Kristina Beth Fischer
Loan Officer
At Universal Lending Home Loans we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinanci... Show More
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
Kristina & her staff were extremely helpful , professional & provide some very insightful strategies in obtaining my mortgage.
Communication, great advice, transparency.
Reply from Kristina Beth Fischer
July 13th, 2026 04:17 PM
Darwin, I appreciate your feedback and am pleased to know that my communication and advice were helpful to you. Transparency is key, and I'm glad it made a positive difference in your experience. If you need anything else, please feel free...
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Easy to communicate with. Accessible and responsive. I knew I could trust Kristina, which helped me relax during a stressful process.
Reply from Kristina Beth Fischer
June 29th, 2026 01:59 PM
Susan, I appreciate your kind words and am happy to know that you felt you could trust me. It's great to hear that my accessibility and responsiveness made the process less stressful for you. If there's anything more I can assist you with,...
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Kristina was amazingly helpful, making the whole process run smoothly and always being willing to explain anything.
Reply from Kristina Beth Fischer
June 26th, 2026 05:23 PM
Sarah, I'm grateful to hear that I could help make the process run smoothly for you. It's important to me to be available and willing to explain anything needed. If there's anything else I can do for you, please feel free to reach out.
Kristina was super responsive and helpful with my first home buying experience. She helped explain things so well and really helped make my home owning dream a possibility
Reply from Kristina Beth Fischer
June 22nd, 2026 02:58 PM
Hannah, I'm glad to hear that I could help make your dream of home ownership a reality. It's wonderful to know that my responsiveness and explanations were helpful during your first home buying experience. If there's anything else you need,...
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Kristina made my first homebuying experience incredibly easy. She explained every step of the way, was always very communicative, and made herself available at all times. Would highly recommend!
Reply from Kristina Beth Fischer
June 16th, 2026 03:04 PM
Leanne, I'm thankful to hear that I could make your first homebuying experience easy. It's important to me to be communicative and available throughout the process. Your recommendation means a lot, and if you need anything else, please don't...
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I appreciated that Kristina was available when I had questions regarding options
Kristina was extremely helpful in advising us along the way with our home loan. She was willing to answer any questions we had throughout. She was friendly and professional.
Reply from Kristina Beth Fischer
June 1st, 2026 06:19 PM
Angela, I'm pleased to know that you found my advice helpful and appreciated the support throughout your home loan process. Being both friendly and professional is important to me, so it's great to hear that reflected in your experience. If...
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The regular communication from her and her team. The availability and the directness of what was needed and when. I had to do less thinking, which allowed for this to all go very well.
Reply from Kristina Beth Fischer
May 29th, 2026 05:04 PM
Thank you, Craig, for highlighting the regular communication and clarity I provided. I'm glad to know that my approach made the process smoother for you. If there's anything else you need, please feel free to reach out.
We were first time homebuyers and Kristina quickly answered all of our questions and did a great job at explaining things in simple terms so we could understand them.
Reply from Kristina Beth Fischer
May 28th, 2026 08:59 PM
I'm grateful to hear that I could assist you as first-time homebuyers, Hannah. Ensuring clarity and addressing your questions promptly is always my goal. If you have any more questions in the future, feel free to reach out.
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About
At Universal Lending Home Loans we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Universal Lending Home Loans offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.