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Carla Zammiello - RMLO - NMLS # 1268620 in Columbia, MD

Carla Zammiello

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RMLO - NMLS # 1268620

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As a licensed loan officer dedicated to serving my clients’ best interests, I am committed to providing knowledgeable mortgage advice, as well as the mortgage product best suited for their current financial needs and goals. Our team’s #1 g...... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Overall Ratings
4.97
(254)
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Reviews from Web
  • 5.0
    Encompass
    M
    Maria M V
    SAN ANTONIO, TX
    Posted on April 23rd, 2026 08:20 PM
    Carla was very reseptive to our questions and concerns. she helped clarify the complicated process throughout this journey. thank you
    Reply from Carla Zammiello
    April 30th, 2026 08:21 PM
    Maria, I'm pleased to know that I could help clarify the process for you. Your kind words about my receptiveness to your questions and concerns mean a lot. Thank you for sharing your experience!
  • 5.0
    Encompass
    J
    Johnnie V
    SAN ANTONIO, TX
    Posted on April 19th, 2026 02:27 PM
    Carla is highly skilled at explaining loan status and providing options to challenges. She always exhibits great communication skills and leaves us with positive perspectives.
    Reply from Carla Zammiello
    April 27th, 2026 06:56 PM
    Johnnie, I appreciate your kind words about my communication skills and ability to explain loan details. It's important to me that you feel informed and have positive perspectives throughout the process. Thank you for sharing your experience!...
    read more
  • 4.83
    Encompass
    A
    Andrea S
    Fischer, TX
    Posted on April 13th, 2026 11:26 AM
    friendly communication
  • 5.0
    Encompass
    J
    Jeanette T H
    Spring Branch, TX
    Posted on April 13th, 2026 01:22 AM
    Carla was very helpful and knowledgeabl. she was so professional and great to work with. I recommend Carla to everyone we know. She made everything smooth and we were very happy doing business with Carla. We are so grateful for all the hard...
    read more
    Reply from Carla Zammiello
    April 20th, 2026 06:17 PM
    Jeanette, I'm grateful for your kind words and recommendation. It's wonderful to know that you found the process smooth and professional. Your happiness with the experience means a lot to me. Thank you for trusting me with your business!
  • 5.0
    Encompass
    J
    Justin B
    SPRING BRANCH, TX
    Posted on April 3rd, 2026 11:53 AM
    Everything went smoothly and the communication with Carla was excellent!!
    Reply from Carla Zammiello
    April 7th, 2026 05:17 PM
    Thank you so much, Justin! It was a pleasure helping you :) I hope you enjoy your beautiful new home!
  • 5.0
    Encompass
    J
    Jesus A G
    La Coste, TX
    Posted on March 1st, 2026 02:56 PM
    Carla was great throughout the process making it very clear and easy to understand. She was always avaliable and always answered our questions with a great attitude. I have nothing but gratitude towards Carla, she was great!
    read more
    Reply from Carla Zammiello
    March 9th, 2026 03:44 PM
    I'm so glad to hear about your positive experience, Jesus. Making the process clear and straightforward is something I focus on, and I'm pleased to know that you felt supported and informed. Your gratitude truly means a lot to me. If you ever...
    read more
  • 5.0
    Encompass
    E
    Enrique G G
    San Antonio, TX
    Posted on January 20th, 2026 12:08 PM
    Carla was very professional and very helpful throughout the entire process, she understood our our needs and did everything possible to get us approved . I will definitely recommend Carla to friends and family in the future .
    read more
  • 5.0
    Encompass
    R
    Raelyn H
    La Vernia, TX
    Posted on December 12th, 2025 03:09 PM
    Here’s a polished, friendly review you can use for your broker after your recent home purchase:⭐️⭐️⭐️⭐️⭐️ 5-Star ReviewWe are so glad we had such a GREAT experience working with [Broker’s Name] on our recent home purchase! From start to finish,...
    read more
  • 5.0
    Encompass
    C
    Christopher S L
    New Braunfels, TX
    Posted on November 14th, 2025 03:39 PM
    Carla is very responsive and on top of things.
  • 5.0
    Encompass
    V
    Veronica S
    Von Ormy, TX
    Posted on September 23rd, 2025 04:47 AM
    I have recently worked with carla and she's just so kind an very well informed she helped my process in buying my first home so easy , much easier than I thought its like she was holding my hand in every step. I'm so grateful for her and i...
    read more
  • 10 of 254
    About
    As a licensed loan officer dedicated to serving my clients’ best interests, I am committed to providing knowledgeable mortgage advice, as well as the mortgage product best suited for their current financial needs and goals. Our team’s #1 goal is to provide our clients with 5-Star service, while keeping our realtor and builder partners informed along the way. I offer FHA, VA, Conventional, and Jumbo loan products and specialize in interim construction loans.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    345
    /850
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    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 1268620
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.