

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Reily did a most excellent job of explaining hte process and made sure that we understood the process and what is happening next. We will recommed Reily to friends and family!
Reply from Reily Kiser
September 11th, 2026 01:34 PM
Jennifer, I'm pleased to hear that I was able to explain the process clearly and ensure you understood each step. Thank you for considering recommending me to your friends and family!
Great quick work and very professional
Reply from Owner
September 3rd, 2026 11:48 PM
Thank you for the kind words, Robert. It was a pleasure working with you. Thank you for your military service!
Lower, LLC has received a review with 5 star rating from Diego A
I had an excellent experience working with Chris throughout the loan process for the purchase of my home. He was very professional, helpful, and responsive every step of the way. He made the entire process smooth and easy to understand, and...
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Reply from Chris Velasquez
September 11th, 2026 03:52 PM
Diego, I'm grateful for your kind words and pleased to hear that you found the loan process smooth and easy to understand. It's nice to know that my professionalism and responsiveness made a positive impact on your experience. Thank you for...
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Knowledge and support
Reply from Corey Cale
September 11th, 2026 07:23 PM
FADY, thank you for acknowledging my knowledge and support. I'm glad I could assist you effectively.
Mackenzie is knowledgeable , great at communicating, and so kind! Thankful to work with her through this process
Reply from Mackenzie Pitt
September 11th, 2026 03:20 PM
Marjorie, I appreciate your kind words about my communication and knowledge throughout the process. I'm grateful to have had the opportunity to work with you.
Everything made it grate from the friendly service to the above and beyond hights the team went tru to get the deal done for us as quickly as possible cimplements to kristin for an unforgetable experience
Reply from Kristen Clarke
September 11th, 2026 01:40 PM
James, I'm grateful for your kind words and pleased to hear that you had a wonderful experience. It's nice to know that my efforts, along with the team's, made a positive impact on your journey.
I had a great experience working with Terri! She was extremely communicative and helpful throughout what can often be a stressful process, especially for first-time homebuyers like my wife and me. I'd recommend working with her to anyone.
Reply from Owner
September 10th, 2026 12:39 PM
Thank you so much Trace!!
Extremely efficient and easy process. Absolute pleasure to work with!
Reply from Jake Adler
September 10th, 2026 05:15 PM
William, I'm happy to hear that you found the process efficient and easy. Thank you for your kind words about working with me.
Karina made what I thought would be a stressful experience into something smooth and wonderful. No stress at all she would answer all questions quickly and was a smooth sailing closing. She can really make your dream into a reality. Highly...
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Reply from Karina Cabrales Home Loans, NMLS #9...
September 7th, 2026 01:53 PM
It was truly my pleasure Kristin. Very proud of the leap you made and here for any finance questions you may have. Blessings!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.