knowledge helpful during your experience with Lower. Thank you for sharing your feedback!
Quick easy process
Reply from Ashley Higdon
October 5th, 2026 09:08 PM
I'm pleased to know you found the process quick and easy, Justin. It was great working with you, and I appreciate your positive feedback.
Ashley Higdon & Ashley Goodman were both very responsive to all of my questions and kept the process fast and easy!
Reply from Ashley Higdon
October 3rd, 2026 12:34 AM
I'm pleased to hear that both Ashley Goodman and I were responsive to your questions, Morgan. It's great to know that the process was fast and easy for you with Lower. Thank you for sharing your experience!
Ashley's whole team are open to help you, to the best of their capibilities w/ open arms!
Reply from Ashley Higdon
October 1st, 2026 10:21 PM
Thank you for your kind words, Danielle. I'm pleased to know that my team was able to assist you effectively and made you feel welcome throughout the process.
Ashley was very polite and answered any questions we had and walked us through everything
Reply from Ashley Higdon
October 1st, 2026 08:17 PM
I appreciate your kind words, Morgan. I'm happy to know that I could assist you by answering your questions and guiding you through the process. It was a pleasure working with you.
Ashel and her team are the best!!!!!! You will not find a better team to purchase a home threw!!!!!! we love u Ashley thank you and you team for everything!!!
Reply from Ashley Higdon
September 30th, 2026 11:22 PM
I'm grateful for your wonderful feedback, Sarah. It was a pleasure to be part of your home-buying journey, and I'm pleased to know that you appreciated the team's efforts. Thank you for your kind words!
Ashley and her team are amazing!! very helpful will and would refer others 100%. 😇 🙂
Reply from Ashley Higdon
September 30th, 2026 11:23 PM
I'm grateful for your kind words, James. It’s wonderful to know that you found my team at Lower helpful and that you're willing to refer others. Thank you for your support!
Fast communication, explains everything to where you can understand, and makes you feel like you've been friends for years. Very friendly staff and a pleasant experience. I would recommend Ashley and her team to as many people as I can!
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Reply from Ashley Higdon
September 22nd, 2026 03:08 PM
I'm pleased that you felt comfortable and understood throughout the process, Mckena. It's great to hear that you enjoyed the friendly atmosphere with both me and my team. Thank you for your recommendation!
Everyone I spoke to and throughout the entire process was great to deal with, very knowledgable, and very friendly.Ashley was available at all times, communicated frequently, and answered all of my questions. She offered several suggestions...
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Reply from Ashley Higdon
September 21st, 2026 08:44 PM
Thank you for sharing your experience, William. I'm pleased to hear that you found the process with everyone involved to be great and knowledgeable. I'm glad I could assist you with suggestions and help facilitate the transfer in a timely manner....
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Easy clear directions
Reply from Ashley Higdon
September 21st, 2026 07:48 PM
I'm pleased that you found the directions easy and clear, Megan. I strive to ensure clarity in every step of the process. Thank you for your positive feedback!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 168604
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.