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Lower, LLC in Columbia, MD

Lower, LLC, Columbia, MD

Columbia, MD
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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
97%
4 Star
2%
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0%
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Reviews from Web
  • J
    Julie N
    Oxford, AL
    Posted on July 16th, 2026 01:11 PM
    This is my third time using Miranda for financing a house Her and her staff are always great to deal with
    Reply from Miranda Kelley - Team Acopia | Lowe...
    July 18th, 2026 04:12 PM
    Julie, I'm so grateful for your continued trust in me and my team for your home financing needs. It's always a pleasure working with you, and I appreciate your kind words about our service. Thank you for choosing us once again!
  • R
    Richard W
    Oxford, MA
    Posted on July 16th, 2026 01:02 PM
    Mike is a knowledgeable guy great to work with I hope this isn't the last time I'm working with him.
    Reply from Michael Joseph Cafarella
    July 23rd, 2026 06:32 PM
    Richard, I appreciate your kind words and am glad to know you found working with me a positive experience. It would be great to have the opportunity to work together again in the future. If you ever need assistance, please don't hesitate to...
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  • K
    Karene D R
    Lake Wales, FL
    Posted on July 16th, 2026 12:44 PM
    David and his team were supportive in all areas of our transaction. Complete details were given and communication could not have been any better Making our home purchase a smooth process.
    Reply from David Thornton
    July 23rd, 2026 04:42 PM
    Karene, I'm pleased to know that you found the support from my team and me helpful throughout your transaction. It's nice to hear that the detailed communication made your home purchase smooth. If there's anything else you need, please feel...
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  • M
    Marcelene A P
    Macon, GA
    Posted on July 16th, 2026 12:42 PM
    Terri is the BEST. Communication was right on top. Never did i ask any question and she always had an answer. And Communicated to where I understood. For being first-time home buyers and didn't know the first thing about it she walked us through...
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    Reply from Terri Cagle
    July 22nd, 2026 04:55 PM
    Thank you so much for the awesome review!! I appreciate it very much!!
  • C
    Clifton E C
    Lawrenceville, GA
    Posted on July 16th, 2026 12:22 PM
    We had an outstanding experience with your team from start to finish. The team were knowledgeable, responsive, and took the time to explain every step of the process, making what could have been a stressful experience feel smooth and straightforward....
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    Reply from Chris Pulliam
    July 23rd, 2026 05:46 PM
    Clifton, I'm grateful for your kind words and pleased to hear that you had a smooth experience with my team. It's wonderful to know that our responsiveness and clear communication helped make the process stress-free for you. Thank you for your...
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  • T
    Thomas O
    Lithonia, GA
    Posted on July 16th, 2026 12:06 PM
    Tanya, was very patient , insightful , and was always on top of everything that I needed . She was always nice and professional, and kept me engaged in everything that was going on from the very beginning to the very end. To sum it all up Tanya...
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    Reply from Tanya Nielsen
    July 23rd, 2026 04:31 PM
    Thomas, I appreciate your kind words and am glad to hear that my patience and professionalism made a positive impact on your experience. It's great to know that you felt engaged and supported throughout the process. If you have any more questions...
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  • Y
    Yvonne R A
    Rock Hill, SC
    Posted on July 16th, 2026 11:54 AM
    Earnest was thorough, accessible, and responsive.
    Reply from Earnest Haynes
    July 23rd, 2026 03:35 PM
    Yvonne, I'm pleased to hear that you found me thorough and responsive. Being accessible to answer your questions is important to me. If there's anything else you need, please don't hesitate to reach out.
  • M
    Michael P
    McKinney
    Posted on July 16th, 2026 11:51 AM
    Murdock has made every real estate transaction happen for my family the past 25 years.
    Reply from Murdock Richard
    July 16th, 2026 07:31 PM
    Michael, your and Michelle's organization always made the process easy. I enjoyed our bantering but since Michelle always took your side, I was at a disadvantage. I look forward to our next transaction. Thanks for your kind words.
  • Encompass
    M
    Margaret J F
    Selbyville, DE
    Posted on July 16th, 2026 11:31 AM
    Mr. Nick knows his stuff!! Got us to the table with ease!! Nick handles all our purchase and we have always been satisfie!!
    Reply from Nick Muro
    July 23rd, 2026 05:40 PM
    I'm grateful for your kind words, Margaret. It's great to know that you found the process smooth and satisfying. If there's anything else you need, please feel free to reach out.
  • for
    Lower Mortgage - Bob Chamorro
    google
    F
    Florencia T
    Posted on July 16th, 2026 11:26 AM
    Lower Mortgage - Bob Chamorro has received a review with 5 star rating from Florencia T
    Reply from Owner
    September 11th, 2026 03:00 AM
    Thank you, Dayli, for the excellent rating. I appreciate your support and am here if you need anything further.
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Year Started

    2014

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.