

Nikki Rogers
VP of Lending | NMLS# 519302

My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer.... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Working with Avery was an absolute pleasure. Avery is very energetic and you can tell she loves what she does . The whole experience with your team was nothing short of amazing!! Buying my house was one of the easiest things I have done. I...
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Thanks to Avery and team for everything
Nikki Rogers has received a review with 5 star rating from Shana M
Avery was amazing! She answered every question I had and was very quick to respond! She made the whole process enjoyable! Thank you Avery! :)
Reply from Nikki Rogers
October 2nd, 2026 08:56 PM
Shana, I'm happy to hear that Avery made the process enjoyable for you and was responsive to your questions. It's great to know that the team at Lower could provide such a positive experience.
Had a wonderful experience working with Avery and the rest of the team here. They were extremely informative and thorough during the whole process.
Nikki Rogers has received a review with 5 star rating from Joseph T
Well we were off to a rough start. But they helped us over come every challenge and get us into our new home.
Reply from Nikki Rogers
September 17th, 2026 01:16 PM
Joseph, I'm glad we were able to help you overcome the challenges and get into your new home. It's rewarding to know that my team at Lower and I could make this happen for you.
Avery & Lily went above and beyond to make sure the loan went to closing. Could not have done this without this team.
Avery & Lily went above and beyond to make sure the loan went to closing. Could not have done this without this team.
Reply from Nikki Rogers
September 17th, 2026 01:09 PM
Bradford, I'm pleased to know that Avery, Lily, and the team at Lower were able to support you in getting your loan to closing. Thank you for sharing your experience!
Effective communication.
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About
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer. And as always, please reach out to me anytime via phone or email. I'm looking forward to hearing from you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 519302
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.