Douglas Bills
VP of Lending
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Working with Doug was an outstanding experience from start to finish. I was in a difficult situation, and they remained patient, professional, and supportive throughout the entire process. They took the time to explain every step, answered...
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Reply from Douglas Bills
August 3rd, 2026 02:30 PM
I'm grateful for your kind words, Nikolas. It's great to know that my support and attention to detail made a positive difference in your home loan process. I appreciate your trust and recommendation, and I'm always here if you need further...
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Great service, very helpful and flexible with me being underway and wonderful communication
Reply from Douglas Bills
July 30th, 2026 12:35 PM
Thank you for sharing your experience, Monise. I'm happy that you found the service helpful and flexible, and I'm glad the communication met your expectations. If you have any more needs or questions, feel free to reach out.
Helped out and answered my questions
Reply from Douglas Bills
July 18th, 2026 10:54 AM
I'm grateful for your feedback, Brandon. I'm happy to have been able to assist and answer your questions. If you ever need anything else, feel free to reach out.
Yall Doug ms Diana ms lou joe and ms daina thank your so mch to give me aportunite and help me to get my house 🏠 again thank s all
Reply from Douglas Bills
July 1st, 2026 12:07 PM
Calixto, I'm grateful for your kind words and thrilled to hear about your experience with me and the team. It was a pleasure to assist you in getting your house again. If there's anything more you need, just let me know.
El compromiso de todo el que estuvo pendiente de nuestro caso y pendiente ah cada cosas que pidieran , tambien la realtora que tenía es muy profesional y nos decias no se preocupen que ustedes van ah obtener su casa y por su puesto Dios por...
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Reply from Douglas Bills
July 1st, 2026 12:07 PM
Estoy feliz de saber que tuvieron una gran experiencia y que el proceso fue rápido, Dinanllily. Agradezco mucho sus amables palabras y me complace haber podido contribuir a hacer realidad el sueño de su familia de tener un hogar en los Estados...
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Everything went super smooth and easy
Reply from Douglas Bills
June 29th, 2026 11:59 AM
I'm glad to hear that everything went smoothly and easily for you, Alyssa. If you have any further questions or need assistance in the future, please feel free to reach out.
Doug paired with our agent were the reason we were able to close on our home.
Reply from Douglas Bills
June 29th, 2026 11:59 AM
I'm grateful for your kind words, Holly. It's wonderful to know that my collaboration with your agent helped you close on your home. If there's anything else I can assist you with in the future, please let me know.
Doug is a rockstar! His team are diligent and never gave up. Our home purchase was on life support due to put of control circumstances, but Doug and his team made it happen. We couldn't be more thankful for his efforts. He was in constant communication...
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Reply from Douglas Bills
June 16th, 2026 12:49 PM
Andrew, I'm grateful for your kind words. I'm happy to hear that my team and I could assist with your home purchase despite the challenging circumstances. Maintaining constant communication is something I always strive for, and it's wonderful...
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Got the loan done when we were in a huge rush and pickle due to another loan companies mistake!
Reply from Douglas Bills
June 2nd, 2026 01:21 PM
Thanks Kate enjoy your new home
Easy to follow instructions and quick service.
Reply from Douglas Bills
May 20th, 2026 02:35 PM
I'm glad you found the instructions easy to follow and appreciated the quick service, Miguel. If there's anything else you need, feel free to reach out anytime.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 960282
Hobbies
- Coach High level travel baseball and a local high school team
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.