

Marc Creach
Branch Manager | NMLS# 980636

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Marc was always so helpful in educating us on things we needed to know throughout our mortgage application. Even the one off chance that he didn't have an answer on a particular loan type, he quickly connected us to someone who could. Everyone...
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Reply from Marc Creach
November 2nd, 2026 03:02 PM
Kathryn, I'm glad to hear that you found my assistance helpful during your mortgage application process. It's great to know that even when I didn't have an immediate answer, I could connect you with the right person at Lower. I'm thankful for...
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Marc is a pleasure to work with. He is always willing to help, address questions and explain status. Please keep up the great service and communication.
Marc Creach is someone you want in your corner! I worked with him on a Lakeland purchase for my first-time buyers, and as a new agent, I really appreciated how he kept me informed and made sure I understood the process and the options available...
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Marc and Lola were able shift my loan quickly with great communication and follow through . This is the 6th house I have purchased in 20 years and it was smoothest process .
Reply from Marc Creach
October 23rd, 2026 05:05 PM
Harold, I'm grateful to hear that you found the loan process smooth and that Lola and I could assist you with great communication and follow-through. It's wonderful to know that your experience with us at Lower stood out during your sixth home...
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The ease of the process
Reply from Marc Creach
October 22nd, 2026 01:44 PM
Anthony, I'm happy to hear that you found the process easy. At Lower, making things straightforward for our clients is a priority, and I'm glad I could assist you effectively.
Marc and team where great to work with. They were informed, responsive and led me through the entire process. Thank you.
Reply from Marc Creach
October 19th, 2026 04:12 PM
Kenneth, I'm pleased to hear that you found my team and me informed and responsive throughout your process with Lower. Thank you for your kind words, and I'm glad we could assist you every step of the way.
The best experience I have ever had getting a mortgage .
Reply from Marc Creach
October 13th, 2026 06:58 PM
James, I'm glad to hear that you had the best experience getting a mortgage. Working with clients like you at Lower makes my work truly rewarding.
As always....You listen and respond.
Thank you!
Marc is an extremely knowledgable, highly reponsive, get loans done quickly and is my go to lender!
Communication from Marc
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 980636
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.