Carla Zammiello
RMLO | NMLS# 1268620
As a licensed loan officer dedicated to serving my clients’ best interests, I am committed to providing knowledgeable mortgage advice, as well as the mortgage product best suited for their current financial needs and goals. Our team’s #1 g... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
We love Carla and her team! She was able to answer all of our questions and was ALWAYS available when we needed her.
Reply from Carla Zammiello
August 31st, 2026 06:26 PM
Wendy, I'm glad to hear that you felt supported by me and my team. I appreciate your kind words and am pleased I could always be available to answer your questions.
Carla was great through the entire process. She was very helpful and informative. I would reccomend her to anyone building a home. We are very happy to have been able to work with her.
Reply from Carla Zammiello
July 23rd, 2026 05:59 PM
Adrian, I appreciate your kind words and recommendation. I'm glad I could be helpful and informative throughout your home-building process. It's nice to hear that you are happy with our collaboration.
not to be dramatic, but Carla was a godsend! We had no prior knowledge whatsoever about process or how anything worked, but she helped us through it all. Answered every single question, simplied terms so we could fully understand and best of...
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Reply from Carla Zammiello
July 23rd, 2026 02:58 PM
Julia, I'm grateful for your kind words and the trust you've placed in me. It's great to hear that I could help simplify the process and address all your questions. Your recommendation means a lot, and I'm thankful for your support.
Carla was very reseptive to our questions and concerns. she helped clarify the complicated process throughout this journey. thank you
Reply from Carla Zammiello
April 30th, 2026 08:21 PM
Maria, I'm pleased to know that I could help clarify the process for you. Your kind words about my receptiveness to your questions and concerns mean a lot. Thank you for sharing your experience!
Carla is highly skilled at explaining loan status and providing options to challenges. She always exhibits great communication skills and leaves us with positive perspectives.
Reply from Carla Zammiello
April 27th, 2026 06:56 PM
Johnnie, I appreciate your kind words about my communication skills and ability to explain loan details. It's important to me that you feel informed and have positive perspectives throughout the process. Thank you for sharing your experience!...
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friendly communication
Carla was very helpful and knowledgeabl. she was so professional and great to work with. I recommend Carla to everyone we know. She made everything smooth and we were very happy doing business with Carla. We are so grateful for all the hard...
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Reply from Carla Zammiello
April 20th, 2026 06:17 PM
Jeanette, I'm grateful for your kind words and recommendation. It's wonderful to know that you found the process smooth and professional. Your happiness with the experience means a lot to me. Thank you for trusting me with your business!
Everything went smoothly and the communication with Carla was excellent!!
Reply from Carla Zammiello
April 7th, 2026 05:17 PM
Thank you so much, Justin! It was a pleasure helping you :) I hope you enjoy your beautiful new home!
Carla was great throughout the process making it very clear and easy to understand. She was always avaliable and always answered our questions with a great attitude. I have nothing but gratitude towards Carla, she was great!
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Reply from Carla Zammiello
March 9th, 2026 03:44 PM
I'm so glad to hear about your positive experience, Jesus. Making the process clear and straightforward is something I focus on, and I'm pleased to know that you felt supported and informed. Your gratitude truly means a lot to me. If you ever...
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Carla was very professional and very helpful throughout the entire process, she understood our our needs and did everything possible to get us approved . I will definitely recommend Carla to friends and family in the future .
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About
As a licensed loan officer dedicated to serving my clients’ best interests, I am committed to providing knowledgeable mortgage advice, as well as the mortgage product best suited for their current financial needs and goals. Our team’s #1 goal is to provide our clients with 5-Star service, while keeping our realtor and builder partners informed along the way. I offer FHA, VA, Conventional, and Jumbo loan products and specialize in interim construction loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1268620
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.