Murdock Richard
Loan Officer
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u...... Show More
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9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Mr. Murdock was incredible to work with. He took the time to answer all of my questions and helped us look at our options from multiple scenarious. He made the purchase of our new home as smooth as possible. We are extremely grateful for him...
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Reply from Murdock Richard
May 29th, 2026 04:35 PM
Thank you
It's not exactly "you". The process was demanding and felt very intrusive. At times it felt like my privacy was violated (though I understand the need for the information). Murdock Richard was terrific, both professionally and personally.
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Reply from Murdock Richard
May 15th, 2026 02:09 PM
Kurt, I appreciate your honest feedback and understand how the process can feel demanding. I'm glad to hear that you found my support helpful both professionally and personally. If there's anything specific you'd like to discuss or any way...
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Murdock was great and the entire process easy.
Reply from Murdock Richard
March 30th, 2026 02:09 PM
Stephen, I'm glad to hear that you found the process easy, and I appreciate your feedback. If there’s anything more I can do or any questions you have, feel free to get in touch. Thank you for choosing Lower!
Murdock has always given us great information, is super-accomodating, and extreemely proficient. Always a pleasant experience
Reply from Murdock Richard
March 26th, 2026 04:45 PM
I'm grateful for your kind words, Kathleen. It's important to me to provide reliable information and ensure each interaction is smooth and pleasant for you. If there's ever anything else I can assist you with, please feel free to reach out....
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.