Rick Fantucci
Branch Sales Manager
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
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Business Hours
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9 AM to 8 PM
Wed
9 AM to 8 PM
Thu
9 AM to 8 PM
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Reviews from Web
Great communication, flexible, easy to work
Tina and Rick were both very knowledgeable and helpful to me on my refinance journey. I felt very comfortable working with them and anytime I had questions, they were quick to answer. I would definitely refer them to my friends and family or...
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Reply from Rick Fantucci
June 3rd, 2026 08:22 PM
Tracy, I appreciate your kind words and am glad to hear that Tina and I could assist you on your refinance journey. It's great to know that you felt comfortable and well-supported throughout the process. Thank you for considering referring...
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Everything was perfect from the beginning with Tina to continuinhg with Loretta. The entire experience was amazing. Everything was clear and timely and I was able to close on my dream home a little early! Thank you so much!
Reply from Rick Fantucci
June 1st, 2026 05:25 PM
Chrissy, I'm pleased to hear that everything went smoothly from start to finish with Tina and Loretta. It's wonderful to know that the clarity and timeliness of the process helped you close on your dream home a bit early. Thank you for sharing...
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Availability and willingness to answer any and all questions!
Reply from Rick Fantucci
May 18th, 2026 05:43 PM
Candice, I'm glad to hear that my availability and willingness to answer your questions made a positive impact. If you have any more questions in the future, please feel free to reach out.
They looked for the right solution for us and didn't just give up on what we needed and has even started strategically looking at the future for continued support
Reply from Rick Fantucci
May 18th, 2026 10:59 PM
Jessica, I appreciate your kind words and am glad to hear that my efforts in finding the right solution for you were helpful. It's great knowing that the strategic planning for your future support is valued. If there's anything more I can do,...
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We had a very complicated financial situation. Rick and his team really helped to guide us and explore all possible options. Communication was fantastic, and they really helped us to stay on track when we were overwhelmed and falling behind...
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Reply from Rick Fantucci
May 17th, 2026 06:23 PM
Mia, I'm grateful for your kind words and am pleased to hear that I could guide you through your complicated financial situation. It's good to know that the communication and support from my team helped you stay on track. If you need any further...
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just great
Reply from Rick Fantucci
May 14th, 2026 06:53 PM
I'm pleased to hear that, Chandler. If there's anything more you'd like to share or need assistance with, feel free to let me know.
Rick and the team were able to work with my family's unique non-traditional mortgage situation. Rick was an excellent listener, strategist, and creative, finding the best solution for our situation. The entire team was very responsive and worked...
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Reply from Rick Fantucci
May 13th, 2026 04:27 PM
Lee, I appreciate your kind words about my work and the team's efforts. I'm pleased that we could assist with your unique mortgage situation and ensure a smooth closing process. If you have any further needs or questions, please feel free to...
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Quick, professional service
Reply from Rick Fantucci
May 5th, 2026 06:14 PM
I'm glad to hear you appreciated the quick and professional service, Ethan. If there's anything else you need, feel free to reach out.
This was hands down one of the best mortgage or HELOC experiences we have had. Everyone goes above and beyond to help and things move along quickly. We will definitely use them again in the future if we need something.
Reply from Rick Fantucci
May 4th, 2026 08:17 PM
I'm grateful for your positive feedback, Gregory. It's appreciated to hear that you had one of the best experiences with your mortgage or HELOC process. I'm pleased to know that everything went smoothly and efficiently. If you need any assistance...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Medical Professional Mortgages
USDA Loans
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Self-employed Income
Jumbo Mortgages
Investment Property
Conventional Purchase
Government Purchase
Bank Statement Loans
Down Payment Assistance
1st-time Homebuyers
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 147852
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.