Amelia Watts
Sr. Loan Officer
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Very detailed and time oriented.
Reply from Amelia Watts
July 24th, 2026 03:16 PM
Victor, I'm grateful for your feedback. It's good to know that my attention to detail and time management met your expectations. Thank you for sharing your experience!
We were able to move through the process with ease. Amelia is extremely knowledgeable and courteous. She made us feel comfortable in the process from beginning to the very end. We have already recommended her to others. On a scale from 1 to...
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Reply from Amelia Watts
July 23rd, 2026 04:59 PM
Martha, I appreciate your wonderful feedback and recommendation! I'm glad to know that I could make the process comfortable and smooth for you. It's great to hear that my knowledge and courtesy made a positive impact on your experience.
Ameila was super great. She always had answers to our questions, called and check on us, also very smart in what she does. She made the experience wonderful!! 100% recommend!
Reply from Amelia Watts
April 21st, 2026 03:46 PM
Latricia, I'm grateful for your kind words and recommendation! I'm pleased to hear that I could make your experience wonderful and provide the answers you needed. Thank you for trusting me with your journey!
The whole staff was super helpful and treated you like family
Reply from Amelia Watts
April 9th, 2026 07:39 PM
It was a pleasure working with you and your lovely family on your new home purchase!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 914299
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.