Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
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Claudia, very communicative and kept me up-to-date and clear with the whole process. Her great professionalism just makes things so much easier.
TTTTThank
Reply from Claudia Diaz
July 27th, 2026 11:33 PM
Thank you, Gabriel. I appreciate your kind words. I'm glad to hear that I could make the process easier for you. If you need any further assistance, please feel free to reach out.
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Avery is awesome!
Reply from Nikki Rogers
August 4th, 2026 06:43 PM
Thank you, Mary. I'm glad to hear that Avery made such a positive impression on you!
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Mike is Very Personable, Sends you all the information that you need and follows up on everything that he is working on for You even after closing out the loan. Mike has a Great Attitude and Highly Recommend him to Help anyone needing a loan....
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Reply from Mike Carey
August 3rd, 2026 08:19 PM
David, thank you for your kind words and recommendation. I'm glad to hear that you found the information and follow-up helpful throughout the loan process. It's great to know my efforts made a positive impact on your experience.
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Once again working with Lower and Michael was amazing. He made the process so smooth and was always just a phone call away to answer any on my many questions. Definetlucky to have a loan officer like him and his team.
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Reply from Michael Hull
August 3rd, 2026 08:11 PM
Tanya, I'm grateful for your kind words and pleased to hear that the process went smoothly for you. It's important to me to be accessible and supportive, so I'm happy I could assist with your questions. If there's anything else you need, feel...
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Very great to work with! Huge help!
Reply from Stephen Gowen - Team Acopia - Lower...
July 27th, 2026 08:05 PM
Thank you so much for the kind review! It was a pleasure helping you through the homebuying process. We truly appreciated your responsiveness and cooperation, which helped everything go smoothly. Congratulations on your new home and thank you...
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Shawn was very punctual and organized My experience was great
Reply from Shawn Milliken
August 3rd, 2026 06:17 PM
ALFREDO, I appreciate your kind words about my punctuality and organization. I'm happy to know you had a great experience. If you need any further assistance, please don't hesitate to get in touch.
Mr Walthall was extremely knowledgeable and helpful in every step of my VA loan. Communication was consistent and all together was the best loan officer I could've asked for. I will be referring anyone and everyone his way.
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Reply from Travis Walthall
August 3rd, 2026 05:40 PM
I'm glad to hear that you found my knowledge and assistance helpful throughout your VA loan process, Jace. Consistent communication is key, and I'm pleased it made a positive impact for you. Thank you for your kind words and referrals; they...
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EDGAR AND HIS TEAM WERE EXCELLENT TO WORK WITH. ANSWERED EVERY QUESTION AND HELPED US NAVIGATE THROUGH THIS HOME PURCHASE FLAWLESSLY. HE WAS THERE ON QUESTIONS THAT DIDN'T EVEN PERTAIN TO HIS SIDE OF THE TRANSACTION. THANK YOU SO MUCH EDGAR
If you are buying a home make sure to reach out to Terri Cagle. She is the best, she listens and always made me feel comfortable through the process.
Reply from Owner
July 29th, 2026 11:50 AM
Thank you so much Ann, it was a pleasure working with you!!!
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EDGAR WAS VERY KNOWLEDGABLE AND DELIVERED AS ADVERTISED. JIMMY STEEDMAN
Reply from Edgar Ibarra
August 3rd, 2026 05:05 PM
James, I'm glad to hear that you found my knowledge and service to be as expected. If you have any more questions or need further assistance, please feel free to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.