

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Patrick was referred to us by a mutual friend. He is an amazing person, punctual and responsive. He helped guide us through the process and made it smooth as possible for my wife and I. I'm grateful for his service.
Reply from Patrick Srichaiyan
July 17th, 2026 02:02 PM
Louis, thank you so much for the kind words and for trusting me with such an important milestone. It was truly a pleasure working with you and your wife throughout the home buying process. I'm grateful for the opportunity to help make everything...
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Bobby's willingness to assist, desire to keep me informed, and knowledge were all unmatched. He was thorough and willing to spend all the time needed to make sure I understood all aspects of the process. I felt very confident throughout the...
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Reply from Bobby Matthews
July 24th, 2026 04:27 PM
Kevin, I appreciate your kind words and am glad to hear that you felt confident and comfortable throughout the process. It's great to know that my willingness to assist and keep you informed made a difference. Thank you for your recommendation,...
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Lisa was very cordial nice snd helpful, She was a clear communicator. She was responsive to all of our questions and had the ability to navigate the entire process smoothly. She was very knowledgeable and explained all of our options to us...
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Reply from Lisa Depriest
July 24th, 2026 07:27 PM
Berna, thank you for your kind words and recommendation. I'm glad to hear that you found my communication clear and my support helpful throughout the process. It's great to know that I could contribute to a positive experience for you.
Travis and his team were always available to answer questions, quick to respond. great communications, we always knew what stage we were at. This can be a very stressful process and they made it much easier.
Very kind thorough and respectful
Reply from Fred Holsman
July 24th, 2026 03:08 PM
Aunica, I'm grateful for your kind words and for acknowledging my thoroughness and respectfulness. If there's anything else I can do for you, please let me know.
Blake was fast and efficient. He was always so fast to answer back and put my mind at ease. walked us thr every step didn't matter the time or day!!! I would recommend him To anyone! Thankful for everything he did to help us'
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Reply from Blake Herring
July 24th, 2026 04:02 PM
Nicole, I'm so happy to know that my quick responses and support helped ease your mind throughout the process. It’s wonderful to hear that you felt guided every step of the way. Thank you for recommending me and for your kind words!
I cant thank enough Kristen Clarke and her team for guiding me to every step from pre approval , last minute transactions and processing to closing.Your professionalism and attention to detail made the entire homeownership journey smoother...
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Reply from Kristen Clarke
July 24th, 2026 06:42 PM
Maria, I'm truly grateful for your kind words and recommendation. It was a pleasure to guide you through each step of the homeownership process. I'm happy to know that my team's professionalism and attention to detail helped make your journey...
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Very simple and quick
Reply from Steven Odom
July 24th, 2026 04:58 PM
Gabe, I'm glad to hear that you found the process simple and quick. Thank you for sharing your experience!
agents are professional and prompt
Bobby was very attentive and responsive, among my many questions. He took the time to explain various scenarios to help us come up with our best solution.
Reply from Bobby Matthews
July 23rd, 2026 06:24 PM
Dwanna, I'm grateful for your feedback and glad to know that my attentiveness and responsiveness were helpful in addressing your questions. It's great to hear that the explanations provided were useful in finding the best solution for you....
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.