Marc Creach
Branch Manager | NMLS# 980636
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
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Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Marc was extremely responsive and thorough - we also appreciated his friendly & personal communication!
Reply from Marc Creach
June 29th, 2026 03:15 PM
Rebecca, I'm glad to hear that you appreciated my responsiveness and thoroughness, as well as the friendly and personal communication. If there's anything more I can do for you, please feel free to let me know.
very smooth process! Marc is great to work wit!
Reply from Marc Creach
June 24th, 2026 02:48 PM
Kristie, I'm happy to hear that you found the process very smooth and that working with me was a great experience. If there's anything else I can assist you with, please don't hesitate to reach out.
Always available to answer questions and explain next steps to getting through the mortgage maze
Reply from Marc Creach
June 23rd, 2026 07:34 PM
Matthew, I'm pleased to hear that I could be available to answer your questions and explain the next steps. If there's anything else you need assistance with, please don't hesitate to reach out.
Marc answered all of our questions, and provided clear steps and expectations. We've used Marc before and would use him again for any future purchases. He was great and the process went smoothly.
Reply from Marc Creach
June 15th, 2026 05:28 PM
Edlira, I'm grateful to know that I was able to answer all your questions and provide clear steps and expectations. It's wonderful to hear that you would consider working with me again for future purchases. If there's anything else you need,...
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Professionaliziam, great to work with.
Reply from Marc Creach
June 2nd, 2026 02:15 PM
Amy, I appreciate your kind words about my professionalism. I'm glad to know you found it great to work together. If you have any more feedback or need assistance in the future, please let me know.
Marc is fantastic, a great communicator and so knowledgeable. He was able to expalin things to me in a way that made me feel comforable and cared for. Lola his prosessor is also incredible!
Reply from Marc Creach
May 13th, 2026 05:41 PM
Bethany, I'm happy to hear that you felt comfortable and cared for through my explanations. It's also appreciated to know that Lola's assistance made a positive impact on your experience. If you have any more questions or need further support,...
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Marc did a good job in all phases of the process!
Very communicative and insightful as to what was going on in the market.
Reply from Marc Creach
May 5th, 2026 08:04 PM
Anthony, I'm glad to hear that you found my communication and insights helpful regarding the market. If you have any more questions or need further assistance, feel free to reach out.
Marc goes out of his way to make himself accessible to answer any questions. We had not applied for a mortgage loan in over 30 years, Marc and his team answered ALL of our questions which gave us ease of mind.
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Reply from Marc Creach
May 4th, 2026 03:20 PM
Pamela, I'm grateful for your feedback. I'm pleased to know that I was able to provide the accessibility and support you needed during your mortgage loan process. It's great to hear that our efforts helped put your mind at ease. If you have...
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Marc gave great support and answered every question . He was fast to respond to any concern or question
Reply from Marc Creach
May 1st, 2026 04:23 PM
I'm grateful for your feedback, Lisa. I'm pleased to know that I could provide you with the support you needed and address your questions promptly. If there's anything else I can assist you with, please don't hesitate to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 980636
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.