Steven Odom
Branch Manager | NMLS# 877000
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Steven was very communicative and honest with us, which was very appreciated! He also was a great resource for other home buying purposes. He was always in our corner!
Reply from Steven Odom
August 28th, 2026 07:14 PM
Matthew, I'm grateful for your kind words and pleased to know you found my communication and honesty helpful. It's great to hear that I could be a valuable resource for you during your home buying journey. Thank you for trusting me to be in...
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Steven was amazing! This was the easiest process ever!! We will for sure recommend Steven to our friends!
Reply from Steven Odom
August 13th, 2026 04:13 PM
Penny, I appreciate your kind words and am glad to hear that you found the process easy. Thank you for recommending me to your friends!
Great job, very professional!!!
Reply from Steven Odom
August 13th, 2026 02:44 PM
Thank you, Trampis, for your kind words. I'm pleased to hear that you found my work professional.
Very simple and quick
Reply from Steven Odom
July 24th, 2026 04:58 PM
Gabe, I'm glad to hear that you found the process simple and quick. Thank you for sharing your experience!
Steven was absolutely great!! He was the best
Reply from Steven Odom
July 23rd, 2026 02:23 PM
Thank you for your kind words, Martha. I'm happy to hear that you had a great experience with me.
Stephen and Summer both helped me a lot, answered all of my questions And kept me well informed during the whole process
Reply from Steven Odom
July 13th, 2026 01:11 PM
I'm glad to hear that both Summer and I could assist you and keep you informed throughout the process, Ethan. Thank you for sharing your positive experience!
Steven was very prompt with communication and readily available if needed. He was quick with paperwork and getting things done. He explained everything with great detail if there were any questions. I would highly recommend him.
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Reply from Steven Odom
June 22nd, 2026 02:46 PM
Thank you, Jakiala, for your kind words. I'm pleased to hear that my prompt communication and detailed explanations made the process smooth for you. Your recommendation is greatly appreciated.
Each step for my loan process was explained thoroughly, all questions answered and explained.
I was impressed by the ability to esign most documents, which made closing move along quickly. Thanks Steven for a good experience.
Reply from Steven Odom
May 26th, 2026 03:08 PM
I'm grateful for your kind words, Cynthia. It's nice to know that the thorough explanations and e-signing feature contributed to a smooth and efficient loan process for you. Thank you for sharing your experience!
Steven went above and beyond to get us approved for a loan. I can't recommend him and his team enough.
Reply from Steven Odom
May 6th, 2026 09:13 PM
Thank you Nathanael! I really appreciate you giving me the opportunity to assist you and hope you are enjoying your new home!
Great experience from start to finish. Communication and guidance throughout the process was excellent.
Reply from Steven Odom
May 6th, 2026 09:11 PM
Thank you Morgan! It was a pleasure assisting you throughout the process! Congratulations on your new home!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 877000
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.