Ashley Higdon
VP of Lending
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Everyone I spoke with was so nice and attentive, helping navigate my way through everything as a first time home owner.
Reply from Ashley Higdon
July 10th, 2026 05:55 PM
I'm grateful for your kind words, Jasmine. It's wonderful to know that you felt supported and well-guided as a first-time homeowner. If you have any more questions or need further assistance, please don't hesitate to reach out.
The whole process was made easy by their team. We are very thankful they got us into our new home.
Reply from Ashley Higdon
July 7th, 2026 11:34 PM
I'm grateful to know that my team and I could make the process easy for you, Robert. Congratulations on your new home! If there's anything else you need, please don't hesitate to reach out.
it was great!
Reply from Ashley Higdon
July 2nd, 2026 03:24 PM
Thank you for sharing your positive experience, Alexis. I'm pleased to know that everything went great for you! If there's anything else I can do, just let me know.
Ashley is always on top of her game. She works in a timely but efficient manner. I would use her everytime for all my home buying needs.
Reply from Ashley Higdon
July 2nd, 2026 03:25 PM
Laura, I appreciate your kind words. I'm happy to know that you value my timely and efficient approach. It means a lot to me that you would consider using my services for all your home buying needs. If there's anything else I can assist you...
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Communicating is always easy and the process is a lot simpler than others
Reply from Ashley Higdon
July 2nd, 2026 03:25 PM
I'm pleased to hear that you found communication easy and the process simple, Tyran. I'm grateful for your positive feedback, and if there's anything else you need, just let me know.
The Ashley's
Reply from Ashley Higdon
June 26th, 2026 04:13 PM
Thank you, James, for leaving a review. If there's anything more you'd like to share or discuss, please feel free to reach out.
Ashley goes above and beyond and is very efficient
Reply from Ashley Higdon
June 25th, 2026 10:49 PM
Brad, I appreciate your kind words about my efficiency and dedication. I'm very happy to have been able to support you, and I'm here if you need anything else.
Ashley made everything pleasant and as pain free as possible. I will definitely be recommending her to all my friends.
Reply from Ashley Higdon
June 17th, 2026 05:20 PM
I'm grateful for your kind words, Bridget. I'm happy to know that I could make the process pleasant and stress-free for you. Your recommendations mean a lot to me!
This team is amazing and helped out a lot.
Reply from Ashley Higdon
June 17th, 2026 05:23 PM
I'm pleased to know that my team was helpful. Your kind words mean a lot, and I'm grateful for the opportunity to assist you. If there's anything more you need, please don't hesitate to let me know.
Ashley Higdon and Ashley Goodman were great to work with and very flexible with their schedules to give us the help that we needed to make our first home buying experience easy ans seamless,and were there to answer any questions that we
Reply from Ashley Higdon
June 14th, 2026 11:46 PM
I'm pleased to know that both Ashley Goodman and I could make your first home buying experience easy and seamless, Travis. Flexibility in scheduling and answering your questions is important to me, and I'm grateful for your kind words. If you...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 168604
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.