Rick Fantucci
Branch Sales Manager | NMLS# 147852
Oakland University
With over 28 years of mortgage experience and thousands of clients served, I help homebuyers, investors, and self-employed borrowers achieve their homeownership goals with confidence. Based in Alpharetta, GA, I proudly serve North Atlanta c... Show More
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9 AM to 5 PM
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9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Excellent! Quick easy transparent process. Always quick to answer any questions I had along the way, went above and beyond to ensure I felt good about such a large purchase. Absolutely the best!!!
Quick easy transparent process! Excellent service from start to close, was there to solve any and all hiccups along the way. Absolutely the best!!!
Rick was awesome to work with and explained everything really well!
Reply from Rick Fantucci
August 4th, 2026 05:03 PM
Thank you, Hunter! It was an honor helping you buy your first home. Your hard work and preparation made this a well-earned milestone. I truly appreciate your trust and kind words. Congratulations again and enjoy every minute in your new home!...
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Rick has helped us so much throughout the home buyer process. He is knowledgeable and helpful with various options. I would definitely recommend using his services if you are in the market for buying or refinancing!
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Reply from Rick Fantucci
July 31st, 2026 05:37 PM
Ronnie, thank you! I truly appreciate your kind words and your trust over the years. I've always enjoyed our phone check-ins, and I look forward to many more. Thanks again for the recommendation—it means a lot!
We had a great experience purchasing our new home with Lower Mortgage. Not only did they help us get the best loan rate, we felt like the process was so easy. We worked with Rick Fantucci, and would recommend anyone we know reach out to him...
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Reply from Owner
July 30th, 2026 04:20 PM
Amanda, thank you so much for your kind words! It was a pleasure working with you and Ronnie again after all these years. I'm honored you trusted me throughout your home search, and I'm so happy you found the perfect home for your family. Wishing...
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Lower made the purchase of our new home so easy! Rick Fantucci is so helpful and willing to give advice. We would recommend Lower to any of our friends or family!
Reply from Rick Fantucci
July 28th, 2026 05:58 PM
Thank you, Amanda! It was an honor to help you and Ronnie once again. I'm so glad you waited until the perfect home came along. Congratulations and thank you for placing your trust in me!
Just the whole process in general
Reply from Rick Fantucci
July 17th, 2026 06:08 PM
Jayshon, I'm grateful to hear that the whole process went well for you. Thank you for taking the time to share your experience!
Rick and Tina were very responsive, thourough, and accomodating to any questions I had throughout tyhe whole closing process.
Reply from Rick Fantucci
July 6th, 2026 01:47 PM
Gregory, I'm pleased to hear that you found Tina and me responsive and accommodating during the closing process. Your feedback about our thoroughness is greatly appreciated. Thank you for sharing your experience!
Rick makes the loan process so easy. He is very communicative and positive in every interaction. This is our second time using Rick for a mortgage and he is great!
Reply from Rick Fantucci
June 26th, 2026 06:11 PM
Robin, I appreciate your kind words and am happy to hear that the loan process felt easy for you. It's nice to know that my communication and positivity made a positive impact during your experience. Thank you for choosing me again for your...
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Great communication, flexible, easy to work
Reply from Rick Fantucci
June 15th, 2026 06:42 PM
Elzavon, I'm glad to hear you found the communication great and appreciated the flexibility. It's wonderful to know that working with me was easy for you. Thank you for your positive feedback!
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About
With over 28 years of mortgage experience and thousands of clients served, I help homebuyers, investors, and self-employed borrowers achieve their homeownership goals with confidence. Based in Alpharetta, GA, I proudly serve North Atlanta communities including Milton, Johns Creek, Roswell, Sandy Springs, Buckhead, and beyond. I specialize in tailored mortgage solutions, including conventional, bank statement, 1099, and P&L loan programs. My client-first approach focuses on understanding your unique financial picture and creating a strategy designed to get you to the closing table with clarity and confidence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Medical Professional Mortgages
USDA Loans
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Self-employed Income
Jumbo Mortgages
Investment Property
Conventional Purchase
Government Purchase
Bank Statement Loans
Down Payment Assistance
1st-time Homebuyers
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Education
- Oakland University
- Michigan State University
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 147852
Gallery
Hobbies
- Spending time with family
- Sports fan
- Music enthusiast
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.