Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
Very easy to work with. Quick to respond and helpful
Reply from Tom Powell
October 8th, 2026 04:11 PM
Thank you, Richard. I pride myself on those qualities and I’m glad that I was able to help you.
Mackenzie made the process incredibly easy. Her communication is top tier, and she was always ready to answer all of my questions. This was the second time we used Mackenzie, and while we may be done buying for a while, we will continue to...
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Reply from Mackenzie Pitt
June 22nd, 2026 05:01 PM
Rodante, I'm grateful for your kind words and for choosing to work with me again. It's wonderful to know that my communication and support made the process easy for you. Thank you for your recommendations, and if you ever have more questions...
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COMMUNICATION SPEED
Reply from Melanie Brown
June 22nd, 2026 05:31 PM
Michael, I'm grateful for your feedback. It's great to know that the communication and speed met your expectations. If you ever have more to share or need assistance, feel free to reach out.
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I have to give the biggest shout out to Universal Lending- Brian Hafner and his team. Over the last 6 years we have tried 8 different times to get approved for a home loan and talked to multiple different lenders that gave us the run around,...
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Reply from Owner
June 17th, 2026 06:05 PM
Thank you for the review! It was amazing working with you and making this happen!
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The entire team took so much time listening to our concerns, questions, past difficultie, everything. Truly made us feel heard. And when we were told it was not possible from another lender in town 1 month prior, brian and his team saw the...
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Reply from Brian Hafner
June 19th, 2026 03:41 PM
Thank you!
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The whole process was smooth and had no issues.
Reply from Brian Hafner
June 19th, 2026 03:41 PM
Thank you!
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Jake Adler
Jake Adler has received a review with 5 star rating from Allison R
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Jake Adler
Awesome communication, Jake went out of his way to make it possible we were gonna get into a house one way or another. Very smooth and easy process all the way around. Would recommend any and everyone!
Reply from Jake Adler
June 22nd, 2026 07:14 PM
Allison, I appreciate your kind words about my communication and efforts. I'm glad to hear that the process was smooth and easy for you. Thank you for recommending me to others!
Kristina was super responsive and helpful with my first home buying experience. She helped explain things so well and really helped make my home owning dream a possibility
Reply from Kristina Beth Fischer
June 22nd, 2026 02:58 PM
Hannah, I'm glad to hear that I could help make your dream of home ownership a reality. It's wonderful to know that my responsiveness and explanations were helpful during your first home buying experience. If there's anything else you need,...
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Very helpful, professional, and patient. Claudia gave us a step by step and broke everything down for us. Made us feel very comfortable when asking questions whether big or small.
Reply from Claudia Diaz
June 15th, 2026 05:39 AM
Thank you, Idania, for your kind words. I'm pleased to know that you felt comfortable and supported throughout the process. If you have any more questions or need further assistance, please feel free to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.