Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Carla was great through the entire process. She was very helpful and informative. I would reccomend her to anyone building a home. We are very happy to have been able to work with her.
Reply from Carla Zammiello
July 23rd, 2026 05:59 PM
Adrian, I appreciate your kind words and recommendation. I'm glad I could be helpful and informative throughout your home-building process. It's nice to hear that you are happy with our collaboration.
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Lower, LLC
We worked with Phil on our mortgage for our beach home and he was excellent. He helped us with all aspects of the process. Always answered emails or calls any time of day. I would highly recommend working with him on any future purchases.
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We were able to move through the process with ease. Amelia is extremely knowledgeable and courteous. She made us feel comfortable in the process from beginning to the very end. We have already recommended her to others. On a scale from 1 to...
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Reply from Amelia Watts
July 23rd, 2026 04:59 PM
Martha, I appreciate your wonderful feedback and recommendation! I'm glad to know that I could make the process comfortable and smooth for you. It's great to hear that my knowledge and courtesy made a positive impact on your experience.
Personlized customer service. Valuable advice. Amazing communication. I trust Murdock 100% and recommend him constantly to family and friends. He is by far the best loan officer I have ever worked with and have been a loyal customer of his...
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Reply from Murdock Richard
July 16th, 2026 07:27 PM
Thank you, John. We have worked together numerous times over the years and each time it has been a pleasure. Although Cynthia makes the decisions, it is always fun to watch you defend your position. We need to get together and play another...
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not to be dramatic, but Carla was a godsend! We had no prior knowledge whatsoever about process or how anything worked, but she helped us through it all. Answered every single question, simplied terms so we could fully understand and best of...
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Reply from Carla Zammiello
July 23rd, 2026 02:58 PM
Julia, I'm grateful for your kind words and the trust you've placed in me. It's great to hear that I could help simplify the process and address all your questions. Your recommendation means a lot, and I'm thankful for your support.
Lisa was very knowledgeable and had answers for my situation in a timely manner. Nothing was ever an unwelcomed surprise. I knew what I needed and how it would go from the beginning. i feel like she worked to get me the best financing.
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Reply from Lisa Depriest
July 23rd, 2026 02:57 PM
Tonya, I appreciate your thoughtful feedback. I'm glad to hear that my knowledge and timely responses helped provide clarity throughout the process. It's great to know you felt confident in the financing options we explored together.
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Steven was absolutely great!! He was the best
Reply from Steven Odom
July 23rd, 2026 02:23 PM
Thank you for your kind words, Martha. I'm happy to hear that you had a great experience with me.
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Brian was very easy to communicate with and was excellent at answering my many questions I had. Him and his entire team made our home buying experience very pleasant!
Reply from Brian Hafner
July 22nd, 2026 09:37 PM
Thank you so much!
Nikkie and her team made this entire process so stress free! With it being my first time buying a home I couldn't have imagined it going any better! I am eternally grateful for all of their hard work! Y'all are truly amazing and have THE BEST...
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Reply from Nikkie Bickham
July 23rd, 2026 01:38 PM
Chelesa, I'm pleased to hear that your home-buying experience was stress-free and positive. Thank you for your kind words about our communication and customer service. If you need anything in the future, please feel free to reach out.
Andrew Sasson is very knowledgeable and pleasant . We request a July 15 closing date and he made it happen.
Reply from Andrew Sassen
July 23rd, 2026 01:21 PM
Debra, I'm grateful for your kind words. It's nice to know that my knowledge and approach helped you achieve your desired July 15 closing date. Thank you for sharing your experience!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.