

Mike Carey
Branch Sales Manager

As a mortgage professional with over twenty years experience, I understand lending guidelines, keep up with the constant change in the industry and have helped thousands of homebuyers. My specialties include all areas of lending from first ...... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
8:30 AM to 5 PM
Sun
closed
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Reviews from Web
Mike Carey has received a review with 5 star rating from 219Ridgewood
Mike was extremely accessible and prompt in responding to any emails, request, and questions. He was very thorough in his explanation of the process, and was there to guide us through every step of the way.
Reply from Mike Carey
June 15th, 2026 08:57 PM
Toby,
Thank you for your kind words! Enjoy your new home!
Mike explained and went over everything. He answered all of my questions and made the whole process run smooth.
Reply from Mike Carey
June 11th, 2026 11:18 AM
Thank you Dennis! Enjoy, you earned it.
My husband and I are repeat clients of Mike's! He is absolutely fantastic to work with and we will certainly be using him for our next real estate transaction. Everything went smoothly and he even attended our closing. We couldn't be happier...
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Reply from Mike Carey
June 8th, 2026 07:09 PM
Leanne,
It was my pleasure to help you and Toby. Enjoy your new home!
Mike was super helpful with every question i had with this entire process. Him and his team were wonderful to work with and he even came to my closing which was very nice!
Reply from Mike Carey
June 8th, 2026 06:40 PM
Braden, I appreciate your kind words and am glad to hear that you found the process helpful and enjoyable. It was great to be part of your closing, and I'm pleased that my team and I could assist you throughout. Thank you for sharing your experience!...
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Mike and his team were great.
Reply from Owner
June 8th, 2026 07:10 PM
Thank you for the kind words. My team appreciates your business!
Mike and Summer were a great help in getting my mortgage approved. And were very profesional but still friendly. Underwritter was a whole different story. My rating would be much higher if in were not for your underwritter.
Reply from Mike Carey
May 18th, 2026 08:00 PM
Greg,
Thank you for your kind words. We could not have done it without your diligence and partnership!
Mike Carey has received a review with 5 star rating from Emmalee B
Reply from Owner
May 18th, 2026 08:01 PM
Thjank you for your kind words. My team appreciates the oppo
Mike was wonderful through the whole process. Thank you!
Reply from Mike Carey
May 18th, 2026 08:21 PM
Thank you for the opportunity to serve your family!
Mike Carey has received a review with 5 star rating from Tyler O
Reply from Owner
May 18th, 2026 08:28 PM
Thank you!
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About
As a mortgage professional with over twenty years experience, I understand lending guidelines, keep up with the constant change in the industry and have helped thousands of homebuyers. My specialties include all areas of lending from first time homebuyers to seasoned investors. My priority to my customers is to find the right mortgage product that fits their short and long term goals. My mission is to provide the best service possible by setting proper expectations, advising on all options, and communicating throughout the transaction, so all parties are prepared to close with no surprises. Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity Lender.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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534
/850
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Positions
- Lower Mortgage - Area Sales ManagerJan 1st, 2025 - Current
Memberships
- NMLS
Addresses and Serving Areas
Year Started
1996
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 384158
Hobbies
- Traveling
- Golf
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.