Kristina Beth Fischer
Loan Officer | NMLS# 1145068
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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closed
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Reviews from Web
Communication was excellent!
Reply from Kristina Beth Fischer
October 29th, 2026 01:24 PM
Carmel, I'm glad to hear that you found my communication excellent. At Lower, ensuring a great experience through clear communication is very important to me.
We worked with Kristina during the purchase of our first home. As first-time homebuyers, there were certainly some challenges and stressful moments throughout the process, but we appreciated her efforts in helping us get to closing. We were...
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Kristina was well-educated and did the research when asking questions outside of her knowledge. She also cared for me through the process, from initial conversations through closing. Thankful to have her as part of the journey.
Reply from Kristina Beth Fischer
October 19th, 2026 05:23 PM
Katelyn, I'm grateful for your kind words and pleased to hear that my research and care made a positive impact throughout your journey. Being part of your process at Lower was a rewarding experience for me.
Thanks again for so your help!
Reply from Kristina Beth Fischer
September 9th, 2026 04:35 PM
Terrence, I'm happy I could assist you. Your appreciation means a lot to me.
Kristina was ALWAYS available. I feel like we were always needing something on a holiday or weekend and she was always available to us. Also, I loved the technology. We appreciated the link to the various financing options that changed right...
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Reply from Kristina Beth Fischer
September 8th, 2026 04:18 PM
Jennifer, I appreciate your kind words and am glad that my availability and the technology we used made a positive impact on your experience. It's great to know that the financing options were helpful for you throughout the process.
Kristina and her team helped me every step of the way! They can help make anything happen! She is a available when you need her and I feel so lucky she helped me through the home buying process! She is very personable and creative!
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Reply from Kristina Beth Fischer
September 1st, 2026 01:16 PM
Bailey, I'm grateful for your kind words. I'm pleased to know that you felt supported throughout the home buying process and that my availability and creativity made a positive impact. It was a pleasure assisting you!
Kristina & her staff were extremely helpful , professional & provide some very insightful strategies in obtaining my mortgage.
Reply from Kristina Beth Fischer
August 4th, 2026 08:29 PM
Steven, I'm glad to hear that you found my team and me helpful and professional. It's wonderful to know that our strategies were insightful for your mortgage process. If you have any more questions or need further assistance, please don't hesitate...
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Communication, great advice, transparency.
Reply from Kristina Beth Fischer
July 13th, 2026 04:17 PM
Darwin, I appreciate your feedback and am pleased to know that my communication and advice were helpful to you. Transparency is key, and I'm glad it made a positive difference in your experience. If you need anything else, please feel free...
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Easy to communicate with. Accessible and responsive. I knew I could trust Kristina, which helped me relax during a stressful process.
Reply from Kristina Beth Fischer
June 29th, 2026 01:59 PM
Susan, I appreciate your kind words and am happy to know that you felt you could trust me. It's great to hear that my accessibility and responsiveness made the process less stressful for you. If there's anything more I can assist you with,...
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Kristina was amazingly helpful, making the whole process run smoothly and always being willing to explain anything.
Reply from Kristina Beth Fischer
June 26th, 2026 05:23 PM
Sarah, I'm grateful to hear that I could help make the process run smoothly for you. It's important to me to be available and willing to explain anything needed. If there's anything else I can do for you, please feel free to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1145068
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.