Nicole Munnerlyn
Producing Branch Manager | NMLS# 1987020
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
This group can’t be beat. They are friendly, personable and very professional. They have been great at every step. I highly recommend this group for all your tittle work.
Kirby Hearn
the whole process was seamless. Her back up personnel were very through also
Nicole and her team were awesome to work with. Everything was handled in a professional but friendly manner. Communication was always prompt and informative. Although I don't plan to need their services anytime soon, I will highly recommend...
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Good backup from support team. The entire operation was seamless
Nicole and her team were amazing to work with! I will definitely recommend them to clients in the future.
Everything went very well. It was a pleasure working with Nicole.
Reply from Nicole Munnerlyn
August 3rd, 2026 01:38 PM
Thank you so much for your kind words! It was truly a pleasure helping you through your home financing journey. I'm grateful you trusted me and my team, and I'm so excited for you as you begin this next chapter. Congratulations on your new...
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Nicole was wonderful to work with.
Reply from Nicole Munnerlyn
August 3rd, 2026 01:39 PM
I sincerely appreciate your kind review. Working with you was an absolute pleasure, and I'm honored you trusted me to help with your mortgage. Wishing you years of wonderful memories in your new home!
Nicole is extremely knowledgeable and a true professional in the industry. She's always available to talk through a scenario and answer all my questions.
Reply from Nicole Munnerlyn
August 3rd, 2026 01:39 PM
Thank you for taking the time to leave such a thoughtful review. It means more than you know. My goal is always to make the mortgage process as clear and stress-free as possible, and I'm so glad that was your experience. Congratulations, and...
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Nicole helped make what could have been a really stressful process easy. She was on the phone with us many times helping us through the entire thing. She gave us good advice, but it was never pushy. Many thanks to Nicole.
Reply from Nicole Munnerlyn
August 3rd, 2026 01:40 PM
Thank you both so much for your incredibly kind words! It was truly a joy getting to walk through this journey with you. Buying your first home is such an exciting milestone, and I'm honored you trusted me to help guide you through it. My goal...
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Nicole Munnerlyn has received a review with 5 star rating from Camille M
Reply from Owner
August 3rd, 2026 01:41 PM
Cannot wait to see what y'all do! Loved working with you both.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
VA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1987020
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.