

Bob Chamorro
Branch Manager | NMLS# 282888


Florida International University
With over 20 years of proven success in the mortgage industry, I’ve closed more than 2,800 loans and funded over $1 billion in volume. Every client can expect expert guidance, clear communication, and a stress-free loan experience from appl...... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Bob and his team was very supportive allowing for any questions answered and made the process of purchasing my home a smooth one
I cannot say enough great things about working with Bob! From start to finish, his communication was outstanding — he was always prompt to answer my questions and made sure I understood every step of the process.My situation was not the most...
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The job done by Bob and his team was amazing. Excelent skills and communication.
The communication was amazing! The knowledge, every clear explanation, transparency . Working with Bob and his team was the best, and makes everything looks easier.
No conocimos el branch, todo lo hicimos online
(Translated by Google)
We didn't know about the branch; we did everything online.
Bob provided absolutely excellent service! Throughout our entire mortgage process, he was incredibly attentive and 100% available to answer all of our questions, patiently explaining everything as many times as we needed. He went above and...
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Reply from Bob Chamorro
May 26th, 2026 05:09 PM
Thank you for your kind words, John. I'm pleased to hear that you felt supported throughout the mortgage process and that I could help meet your deadlines. If you ever have more questions or need assistance in the future, don't hesitate to...
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Great communication
Bob Chamorro has received a review with 5 star rating from Dilian D
Muy transparente con todo, rápidos
Excellent service.
Reply from Owner
April 16th, 2026 04:53 PM
Gracias por tus palabras Alejandro. Siempre a tu orden aca, saludos! BC
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About
With over 20 years of proven success in the mortgage industry, I’ve closed more than 2,800 loans and funded over $1 billion in volume. Every client can expect expert guidance, clear communication, and a stress-free loan experience from application to closing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Conversion Mortgages(HECM)
Bank Statement Loans
Specialities
Goverment loans
Agency loans
Non-QM loans
Reverse Mortgages
Hard Money Loans
Search Rank ScoreLearn More →
610
/850
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Education
- Florida International UniversityBusinessInternational BusinessAug 1997 -Dec 2001

Positions
- Lower.com - Branch ManagerJul 1st, 2022 - Current
Addresses and Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS: 282888
- Branch NMLS: 1477432
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.