Tim Summers
Branch Manager
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
The transaction was very smooth. Made it just as simple and easy as possible. Fit with my schedule so well.And I greatly appreciate all that they've done.
Reply from Tim Summers
June 15th, 2026 03:37 PM
Marshall, I'm happy to hear that the transaction was smooth and fit well with your schedule. I appreciate your kind words and am thankful for the opportunity to assist you.
Tim kept the loan application moving foward when issues presented themselves. Also offered great advice.
Reply from Tim Summers
June 15th, 2026 03:38 PM
Shawn, I appreciate your feedback. I'm pleased to know that I could keep the loan application on track and provide helpful advice when needed. Thank you for sharing your experience!
Tim & his team went above and beyond. They jumped over hurdles that were tossed my way to get me to the finish line. Wonder group to work with!!!
Reply from Tim Summers
June 9th, 2026 07:52 PM
Wendy, I'm grateful for your kind words. It's good to know that my team and I were able to help you overcome any hurdles and reach the finish line. Thank you for sharing your experience with us!
The whole experience was great
Reply from Tim Summers
June 15th, 2026 03:38 PM
Derek, I'm happy to hear that you had a great experience. Thank you for taking the time to share your thoughts!
Every step of the process was very easy
Reply from Tim Summers
June 1st, 2026 03:18 PM
Stephanie, I'm pleased to hear that you found every step of the process easy. Thank you for sharing your positive experience!
tim summers
The service was great on a timmy did great
Reply from Tim Summers
May 12th, 2026 05:17 PM
James, I'm glad to hear that you had a great experience with the service. Thank you for your kind words!
Tim is really good at his job! Everyone we talked with was so pleasant, professional and knowledgeable, plus fast and efficient service from application to closing.
Reply from Tim Summers
April 30th, 2026 08:29 PM
Thank you for the kind words, Reba! Thank you for trusting in me with your financial needs.
I was guided on everything to fo to get this loan through the process , Tim was very helpful and knowledgeable on the home loan process and was a pleasure to work with. Thanks for all your help!
Reply from Tim Summers
April 21st, 2026 04:13 PM
It was a pleasure working with you Jeremy as well. If you ever need anything, please don't hesitate to give me a call buddy.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 64124
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.