Michael Hull
Loan Officer | NMLS # 1833245
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
my situation gave me advice and explained everything well to me
Michael was bery responsive and answered all our questions!
Reply from Michael Hull
August 21st, 2026 03:58 PM
Sarah, I'm grateful for your feedback and pleased to hear that I could assist you by being responsive and answering all your questions. If there's anything else you need, feel free to reach out.
From day one, Mike had our backs with the home loan process. Easy going, respectful, responsive and extremely knowledgeable .. the list goes on and on. We came out of our new home purchase knowing that we were appreciated and very well taken...
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Reply from Michael Hull
August 14th, 2026 02:53 PM
Ronald, I appreciate your kind words and am happy to know that you felt supported throughout the home loan process. It's great to hear that you felt respected and well taken care of. Cheers to your new home!
Michael went above and beyond to find the right lender for me
Reply from Michael Hull
August 5th, 2026 07:20 PM
Jeffrey, I'm glad to hear that I could assist in finding the right lender for you. Your satisfaction is important to me, and I'm pleased that I could go above and beyond for your needs. If there's anything more you require, please don't hesitate...
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The attention to detail.
Reply from Michael Hull
August 5th, 2026 03:37 PM
Andrew, I appreciate your recognition of my attention to detail. It's important to me that every aspect of the process is handled with care. If there's anything more you need or any questions you have, please feel free to reach out.
Once again working with Lower and Michael was amazing. He made the process so smooth and was always just a phone call away to answer any on my many questions. Definetlucky to have a loan officer like him and his team.
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Reply from Michael Hull
August 3rd, 2026 08:11 PM
Tanya, I'm grateful for your kind words and pleased to hear that the process went smoothly for you. It's important to me to be accessible and supportive, so I'm happy I could assist with your questions. If there's anything else you need, feel...
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Michael has been great to work with. He has already helped us in our purchase of 2 rental properties and working on our 3rd. We love his advise and knowledge he shares with us. Thank you Michael
Reply from Michael Hull
July 24th, 2026 03:21 PM
Levi, I'm pleased to know that my advice and knowledge have been valuable to you in purchasing rental properties. Thank you for your kind words, and I look forward to continuing to assist with your current and future investments. If you need...
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Michael was just great throughout the whole process. I had been looking for a home for over 1-1/2 years and whenever I had questions regarding the properties and payment amounts he responded right away. Great experience
Reply from Michael Hull
July 14th, 2026 04:24 PM
Stacy, I'm glad to know that I could assist you promptly with your questions during your home search. I appreciate your kind words and am thankful for the opportunity to help. If there's anything else you need, feel free to reach out.
Micheal was always there for me
Reply from Michael Hull
June 1st, 2026 07:06 PM
Joshua, I'm happy to hear that I could be there for you. If there's anything else you need, please feel free to reach out.
It was great because micheal made everything so easy and simple. He helped me out when I was so busy
Reply from Michael Hull
May 25th, 2026 06:02 PM
Johnny, I'm grateful to hear that I could make things easy and simple for you, especially during your busy time. If you ever need further assistance, please don't hesitate to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1833245
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.