

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
(Translated by Google) In my past experiences, getting a mortgage loan was a complicated, stressful, and sometimes intimidating process… fortunately, Cabrales Mortgage was the complete opposite. The best interest rates, Diana Gomez's kindness...
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Reply from Owner
August 7th, 2026 03:31 PM
Agradecemos mucho su recomendación y confianza. Nuestro compromiso siempre es brindar orientación, comunicación y el mejor servicio posible para ayudar a las familias a alcanzar sus metas. ¡Felicidades por este gran logro y gracias por permitirnos...
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Easy process all the way through closing.
Reply from Victoria Tuskan
July 29th, 2026 06:59 PM
Thank you, Robert! Glad we made the process easy.
Made the process super easy had super communication
Reply from Terri Cagle - Team Acopia
July 29th, 2026 11:48 AM
Thank you Daniel!! It was a pleasure working with you!
Andrew is a wonderful man, he explains everything to you.
Reply from Andrew Sassen
August 4th, 2026 04:25 PM
Philippe, I appreciate your kind words. I'm glad to know that my explanations were helpful to you. Thank you for sharing your experience!
Completamente profesional ,actitud de apoyo al 100% que activa el prèstamo expeditamente y deja muy claro las polizas y acuerdos.Gracias!
Reply from Tyler Garcia
August 4th, 2026 03:53 PM
Juana, muchas gracias por tus amables palabras. Me complace saber que mi apoyo fue efectivo y que todo quedó claro durante el proceso. Estoy aquí para ayudarte en lo que necesites.
Shawn walked me through the proces . Austin was always respondsive to questions. Shawn made sure my concerns were addressed and that I got the best possible outcome
Reply from Shawn Milliken
September 15th, 2026 02:52 PM
Thank you for your kind words Kelli! I enjoyed working with you and hope to help you again in the future!
Rayma, Thank you for your professionalism and advice for your experience and overrall knowledge of financing and how to approach buying a new home for someone from out of state. My family greatly appreciates your hard work and getting us in...
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Reply from Rayma McGehee
August 4th, 2026 02:10 PM
Jared, thank you for your kind words. I'm pleased to hear that my advice and knowledge were helpful in your home-buying journey. It's wonderful to know that your family is enjoying your new home. If you need any further assistance, please feel...
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Ana is fast, reliable, efficient and will get you the best loan.
Reply from Ana Cabrales
August 4th, 2026 02:05 PM
Ericka, I'm grateful for your positive feedback. It's wonderful to know that you found my services fast and reliable. If you ever need further assistance, please feel free to reach out.
Beg with our initial conversation, Daltan provided me with timely, detailed information and advice that made my VA refi a smooth and seamless experience!
Reply from Dalton DePaul
August 4th, 2026 01:56 PM
Stephen, I'm glad to hear that the information and advice I provided made your VA refi process smooth and seamless. Thank you for your kind words and for trusting me with such an important transaction.
Patrick was very personable and quick to answer questions. He was always avalible and even after closing told us that we could still contact him with any questions!
Reply from Patrick Wesson
August 4th, 2026 01:52 PM
Lillie, thank you for your kind feedback. I'm happy to hear that my availability and personable approach were helpful to you. If you ever have more questions, please don't hesitate to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.