Nikkie Bickham
VP of Lending | NMLS# 755411
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
She worked with me and my crazy work schedule and communicated through text with me because of my job
Working with them was the easiest part of buying our home. They explained every option clearly, responded fast, and got us a great rate with zero stress. Truly a wonderful mortgage broker — highly recommend!
Reply from Nikkie Bickham
October 2nd, 2026 05:21 PM
Steven, I'm pleased to hear that your experience with me at Lower made the home-buying process easier for you. It's great to know that the clarity and responsiveness we provided helped secure a great rate without any stress. Thank you for your...
read more
Nikkie and her team were very knowledgeable and communicative. They promptly answered all of my questions and kept me in the loop every step of the way.
Reply from Nikkie Bickham
October 2nd, 2026 05:21 PM
Sabranna, I'm pleased to hear that you found my team at Lower and me knowledgeable and communicative. Ensuring you were kept informed every step of the way is something I prioritize, and I'm glad we could meet your expectations.
Nikki and her group worked very hard to get us the type of funding that worked best for our situation. We appreciate her willingness to try different options that eventually gave us the best deal.
Reply from Nikkie Bickham
September 29th, 2026 04:29 PM
Deborah, I'm glad to know that my team at Lower and I could assist you in finding the right funding solution. Your appreciation for our efforts and flexibility means a lot to me.
Nikkie is awesome. she was such a big help. Quality! Quality! Quality!
Reply from Nikkie Bickham
September 28th, 2026 05:59 PM
Brandon, I appreciate your kind words and am pleased to know that you felt well-supported by my efforts at Lower. It's great to hear that you found the quality of service to be strong.
Nikkie and her team kept us informed, answering any questions we had and made closing day a breeze!
Reply from Nikkie Bickham
October 2nd, 2026 05:22 PM
Stacey, I'm pleased to hear that my team at Lower and I could keep you well-informed and make closing day smooth. It's good to know that we could answer all your questions along the way.
Nikkie Bickham has received a review with 5 star rating from G T
Reply from Owner
October 2nd, 2026 05:22 PM
G, thank you for giving me a 5-star rating. I'm happy to know that your experience with our team was positive.
great and easy process
Reply from Nikkie Bickham
September 22nd, 2026 06:09 PM
Gabriel, I'm glad to hear that you found the process with Lower to be great and easy. Your positive experience is very important to me.
She got us the best possible rate! We are so pleased. You're in great hands with Nikkie
Reply from Owner
October 2nd, 2026 05:22 PM
Eydie, I'm happy to know that I could secure the best possible rate for you with our team. Your kind words about being in great hands mean a lot to me.
We are an older couple and not savvy w technology at all. Nikkie was so patient with us! We must've asked her the same questions a hundred times. She never got short with us or seemed annoyed. That in and of itself made everything so pleasant....
read more
Reply from Nikkie Bickham
September 14th, 2026 07:13 PM
Edith, I'm truly grateful for your kind words. It's wonderful to hear that my patience and dedication made the home-buying process smoother and more enjoyable for you both. Helping you feel comfortable and secure was my priority, and I'm so...
read more
1–10 of 148
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 755411
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.