Tim Summers
Branch Manager
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Wednesday
9:00 AM to 5:00 PM
Thursday
9:00 AM to 5:00 PM
Friday
9:00 AM to 5:00 PM
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Reviews from Web
The service was great on a timmy did great
Reply from Tim Summers
May 12th, 2026 05:17 PM
James, I'm glad to hear that you had a great experience with the service. Thank you for your kind words!
Tim is really good at his job! Everyone we talked with was so pleasant, professional and knowledgeable, plus fast and efficient service from application to closing.
Reply from Tim Summers
April 30th, 2026 08:29 PM
Thank you for the kind words, Reba! Thank you for trusting in me with your financial needs.
I was guided on everything to fo to get this loan through the process , Tim was very helpful and knowledgeable on the home loan process and was a pleasure to work with. Thanks for all your help!
Reply from Tim Summers
April 21st, 2026 04:13 PM
It was a pleasure working with you Jeremy as well. If you ever need anything, please don't hesitate to give me a call buddy.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 64124
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.