Michael Hull
Loan Officer
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Micheal was always there for me
It was great because micheal made everything so easy and simple. He helped me out when I was so busy
Reply from Michael Hull
May 25th, 2026 06:02 PM
Johnny, I'm grateful to hear that I could make things easy and simple for you, especially during your busy time. If you ever need further assistance, please don't hesitate to reach out.
Michael was great, personable and very communicative.
Reply from Michael Hull
May 22nd, 2026 04:24 PM
Beckie, I'm pleased to hear that you found me personable and communicative. Thank you for your kind words, and if there's anything else I can assist you with, please don't hesitate to reach out.
Very helpfull. Talked me through all the steps And answered every question I had!
Reply from Michael Hull
May 11th, 2026 06:29 PM
Zachary, I'm glad I could be helpful and guide you through the steps. If you have any more questions or need further assistance, feel free to reach out.
Michael's personal involvment and attention to detail. and in a real way, his patience.
Reply from Michael Hull
April 27th, 2026 04:12 PM
Ronald, I appreciate your kind words about my personal involvement and attention to detail. I'm glad that my patience made a positive impact on your experience. If there's anything else you need, please feel free to reach out.
Michael was always on top everything throughout the entire process. He took the time to walk us through each step and made sure we felt confident and informed along the way. His advice, was incredibly helpful, and we truly appreciated his responsiveness...
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Reply from Michael Hull
April 20th, 2026 03:22 PM
I'm grateful for your kind words, Matthew. It's wonderful to know that my support and attention to detail made the process smooth and reassuring for you. If there's anything else you need or any questions that arise, please feel free to reach...
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The communication and willingness to change things to make the whole process easier and more comfortable .
Reply from Michael Hull
April 13th, 2026 03:11 PM
I'm pleased to hear that the communication and flexibility made your experience more comfortable, Carlos. If there's anything else I can do to assist you further, please don't hesitate to let me know.
Was there for us every step of the way and always easy to reach with any questions we had!
Always answered my questions any time of day or night.I will definitely use lower mortgage
Reply from Michael Hull
March 31st, 2026 03:05 PM
It's great to hear that you found my availability helpful. I'm glad I could assist with your questions, no matter the time. If you choose to work with Lower Mortgage again in the future, feel free to reach out anytime if there's anything you...
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Michael is great to work with. His response time is fantastic. We look forward to working more with him in the future.
Reply from Michael Hull
March 24th, 2026 06:27 PM
I appreciate your kind words, Levi. It's great to know that you're satisfied with the response time and overall experience. If there's anything else you need or want to explore further, don't hesitate to reach out. I look forward to working...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1833245
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.