

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
We had a great experience purchasing our new home with Lower Mortgage. Not only did they help us get the best loan rate, we felt like the process was so easy. We worked with Rick Fantucci, and would recommend anyone we know reach out to him...
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Reply from Owner
July 30th, 2026 04:20 PM
Amanda, thank you so much for your kind words! It was a pleasure working with you and Ronnie again after all these years. I'm honored you trusted me throughout your home search, and I'm so happy you found the perfect home for your family. Wishing...
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Great service and advice
Reply from Glenn Lazure
August 4th, 2026 03:06 PM
Kurt, thank you for your kind words about the service and advice. I'm grateful to have been able to assist you, and if there's anything else you need, feel free to reach out.
Lower made the purchase of our new home so easy! Rick Fantucci is so helpful and willing to give advice. We would recommend Lower to any of our friends or family!
Reply from Rick Fantucci
July 28th, 2026 05:58 PM
Thank you, Amanda! It was an honor to help you and Ronnie once again. I'm so glad you waited until the perfect home came along. Congratulations and thank you for placing your trust in me!
We had an outstanding experience working with TJ throughout our home loan process. From start to finish, she was incredibly communicative, encouraging, and always made us feel like a priority. She took the time to answer every question, kept...
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Reply from Owner
July 28th, 2026 04:18 PM
Brittany, thank you so much for your kind words! It was truly a pleasure helping you and Josh through this journey. We certainly had a few unexpected twists along the way, especially on closing day, but I'm so glad everyone worked together...
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We had an outstanding experience working with TJ throughout our home loan process. From start to finish, she was incredibly communicative, encouraging, and always made us feel like a priority. She took the time to answer every question, kept...
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Reply from Home Team Lending
July 28th, 2026 04:19 PM
Brittany, thank you so much for taking the time to share your experience! It was a pleasure working with you and Josh. You both were wonderful to work with and handled every twist and turn with such patience and positivity. I'm so glad we were...
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When we noticed there was a problem with the potential down payment based on it being my second VA loan, Terri proposed a solution which allowed me to maintain my prior home as a rental while still ensuring I had the resources to cover what...
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Reply from Terri Cagle - Team Acopia
July 29th, 2026 11:49 AM
Thank you, Anthony!! It was a pleasure working with you. I love helping veterans! I am so thankful for your service!
Mark and his team were super easy to work with. They are professional and kept me informed of the loan every step of the way. I highly reccomend Marc and the team at Lower. Even if you are out of town, they can still work for you!
Reply from Marc Creach
August 4th, 2026 01:33 PM
Christine, I'm grateful for your kind words and recommendation. It's great to know that you found the process easy and appreciated the professionalism and communication throughout. If there's anything more I can do for you, please feel free...
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excelente muy eficiente y rapidez para todo el proceso gracia.
Reply from Bob Chamorro
August 4th, 2026 05:18 PM
Gracias, Victor, por tus amables palabras. Me alegra saber que encontraste el proceso eficiente y rápido. Si necesitas más ayuda en el futuro, estoy aquí para apoyarte.
En mi pasadas experiencias, el sacar un Mortgage Loan era un proceso pasado, estresante y en ocasiones intimidante… afortunadamente Cabrales Mortgage fue todo lo contrario; los mejores interest rates, la amabilidad y atención de Diana Gomez...
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Reply from Owner
August 8th, 2026 12:00 AM
Agradecemos mucho su recomendación y confianza. Nuestro compromiso siempre es brindar orientación, comunicación y el mejor servicio posible para ayudar a las familias a alcanzar sus metas. ¡Felicidades por este gran logro y gracias por permitirnos...
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Professional and courteous and they will keep you updated on the whole process.
Reply from Owner
July 30th, 2026 08:48 PM
Thank you
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.