Mike Carey
Senior Loan Officer | NMLS# 384158
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Easy to work with and made me feel as though I was their only client. Always available and responsive.
Reply from Owner
October 2nd, 2026 03:25 PM
Luciana, I'm glad to hear that you felt valued and well-supported throughout the process. At Lower, ensuring I am available and responsive to my clients is a priority. Thank you for the positive feedback!
Mike was alwaus available and always very honest and helpful
Reply from Mike Carey
October 2nd, 2026 01:11 PM
Luciana, I'm pleased to know you found my availability and honesty helpful. At Lower, ensuring a positive experience is important to me. Thank you for your kind words.
⭐⭐⭐⭐⭐Mike and his team were absolutely amazing to work with! Communication throughout the entire process was excellent. They kept both me, as the Realtor®, and our buyer informed every step of the way and were always incredibly quick to respond...
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Reply from Owner
October 2nd, 2026 03:26 PM
Alex, I'm very grateful for your kind words about the experience with my team and me at Lower. It's wonderful to hear that we could provide excellent communication and support throughout the process, especially for a first-time homebuyer. Your...
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Mike was extremely knowledgeable, very helpful and given it was my first home purchase via a private sale he made sure to answer any and all questions promptly while keeping me up to date on status and any next steps. Highly recommend!
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Reply from Mike Carey
September 14th, 2026 01:57 PM
Erika, thank you for your hard work and commitment to the process. Your response to our requests were quick and right on. The team appreciated the opportunity to help.
Mike Carey has received a review with 5 star rating from Bobbi H
Reply from Owner
September 13th, 2026 01:35 PM
Thank you Bobbi. Congratulations!
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Reply from Mike Carey
September 14th, 2026 01:58 PM
Enjoy your new home. You worked hard and are very deserving. Welcome back.
Mike Carey has received a review with 5 star rating from Alexandra G
Reply from Owner
September 13th, 2026 01:35 PM
Thank you for your review! It’s appreciated.
Mike was absolutely great to work with! He made the refinance process easy and stress-free, was very professional, responsive, and always took the time to answer my questions. I truly appreciate his help and highly recommend Mike to anyone...
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Reply from Mike Carey
September 10th, 2026 02:17 PM
Kris, Thank you for the review. It is appreciated. You and Alexsandra were awesome. The partnership was great.
Mike CareyThere really aren’t enough good things I can say about Mike Carey with MLJ Escrow. He worked with me for over FOUR YEARS to help me get to the finish line, and I truly don’t think I could have asked for a better person to have in...
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Reply from Mike Carey
September 9th, 2026 04:15 PM
James, I'm truly grateful for your heartfelt words and appreciation. Working with you over these four years has been a meaningful journey, and I'm glad I could be there to support you and your family through the ups and downs. Your trust and...
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The process went very smoothly.
Reply from Mike Carey
September 1st, 2026 04:25 PM
Thank you for the opportunity to help!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage - Area Sales ManagerJan 1st, 2025 - Current
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 384158
Hobbies
- Traveling
- Golf
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.