Douglas Bills
VP of Lending
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM(Open now)
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Doug paired with our agent were the reason we were able to close on our home.
Doug is a rockstar! His team are diligent and never gave up. Our home purchase was on life support due to put of control circumstances, but Doug and his team made it happen. We couldn't be more thankful for his efforts. He was in constant communication...
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Reply from Douglas Bills
June 16th, 2026 12:49 PM
Andrew, I'm grateful for your kind words. I'm happy to hear that my team and I could assist with your home purchase despite the challenging circumstances. Maintaining constant communication is something I always strive for, and it's wonderful...
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Got the loan done when we were in a huge rush and pickle due to another loan companies mistake!
Reply from Douglas Bills
June 2nd, 2026 01:21 PM
Thanks Kate enjoy your new home
Easy to follow instructions and quick service.
Reply from Douglas Bills
May 20th, 2026 02:35 PM
I'm glad you found the instructions easy to follow and appreciated the quick service, Miguel. If there's anything else you need, feel free to reach out anytime.
approval process was longer than expected, but from that point to closing and funding went smooth
Reply from Douglas Bills
June 2nd, 2026 01:21 PM
Thank you
Super easy to work with! Made this process stress free!
Reply from Douglas Bills
April 27th, 2026 05:25 PM
I'm glad to hear that the process was stress-free for you, Veronica. Making things easy for my clients is always a priority. If you ever need further assistance, please feel free to reach out.
He was candid and straight forward. Always made time and didnt make it feel like i was a burden asking a lot of questions. He helped in every facet of the process.
Reply from Douglas Bills
March 24th, 2026 01:04 PM
I truly appreciate your feedback, Brendan. I'm glad that my candidness and willingness to assist made a positive impact on your experience. It’s important to me that you felt comfortable asking questions throughout the process. If there's ever...
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Doug and his team made the process so easy and smooth. great Customer service and communication!
Reply from Douglas Bills
February 25th, 2026 07:49 PM
Thanks a lot for your review, Michael. I'm pleased that you had a positive experience with the process. Providing good customer service and clear communication is important to me, and I’m glad it came through for you. If you need anything in...
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My wife and I appreciated Doug's professionalism and prompt responses to our questions .
Reply from Douglas Bills
February 16th, 2026 06:15 PM
I'm grateful for your kind words, Raldy. It was a pleasure to assist you and your wife. I'm glad to hear that my efforts to provide prompt responses and professionalism met your expectations. Should you have any more questions in the future,...
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Douglass was always available to answer any questions or address any concerns I had throughout the entire process. He was knowledgeable and thorough. A true pleasure to work with.
Reply from Douglas Bills
June 2nd, 2026 01:21 PM
Thank you
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 960282
Hobbies
- Coach High level travel baseball and a local high school team
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.