Steven Odom
Branch Manager
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
Each step for my loan process was explained thoroughly, all questions answered and explained.
I was impressed by the ability to esign most documents, which made closing move along quickly. Thanks Steven for a good experience.
Reply from Steven Odom
May 26th, 2026 03:08 PM
I'm grateful for your kind words, Cynthia. It's nice to know that the thorough explanations and e-signing feature contributed to a smooth and efficient loan process for you. Thank you for sharing your experience!
Steven went above and beyond to get us approved for a loan. I can't recommend him and his team enough.
Reply from Steven Odom
May 6th, 2026 09:13 PM
Thank you Nathanael! I really appreciate you giving me the opportunity to assist you and hope you are enjoying your new home!
Great experience from start to finish. Communication and guidance throughout the process was excellent.
Reply from Steven Odom
May 6th, 2026 09:11 PM
Thank you Morgan! It was a pleasure assisting you throughout the process! Congratulations on your new home!
Steven was so thorough and understanding of the little knowledge I had about buying a home. He always made himself available for questions and never made me feel like I was a bother. HIGHLY RECOMMEND, truly 10/10 service!
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Reply from Steven Odom
April 6th, 2026 02:40 PM
It's wonderful to hear that you felt supported throughout the home buying process, Brigette. I strive to provide clear guidance and make myself available to answer questions, so it’s gratifying to know you had a positive experience without...
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Steven was helpful every step of the way! He communicated with us regularly and guided us toward the best possible outcome. We are super grateful!
Reply from Steven Odom
March 23rd, 2026 08:48 PM
I'm glad to hear that my guidance and communication were helpful for you, Amy. Ensuring a positive outcome is important to me, and I'm pleased that you felt supported throughout the process. If there's anything more I can assist you with, don't...
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Steven made the entire process incredibly smooth from start to finish. He was extremely communicative and kept us informed every step of the way, which made a potentially stressful experience feel simple and manageable. Anytime we had questions,...
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Reply from Steven Odom
March 23rd, 2026 05:48 PM
I'm truly pleased to hear that you felt supported throughout the process, Casey. Communication and clarity are important to me, and I'm glad I could keep things straightforward and manageable for you. If there's anything else you need or any...
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Steven communicated and helped me every step of the way Always pleasant, courteous, and always ready to help me. Highly recommend!
Reply from Steven Odom
March 16th, 2026 05:20 PM
I'm glad to know that my communication and support made a positive impact on your experience, Penny. Providing a pleasant and efficient service is always my goal. Should you have any further questions or need additional assistance, please don't...
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Steven was knowledgeable and helpful the entire process.
Reply from Steven Odom
February 20th, 2026 03:21 PM
It's great to hear that you found my knowledge and assistance helpful throughout the process, Steven. I aim to make things as smooth and straightforward as possible. If there's anything else I can do for you, please feel free to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 877000
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.