Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
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Daniel Rubio has received a review with 5 star rating from Kayla S
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Lower Mortgage is a great company has a whole but the two main two people I have been working with is Roxan and Daniel . Without these two , I wouldn't have found my dream home but then also the best experience of finding a home so thank you...
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Reply from Daniel Rubio
August 4th, 2026 01:35 PM
Kayla, I'm truly grateful for your kind words and am pleased to have been part of your journey to finding your dream home. It's wonderful to hear that Roxan and I could provide a great experience for you. Thank you for recommending us and Lower...
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ATTENTION!! If you are buying a house call TERRI CAGLE. My finance and I just closed on our first house thanks to team at lower specifically Terri and Troy! Let me tell you about Terri; she’s a beast! She is so sweet & her communication is...
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Reply from Owner
August 24th, 2026 02:33 PM
Dolasha, I'm grateful for your kind words and thrilled to hear about your positive experience with Troy and me. It's wonderful to know that our communication and efficiency met your expectations during the home buying process. If you ever need...
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Terri never missed a beat! Paperwork that was needed she made sure to ask for it back Asap. every question we had she was knowledgable or followed up asap. Everyone needs terri on their team. From start to finish Terri made sure we We're comfortable....
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Reply from Terri Cagle - Team Acopia
July 29th, 2026 11:49 AM
Thank you so much Dalosha!!! It was a pleasure working with you!!!
Nicole is extremely knowledgeable and a true professional in the industry. She's always available to talk through a scenario and answer all my questions.
Reply from Nicole Munnerlyn
August 3rd, 2026 01:39 PM
Thank you for taking the time to leave such a thoughtful review. It means more than you know. My goal is always to make the mortgage process as clear and stress-free as possible, and I'm so glad that was your experience. Congratulations, and...
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Kristina & her staff were extremely helpful , professional & provide some very insightful strategies in obtaining my mortgage.
Reply from Kristina Beth Fischer
August 4th, 2026 08:29 PM
Steven, I'm glad to hear that you found my team and me helpful and professional. It's wonderful to know that our strategies were insightful for your mortgage process. If you have any more questions or need further assistance, please don't hesitate...
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Very informative pleasure to deal with.
Reply from Sonya Pitt
July 28th, 2026 11:49 AM
Matthew, thank you for your kind words.
Very easy to work with Tim.
Reply from Tim Summers
July 28th, 2026 03:54 PM
Andrew, I'm happy to hear that you found it easy to work with me. Thank you for your kind feedback!
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Jim made the whole process understandable from start to finish. Was always avaliable when I had a question. He worked well with everyone involved and kept all the information flowing as needed to everyone involved.
Reply from Jim Fisher
October 8th, 2026 05:49 PM
Thank you for the review Jeff, i wish you luck and happiness with your new home
He listened to my situation. He always had a CAN DO attitude. He was easily accessible and great at communicating. He kept me up to date with where the process was at, and what was expected next. he seemed more interested in making sure the...
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Reply from Brandon Hooper
August 4th, 2026 08:16 PM
Thank you for sharing your experience, William. I'm glad to hear that my approach and communication resonated with you and that you felt supported throughout the process. Prioritizing your goals and ensuring the right fit is always my aim....
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.