Nikkie Bickham
VP of Lending
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
Great communication. Very helpful and responsive to all my questions. Highly recommended for your next home purchase!
Great communication. Very helpful and responsive to all my questions. Highly recommended foe your next home purchase!
Nikkie and her team made this entire process so stress free! With it being my first time buying a home I couldn't have imagined it going any better! I am eternally grateful for all of their hard work! Y'all are truly amazing and have THE BEST...
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Reply from Nikkie Bickham
July 23rd, 2026 01:38 PM
Chelesa, I'm pleased to hear that your home-buying experience was stress-free and positive. Thank you for your kind words about our communication and customer service. If you need anything in the future, please feel free to reach out.
Nikki was a tremendous help and explained the process easily
Reply from Nikkie Bickham
July 21st, 2026 04:27 PM
Ariel, I'm glad to know that I could be of help and that the process was easy to understand. If you have any more questions or need assistance in the future, please feel free to reach out.
very attentive!
Reply from Nikkie Bickham
July 21st, 2026 03:55 PM
Madeline, I'm pleased to know that you found my attentiveness helpful. If there's anything more I can do for you, please let me know!
Nikkie Bickham has received a review with 5 star rating from Maddie M
Reply from Owner
July 14th, 2026 03:22 PM
Thank you, Maddie, for the 5-star rating! We appreciate your support and look forward to serving you again soon.
Everything was great. clear communication along with the digital signing made the process much more simple. I've already recommended y'all to multiple people!
Reply from Nikkie Bickham
July 20th, 2026 03:15 PM
Nicholas, I appreciate your kind words and the recommendations. I'm glad to hear that the clear communication and digital signing made things simpler for you. If you ever need assistance in the future, don't hesitate to reach out.
She was very helpful
Reply from Nikkie Bickham
July 15th, 2026 04:01 PM
Cody, I'm grateful for your kind words. It's great to know that I could be of help to you. If you have any more questions or need assistance in the future, please feel free to reach out.
Easy peasy!
Reply from Nikkie Bickham
July 2nd, 2026 01:21 PM
Molly, I'm happy to hear that your experience was smooth and easy. If you ever need assistance again, feel free to reach out!
Very friendly, professional, and quick. Made buying a house extremely easy and stress free.
Reply from Owner
June 23rd, 2026 03:27 AM
Thank you so much for the kind review, Bobbi. We’re thrilled to hear the process was friendly, professional, and stress free. It was a pleasure helping you buy your home, and we appreciate you trusting us. Please reach out anytime if you need...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 755411
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.